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Louisiana Savings Rate Trends

Hammond, Louisiana (LA) Savings Rates - March 2026

The best savings rates for Hammond, Louisiana and the surrounding area include Baton Rouge Telco Federal Credit UnionBaton Rouge Telco Federal Credit Union1115 W University Ave, Hammond, LA 70401 1315A+5.0 ★Texas Ratio: 3.53% Premier Bundle Savings at 3.50% APY, Capital One BankCapital One Bank1506 S Morrison Blvd, Hammond, LA 70403A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Gateway First BankGateway First Bank123 N Oak St, Hammond, LA 70401F1.8 ★Texas Ratio: 53.47% Gateway High Yield Savings at 2.75% APY, Hancock Whitney BankHancock Whitney Bank1855 S Morrison Blvd, Hammond, LA 70403A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, and First Guaranty BankFirst Guaranty Bank400 E Thomas St, Hammond, LA 70401A5.0 ★Texas Ratio: 12.00% SAVINGSELITE at 2.53% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Hammond, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hammond, Louisiana (LA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Hammond, Louisiana and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Hammond, Louisiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
1115 W University Ave, Hammond, LA 70401 1315
Premier Bundle Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
1115 W University Ave, Hammond, LA 70401 1315
Premier Savings
3.50%
$5
Rate3.45%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1506 S Morrison Blvd, Hammond, LA 70403
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Minimum Balance 4,5,6,9,10

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1855 S Morrison Blvd, Hammond, LA 70403
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
SAVINGSELITE
2.53%
$25,000
Rate2.50%
Min Deposit$25,000
Min Balance
UpdatedMar 26, 2026
Details

Balances $25,000.00 or more

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Savings Elite
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1855 S Morrison Blvd, Hammond, LA 70403
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1855 S Morrison Blvd, Hammond, LA 70403
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Personal Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Any balance

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Health Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Health Savings Account
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Health Savings Account
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Health Savings Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Tangipahoa Parish Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
1100 Roma Ave, Hammond, LA 70403 5464
Share and Special Savings Accounts
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Health Savings Account
0.30%
$100
Rate0.30%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Hammond, LA 70401
Coverdell Education Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Health Savings Account
0.12%
$100
Rate0.12%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Hammond, LA 70401
Youth Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Hammond, LA 70401
Vacation Club Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Hammond, LA 70401
Special Savings
0.10%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$100 minimum opening balance; $100 minimum balance to avoid service fee; $100 minimum balance to earn dividends; Dividends compounded/credited monthly

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Hammond, LA 70401
Regular Savings
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Hammond, LA 70401
Christmas Club Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
1115 W University Ave, Hammond, LA 70401 1315
Traditional Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Health Savings Account
0.07%
$100
Rate0.07%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1855 S Morrison Blvd, Hammond, LA 70403
Freestyle Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Business Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
1320 S Morrison Blvd, Hammond, LA 70403
Personal Savings
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Christmas Club Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 26, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
SAVINGSELITE
0.05%
$25,000
Rate0.05%
Min Deposit$25,000
Min Balance
UpdatedMar 26, 2026
Details

Balances less than $25,000.00

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Health Savings Account
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Regular Savings
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
400 E Thomas St, Hammond, LA 70401
Savings Elite
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA 70433 5069
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Youth & Teen Savings
4.09%
$5
Rate4.00%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Save Better Savings
4.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Prosperity Rewards Savings
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
IRA Prime Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Non-Profit Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
Explorer Club Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $3,000.00

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
High-Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Back to School Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Christmas Club Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA 71301
IRA Share Account
3.04%
$100
Rate3.00%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA 71360 5444
Christmas Club Shares
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
2.79%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Savings
2.75%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

($0 Opening Balance)

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
IRA SHARE ROTH
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
Savings
1.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
1.00%
$1,000,000
Rate0.00%
Min Deposit$1,000,000
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
0.75%
$500,000
Rate0.00%
Min Deposit$500,000
Min Balance
UpdatedMar 25, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
345 Main St, Marion, LA 71260
Earl the Squirrel Savings
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Hammond, LA Savings Rate Trends

Compare local Hammond, LA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana Savings Trends →
High-Yield Savings — LA Avg
2.187%
▲ 0.389 from last week

Louisiana high-yield savings rates rose 0.389 points this week to 2.187% APY, up from 1.799% last week.

Standard Savings — LA Avg
0.925%
▲ 0.794 from last week

Louisiana standard savings rates rose 0.794 points this week to 0.925% APY, up from 0.131% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hammond, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hammond, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Hammond, Louisiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.

Are savings accounts in Hammond, Louisiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.

How often do savings rates change in Hammond, Louisiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Hammond, Louisiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Hammond, Louisiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Hammond, Louisiana offer in-person customer service, which some customers prefer.

How do I open a savings account in Hammond, Louisiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Hammond, Louisiana

Here are recent savings rates observed in Hammond, Louisiana and the surrounding area:
  • Baton Rouge Telco Federal Credit Union
    Premier Bundle Savings — 3.50% APY
  • Capital One Bank
    360 Performance Savings — 3.20% APY
  • Gateway First Bank
    Gateway High Yield Savings — 2.75% APY
  • Hancock Whitney Bank
    Freestyle Savings Account — 2.75% APY
  • First Guaranty Bank
    SAVINGSELITE — 2.53% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Hammond, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026