Little Deer Isle, Maine (ME) Savings Rates - April 2026
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Little Deer Isle, Maine and the surrounding area include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit UnionA+5.0 ★Texas Ratio: 2.96% Youth Savings at 4.00% APY, Saco & Biddeford SavingsSaco & Biddeford SavingsA+5.0 ★Texas Ratio: 4.27% High Balance Savings at 3.30% APY, Rockland Savings BankRockland Savings BankA+5.0 ★Texas Ratio: 2.39% RSB High Yield Savings at 3.15% APY, Camden National BankCamden National BankA+5.0 ★Texas Ratio: 0.98% High-Yield Savings Account at 3.10% APY, and PeoplesChoice Credit UnionPeoplesChoice Credit UnionA5.0 ★Texas Ratio: 7.93% BOOST Youth Savings at 3.05% APY.
Little Deer Isle is a smaller community with no bank or credit union branches currently in our database. 47 institutions serving the Maine area are available to Little Deer Isle residents, with savings rates as high as 4.00% APY from Atlantic Regional Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Little Deer Isle, Maine and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Little Deer Isle, Maine & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Youth Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$250,000 - $499,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
High Balance Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
High Balance Savings
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rockland Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
RSB High Yield Savings
3.15%
$50,000
▼
Rate3.06%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
High-Yield Savings Account
3.10%
$25
▼
Rate3.05%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
BOOST Youth Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,500.00
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Mutual High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
High Balance Savings
2.99%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Advantage Savings
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
High Yield Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
High-Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.20%
Health Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
PROPEL Preferred Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
High-Yield Savings Account
2.65%
$25
▼
Rate2.62%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Rockland Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
RSB High Yield Savings
2.65%
$50,000
▼
Rate2.58%
Min Deposit$50,000
Min Balance—
UpdatedApr 4, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA Savings
2.63%
$25
▼
Rate2.60%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Share Accounts
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Youth Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 - $249,999
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
High Balance Savings
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA Savings
2.43%
$25
▼
Rate2.40%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Share Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
High-Yield Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
High Yield Savings
2.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
IRA Savings
2.22%
$25
▼
Rate2.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Advantage Savings
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Share Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Health Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Youth Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 - $99,999
Northeast Bank Portland, ME
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
Health Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Share Accounts
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Advantage Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
Whiz Kid Share
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Rate1.49%
Min Deposit$10
Min Balance—
UpdatedApr 2, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Youth Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$10,000 - $49,999
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
High-Yield Savings
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Advantage Savings
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
High-Yield Savings
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Kids Savings Account
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
High-Yield Savings
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Saco Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
High-Yield Savings
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Business Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
Youth Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$5,000 - $9,999
Maine State Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.98%
Advantage Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Little Deer Isle, ME Savings Rate Trends
Compare local Little Deer Isle, ME savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — ME Avg
1.999%
▲ 0.320 vs 7 days ago
Maine high-yield savings rates rose 0.320 points over the past 7 days to 1.999% APY, up from 1.679%.
Standard Savings — ME Avg
0.364%
▼ 0.198 vs 7 days ago
Maine standard savings rates fell 0.198 points over the past 7 days to 0.364% APY, down from 0.563%.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Little Deer Isle, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Little Deer Isle, Maine. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Little Deer Isle, Maine
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Maine, help your money grow faster through a higher APY.
Are savings accounts in Little Deer Isle, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do savings rates change in Little Deer Isle, Maine?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Little Deer Isle, Maine may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Little Deer Isle, Maine?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Little Deer Isle, Maine offer in-person customer service, which some customers prefer.
How do I open a savings account in Little Deer Isle, Maine?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Little Deer Isle, Maine
Here are recent savings rates observed in Little Deer Isle, Maine and the surrounding area:
- Atlantic Regional Federal Credit Union
Youth Savings — 4.00% APY - Saco & Biddeford Savings
High Balance Savings — 3.30% APY - Rockland Savings Bank
RSB High Yield Savings — 3.15% APY - Camden National Bank
High-Yield Savings Account — 3.10% APY - PeoplesChoice Credit Union
BOOST Youth Savings — 3.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Little Deer Isle, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
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