Carencro, Louisiana (LA) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Carencro, Louisiana and the surrounding area include First HorizonFirst Horizon805 Veterans Dr, Carencro, LA 70520A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, Meritus Federal Credit UnionMeritus Federal Credit Union724 Veterans Dr, Carencro, LA 70520 3619A+5.0 ★Texas Ratio: 3.17% Money Market Savings Accounts at 0.56% APY, FsnbFsnbA5.0 ★Texas Ratio: 12.00% Cents-able Savings at 7.00% APY, Chevron Federal Credit UnionChevron Federal Credit UnionA+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, and Instep Credit UnionInstep Credit UnionA5.0 ★Texas Ratio: 7.88% Youth & Teen Savings at 4.09% APY.
Carencro has 13 local institutions in our database, with savings rates as high as 0.75% APY from First Horizon at 805 Veterans Dr, Carencro, LA 70520. Use the table below to compare all available offers, including options from institutions serving the broader Louisiana area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Carencro, Louisiana and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Carencro, Louisiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
805 Veterans Dr, Carencro, LA 70520
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
805 Veterans Dr, Carencro, LA 70520
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
724 Veterans Dr, Carencro, LA 70520 3619
Money Market Savings Accounts
0.56%
$50,000
▼
Rate0.56%
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
724 Veterans Dr, Carencro, LA 70520 3619
Money Market Savings Accounts
0.52%
$25,000
▼
Rate0.52%
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
805 Veterans Dr, Carencro, LA 70520
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
724 Veterans Dr, Carencro, LA 70520 3619
Money Market Savings Accounts
0.25%
$2,500
▼
Rate0.25%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
805 Veterans Dr, Carencro, LA 70520
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
805 Veterans Dr, Carencro, LA 70520
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
724 Veterans Dr, Carencro, LA 70520 3619
Money Market Savings Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
805 Veterans Dr, Carencro, LA 70520
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
724 Veterans Dr, Carencro, LA 70520 3619
Share Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 27, 2026
Details
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
724 Veterans Dr, Carencro, LA 70520 3619
IRA Share Savings
0.01%
$50
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedMar 27, 2026
Details
(Roth and Traditional)
Meritus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
724 Veterans Dr, Carencro, LA 70520 3619
Health Savings Account
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedApr 3, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
MySavings Youth
7.00%
$0
▼
Rate6.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Youth & Teen Savings
4.09%
$5
▼
Rate4.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
Prosperity Rewards Savings - Qualifying
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
IRA Prime Savings
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Premier Savings
3.60%
$5
▼
Rate3.54%
Min Deposit$5
Min Balance—
UpdatedApr 4, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Premier Bundle Savings
3.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifications Required: eStatements; direct deposit; 15 debit card purchases; Savings Accounts A new, better way to save.
ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
Non-Profit Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
Explorer Club Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $3,000.00
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
High-Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Christmas Club Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
Back to School Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
IRA Share Account
3.04%
$100
▼
Rate3.00%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
Christmas Club Shares
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
IRA Savings
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
($0 Opening Balance)
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Balances $25,000.00 or more
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
Money Market Savings
2.16%
$0
▼
Rate2.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Carter Federal Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 31.89%
Health Savings
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
High Yield Savings Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
Money Market Savings
1.80%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
IRA Share Accounts (Roth & Traditional)
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
Money Market Savings
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
1.00%
$1,000,000
▼
Rate0.00%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 3, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.75%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
SPECIAL SAVINGS IRA
0.50%
$250,000
▼
Rate0.00%
Min Deposit$250,000
Min Balance—
UpdatedApr 3, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Vacation Club Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Sweep Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Christmas Club Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Personal Savings
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Earl the Squirrel Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedApr 2, 2026
Details
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Balances exceeding $50,000 earn 0.50% APY
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Carencro, LA Savings Rate Trends
Compare local Carencro, LA savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — LA Avg
1.999%
▼ 0.245 vs 7 days ago
Louisiana high-yield savings rates fell 0.245 points over the past 7 days to 1.999% APY, down from 2.244%.
Standard Savings — LA Avg
0.612%
▼ 0.285 vs 7 days ago
Louisiana standard savings rates fell 0.285 points over the past 7 days to 0.612% APY, down from 0.897%.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Carencro, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Carencro, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Carencro, Louisiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.
Are savings accounts in Carencro, Louisiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.
How often do savings rates change in Carencro, Louisiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Carencro, Louisiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Carencro, Louisiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Carencro, Louisiana offer in-person customer service, which some customers prefer.
How do I open a savings account in Carencro, Louisiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Carencro, Louisiana
Here are recent savings rates observed in Carencro, Louisiana and the surrounding area:
- First Horizon
TotalView Money Market Savings — 0.75% APY - Meritus Federal Credit Union
Money Market Savings Accounts — 0.56% APY - Fsnb
Cents-able Savings — 7.00% APY - Chevron Federal Credit Union
MySavings Youth — 7.00% APY - Instep Credit Union
Youth & Teen Savings — 4.09% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Carencro, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
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