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Indiana Savings Rate Trends

Plymouth, Indiana (IN) Savings Rates - April 2026

The best savings rates for Plymouth, Indiana and the surrounding area include Beacon Credit UnionBeacon Credit Union855 N Oak Dr, Plymouth, IN 46563A+5.0 ★Texas Ratio: 1.45% Business Ownership Share at 6.00% APY, Communitywide Federal Credit UnionCommunitywide Federal Credit Union1420 W Jefferson St, Plymouth, IN 46563 1675B+4.8 ★Texas Ratio: 17.76% CW IRA Savings at 3.10% APY, Lake City BankLake City Bank826 E Jefferson St, Plymouth, IN 46563A+5.0 ★Texas Ratio: 3.11% Rewards Savings at 0.36% APY, First FSB Rochester, INFirst FSB Rochester, IN2113 N Michigan St, Plymouth, IN 46563A5.0 ★Texas Ratio: 10.65% Money Market Savings Accounts at 0.15% APY, and Interra Credit UnionInterra Credit Union1629 N Michigan St, Plymouth, IN 46563 1003A+5.0 ★Texas Ratio: 1.74% Sign & Save Savings at 0.10% APY.

Plymouth has 25 local institutions in our database, with savings rates as high as 6.00% APY from Beacon Credit Union at 855 N Oak Dr, Plymouth, IN 46563. Use the table below to compare all available offers, including options from institutions serving the broader Indiana area. Rates are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Plymouth, Indiana and the surrounding area. Last Updated and Verified: April 14, 2026

Compare the Best Savings Rates in Plymouth, Indiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
855 N Oak Dr, Plymouth, IN 46563
Business Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

Applicable Share Certificate dividends exclude HSA and IRA. Access via debit cards or checks (paper or electronic) not permitted. $5.00 monthly inactivity fee incurred if no additional activity across the business membership within previous 12 months. Business accounts only; consumer accounts not eligible.

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
855 N Oak Dr, Plymouth, IN 46563
Ownership Share
6.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
855 N Oak Dr, Plymouth, IN 46563
Ownership Share and Business Ownership Share
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
1420 W Jefferson St, Plymouth, IN 46563 1675
CW IRA Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
1420 W Jefferson St, Plymouth, IN 46563 1675
CW HiRate Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
1420 W Jefferson St, Plymouth, IN 46563 1675
Savings
1.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
1420 W Jefferson St, Plymouth, IN 46563 1675
CW Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Communitywide Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.76%
1420 W Jefferson St, Plymouth, IN 46563 1675
CW Cents Savings
1.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 11, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
826 E Jefferson St, Plymouth, IN 46563
Rewards Savings
0.36%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required; Qualifying balance up to $50,000

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
826 E Jefferson St, Plymouth, IN 46563
Rewards Savings
0.26%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required; Qualifying balance up to $50,000

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
826 E Jefferson St, Plymouth, IN 46563
Rewards Savings
0.16%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
855 N Oak Dr, Plymouth, IN 46563
Savings Plus, Business Savings Plus, HSA and IRA Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2113 N Michigan St, Plymouth, IN 46563
Money Market Savings Accounts
0.15%
$50
Rate0.15%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2113 N Michigan St, Plymouth, IN 46563
Money Market Savings Accounts
0.12%
$50
Rate0.12%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
1629 N Michigan St, Plymouth, IN 46563 1003
Sign & Save Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
1629 N Michigan St, Plymouth, IN 46563 1003
IRA Savings
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 14, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
1629 N Michigan St, Plymouth, IN 46563 1003
HSA Savings
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 14, 2026
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2113 N Michigan St, Plymouth, IN 46563
Money Market Savings Accounts
0.08%
$50
Rate0.08%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
1629 N Michigan St, Plymouth, IN 46563 1003
Share Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 14, 2026
Details

Interra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.74%
1629 N Michigan St, Plymouth, IN 46563 1003
Member Share Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedApr 14, 2026
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2113 N Michigan St, Plymouth, IN 46563
Money Market Savings Accounts
0.05%
$50
Rate0.05%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2113 N Michigan St, Plymouth, IN 46563
Simply Business Savings
0.03%
$50
Rate0.03%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
2113 N Michigan St, Plymouth, IN 46563
Simply Savings
0.03%
$50
Rate0.03%
Min Deposit$50
Min Balance
UpdatedApr 11, 2026
Details

Lake City Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
826 E Jefferson St, Plymouth, IN 46563
Rewards Savings
0.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Rewards Checking account required

Beacon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
855 N Oak Dr, Plymouth, IN 46563
Ownership Share and Business Ownership Share
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
6.25%
$0
Rate6.08%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
5.25%
$0
Rate5.13%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
RevUp Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

$0 - $2,500

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Youth savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Ohio Homebuyer Plus Savings
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedApr 12, 2026
Details

about homebuyer plus

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
Business Money Market Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.64%
$100
Rate3.58%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
3.55%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.55%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

$200,000 & Over

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.29%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

$100,000-$199,999

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Bippus State Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.94%
Elevated Savings
3.25%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $10,000.00

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings
3.09%
$100
Rate3.05%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000,000.00

First Internet Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
Money Market Savings Rate
3.09%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedApr 11, 2026
Details

Earn 5x the national average**

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
Business & Public Funds Premium Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.15%
High Interest Money Market Savings
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
Church Variable Shares
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

$25,000-$99,999

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifying balance up to $1,000.00

Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
High Yield Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 8, 2026
Details

Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Share Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 9, 2026
Details

Peoples T&S Bank Boonville, IN
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
Elite Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Our uncapped, high-yield, savings account gives you the flexibility of a savings account without locking up your savings in a long-term investment! *Click for more details!

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Jubilee savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

MIDWEST AMERICA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Youth Savings
3.00%
$1
Rate2.96%
Min Deposit$1
Min Balance
UpdatedApr 14, 2026
Details

Qualifying balance up to $500.00

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedApr 11, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
Huntington Relationship Savings
2.98%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

DeMotte State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
Savings Growth
2.83%
$0
Rate2.80%
Min Deposit$0
Min Balance
UpdatedApr 3, 2026
Details

Springs Valley B&T Co.
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
Savings
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 4, 2026
Details

Qualifications Met

Everence Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Relationship savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 11, 2026
Details

Qualifications Required; Qualifying balance up to *Qualifications met

SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 6.06%
RevUp Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 14, 2026
Details

$2,500 - $5,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Plymouth, IN Savings Rate Trends

Compare local Plymouth, IN savings rate quotes against the statewide average

Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Indiana Savings Trends →
High-Yield Savings — IN Avg
2.971%
▼ 0.050 vs 7 days ago

Indiana high-yield savings rates fell 0.050 points over the past 7 days to 2.971% APY, down from 3.021%.

Standard Savings — IN Avg
0.650%
▲ 0.005 vs 7 days ago

Indiana standard savings rates rose 0.005 points over the past 7 days to 0.650% APY, up from 0.645%.

As of Apr 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Plymouth, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Plymouth, Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IN.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Plymouth, Indiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Indiana, help your money grow faster through a higher APY.

Are savings accounts in Plymouth, Indiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Indiana up to $250,000 per depositor, per institution.

How often do savings rates change in Plymouth, Indiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Indiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Plymouth, Indiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Plymouth, Indiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Plymouth, Indiana offer in-person customer service, which some customers prefer.

How do I open a savings account in Plymouth, Indiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Plymouth, Indiana

Here are recent savings rates observed in Plymouth, Indiana and the surrounding area:
  • Beacon Credit Union
    Business Ownership Share — 6.00% APY
  • Communitywide Federal Credit Union
    CW IRA Savings — 3.10% APY
  • Lake City Bank
    Rewards Savings — 0.36% APY
  • First FSB Rochester, IN
    Money Market Savings Accounts — 0.15% APY
  • Interra Credit Union
    Sign & Save Savings — 0.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Plymouth, Indiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026