Mapleton, Kansas Savings Rates - August 2026

In Branch Only

Online Savings w/Direct Deposit into Checking.

Interest rate and APY change monthly on the first business day. 6 free withdrawals or transfers per month, $1 per transaction thereafter. A $10.00 monthly service fee applies, but can easily be avoided by: Maintaining an average daily balance of $10,000, or Enrolling in online statements within online banking. Rate accurate as of 8/1/2026. Balances $.01 and above earn the 3-month Treasury bills (secondary market) rate minus 1%.

Qualifications Required: Cycle qualifications must be met; To take advantage of high yield savings, Savings Plus must be combined with High Interest Checking or Cash Back Checking. Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.

In Branch Only

Special terms and conditions apply

Rounds up debit card transactions and share drafts (checks) to the next whole dollar and deposits into the EZ Saver savings account. If transaction is an even dollar amount, there is no transfer. Transactions will clear the checking account for the exact amount of the transaction. At the end of the business day, the total rounded amount will transfer from the checking to the EZ Saver in one transaction. Transactions are labeled as 'EZ Saver' in member accounts. Must have an open checking account. No regular deposits to EZ Saver. Penalty for withdraw (per occurrance) outside allotted window. After 10 consecutive months of saving, the account is eligible for penalty free withdraw for 2 months.

Interest earning savings account eligible for 1.75% APY interest on balances up to $2,000 and 0.10% APY on balances over $2,000 when funded via recurring ACH deposit or other qualifying external funds. This account is limited to two withdrawals per calendar year, each withdrawal in excess of this amount will incur a $20 excessive withdrawal fee that must be paid at the time of the withdrawal. This account does not qualify for withdrawal access via debit or check and does not support transactions originating via VRU, online banking, mobile banking, or ATMs. Withdrawals can be made in person at a Credit Union branch or by calling us at 800.877.2345. This account does not qualify for overdraft protection. Account holder must be a member with a regular share account who is in good standing. Current interest rates and the annual percentage yield may be found at the Credit Union's website, may be verified at a Credit Union Branch or by calling 800.877.2345. Interest rates earned and qualifying dollar amounts for interest earned are subject to change at any time. APRs and eligibility criteria are subject to change at any time. Fees may reduce earnings. Limit one Rainy Day Account per qualified membership.

Minimum to open: $15

Help take the sting out, by giving you tax-free savings on qualifying medical expenses. No minimum balance to open your account. Click here to learn more about how an HSA works.

Consult your tax advisor or refer to IRS Publication 502. Contribution limitations and other restrictions apply to HSAs. To have a Federally Qualified HSA, you must purchase and maintain a HDHP with minimum deductibles of $1,300 (individual) and $2,600 (family), and maximum out of pocket expenses less than $6,850 (individual) and $13,700 (family). Generally you cannot be covered by another low-deductible health insurance policy. The tax treatment of HSA contributions and distributions under your state's income tax laws may differ from the referenced federal tax treatment, and from state to state. Consult with your financial or tax advisor for more information. This Credit Union is federally-insured by the National Credit Union Administration. Qualified medical expenses are tax-free. Refer to section 213 (d) of the IRS Tax Code. Visit the U.S. Department of Treasury website for up-to-date contribution limits and more detailed information on plans and taxes.