Livingston, Louisiana (LA) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Livingston, Louisiana and the surrounding area include Capital One BankCapital One Bank29963 S Magnolia St, Livingston, LA 70754A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Keesler Federal Credit UnionKeesler Federal Credit Union29631 S Frost Rd, Livingston, LA 70754A+5.0 ★Texas Ratio: 4.31% IRA Savings at 0.65% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Instep Credit UnionInstep Credit UnionA5.0 ★Texas Ratio: 7.88% Youth & Teen Savings at 4.09% APY, and CENTRICCENTRICC+4.1 ★Texas Ratio: 25.48% Save Better Savings at 4.01% APY.
Livingston has 3 local institutions in our database, with savings rates as high as 3.20% APY from Capital One Bank at 29963 S Magnolia St, Livingston, LA 70754. Use the table below to compare all available offers, including options from institutions serving the broader Louisiana area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Livingston, Louisiana and the surrounding area. Last Updated and Verified: April 14, 2026
Compare the Best Savings Rates in Livingston, Louisiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
29963 S Magnolia St, Livingston, LA 70754
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
29631 S Frost Rd, Livingston, LA 70754
IRA Savings
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
29631 S Frost Rd, Livingston, LA 70754
Christmas Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedApr 11, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Youth & Teen Savings
4.09%
$5
▼
Rate4.00%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Qualifying balance up to $
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
IRA Prime Savings
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Premier Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $1,000.00
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
Explorer Club Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Qualifying balance up to $3,000.00
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Non-Profit Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
Money Market Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
On balances of $25,000+
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
High-Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Christmas Club Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Back to School Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Share Account
3.04%
$100
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 5, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Savings
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
($0 Opening Balance)
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Balances $25,000.00 or more
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Nonprofit Bonus Rate Savings Account
1.96%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
Money Market Savings
1.80%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
IRA Share Accounts (Roth & Traditional)
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
IRA Share Accounts (Roth & Traditional)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
IRA Share Accounts (Roth & Traditional)
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Valex Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.45%
IRA Savings
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
1.00%
$1,000,000
▼
Rate0.00%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Health Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.75%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedApr 3, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
IRA Shares
0.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Health Savings Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Money Market Savings
0.65%
$0
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Health Savings Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Health Savings Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Earl the Squirrel Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Savings
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Christmas Club Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Sweep Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Vacation Club Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.50%
$250,000
▼
Rate0.00%
Min Deposit$250,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Select Savings and greater
0.40%
$10,000
▼
Rate0.40%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
$100,000.00
Heritage Bank of St Tammany
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Select Savings
0.40%
$10,000
▼
Rate0.40%
Min Deposit$10,000
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Age 17 & under (Kidz Saver)
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Health Savings Account
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Livingston, LA Savings Rate Trends
Compare local Livingston, LA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — LA Avg
2.002%
▼ 0.689 vs 7 days ago
Louisiana high-yield savings rates fell 0.689 points over the past 7 days to 2.002% APY, down from 2.692%.
Standard Savings — LA Avg
1.367%
▲ 0.008 vs 7 days ago
Louisiana standard savings rates rose 0.008 points over the past 7 days to 1.367% APY, up from 1.358%.
As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Livingston, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Livingston, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Livingston, Louisiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.
Are savings accounts in Livingston, Louisiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.
How often do savings rates change in Livingston, Louisiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Livingston, Louisiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Livingston, Louisiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Livingston, Louisiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Livingston, Louisiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Livingston, Louisiana
Here are recent savings rates observed in Livingston, Louisiana and the surrounding area:
- Capital One Bank
360 Performance Savings — 3.20% APY - Keesler Federal Credit Union
IRA Savings — 0.65% APY - Fsnb
Cents-able Savings — 7.00% APY - Instep Credit Union
Youth & Teen Savings — 4.09% APY - CENTRIC
Save Better Savings — 4.01% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Livingston, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026
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