Auto Loan Rates in Plymouth, Indiana (IN) for July 2026
Brian McKay
Brian McKay
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Current auto loan rates in Plymouth, Indiana include United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% offering Auto Loan at 2.99%, Bloomington Municipal Credit UnionBloomington Municipal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%, Clifty Creek Employees Federal Credit UnionClifty Creek Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.30% offering 2023 - Newer Vehicle Loan at 3.75%, Regional Federal Credit UnionRegional Federal Credit UnionA+5.0 ★Texas Ratio: 4.25% offering New and Used Auto Loans at 3.99%, Monroe County Teachers Federal Credit UnionMonroe County Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 4.57% offering New Vehicles Loan at 4.25%. Auto loan rates as of July 24, 2026 according to verified data from MonitorBankRates.
Plymouth borrowers have access to 27 lenders serving the Indiana area, with auto loan rates as low as 2.99% APR from United Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Plymouth, Indiana. Auto Loan Rates Last Updated and Verified: July 24, 2026
Compare Auto Loan Rates Today in Plymouth, Indiana & Surrounding Area
Plymouth Auto Loan Rates
Limited-time offer. Save on a new or refinanced vehicle this summer with rates starting as low as 2.99% APR for 36 months with autopay from a United checking account.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
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As Low As
Model Year: 2023-2027; As Low As
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As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
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As Low As; Special
Model Year: 2023-2027; As Low As
As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
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As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Rates as low as
Model Year: 2023-2027; As Low As
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As Low As
As Low As; Rate subject to change.
As Low As; *
As Low As; Newer Auto Loan
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As Low As
100% List
2025 - 2024
100% List
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
APR is the Annual Percentage Rate. Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
As Low As; up to 36 Months
As Low As; New Auto 2025 + Newer Only
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As Low As; Newer Auto Loan
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As Low As; Rate subject to change.
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As Low As; Model Year: New Auto 2025 + Newer
As Low As; Used Auto Loan
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100% List
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Model Year: 2025-2027 (new only); As Low As
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
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As Low As; Model Year: New Auto 2025 + Newer
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As Low As; Used Auto Loan
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2023 - 2022
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2021 - 2019
Model Year: 2021-2022; As Low As
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As Low As
As Low As; Loan Amounts over $20k only
As Low As; Newer Auto Loan
2020 & Newer
As Low As
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Model Year: 2021-2022; As Low As
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As Low As; Loan Amounts over $60k only
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Rates as low as
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As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As*
As Low As*
Model Year: 2017-2020; As Low As
2019 & Older
Over $15,000
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As Low As
As Low As; Used Auto Loan
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2020 & Newer
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As Low As
As Low As; Loan Amounts over $20k only
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
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As Low As; Newer Auto Loan
Rates as low as
Rates as low as
As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As
Rates as low as
As Low As
As Low As
As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As
As Low As; *
2019 & Older
2018 or Older
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Used Auto Loan
As Low As;*
New Vehicle Rate
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; *
2018-2022 Vehicle Rate
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
New Vehicle Rate
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
2018-2022 Vehicle Rate
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2017 & Older Vehicle Rate
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Plymouth New Auto Auto Loan Rates
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
As Low As; *
As Low As
Model Year: 2023-2027; As Low As
As Low As; *
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Model Year: 2023-2027; As Low As
As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Rates as low as
Model Year: 2023-2027; As Low As
As Low As
As Low As
As Low As; Rate subject to change.
As Low As; Newer Auto Loan
As Low As;*
As Low As
100% List
100% List
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
APR is the Annual Percentage Rate. Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
As Low As; New Auto 2025 + Newer Only
As Low As; Newer Auto Loan
As Low As
As Low As;*
Rates as low as
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As Low As*
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As Low As*
As Low As*
As Low As; Model Year: New Auto 2025 + Newer
As Low As
100% List
As Low As; *
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As Low As*
Model Year: 2025-2027 (new only); As Low As
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
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As Low As; Model Year: New Auto 2025 + Newer
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Model Year: 2021-2022; As Low As
As Low As; Newer Auto Loan
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Model Year: 2021-2022; As Low As
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As Low As
Rates as low as
Model Year: 2017-2020; As Low As
Over $15,000
As Low As
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As Low As
As Low As*
As Low As; Newer Auto Loan
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Plymouth Used Auto Auto Loan Rates
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Model Year: 2023-2027; As Low As
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Model Year: 2023-2027; As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
Model Year: 2023-2027; As Low As
2025 - 2024
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
APR is the Annual Percentage Rate. Terms and conditions are subject to change without notice. Subject to credit approval. Rate may vary based on individual creditworthiness.
Rates as low as
As Low As*
As Low As
As Low As; Rate subject to change.
As Low As*
As Low As; Used Auto Loan
As Low As*
As Low As*
Model Year: 2025-2027 (new only); As Low As
As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply.
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As Low As; Used Auto Loan
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2023 - 2022
2021 - 2019
Model Year: 2021-2022; As Low As
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As Low As
Model Year: 2021-2022; As Low As
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As Low As
Rates as low as
As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As*
As Low As*
Model Year: 2017-2020; As Low As
As Low As*
As Low As*
As Low As; Used Auto Loan
As Low As; *
As Low As; *
As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As
As Low As*
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Rates as low as
As Low As
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Rates as low as
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; *
2018 or Older
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Used Auto Loan
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; *
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
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Plymouth, IN Auto Loan Rate Trends
Compare local Plymouth, IN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana new auto rates fell 0.084 points over the past 7 days to 5.764% APR.
Indiana used auto rates fell 0.105 points over the past 7 days to 6.210% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Plymouth, Indiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Plymouth, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Plymouth, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Plymouth, Indiana
How does my credit score affect my car loan rate in Indiana?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Plymouth, Indiana?
- United Federal Credit Union: 2.99% (Auto Loan)
- Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
- Clifty Creek Employees Federal Credit Union: 3.75% (2023 - Newer Vehicle Loan)
- Regional Federal Credit Union: 3.99% (New and Used Auto Loans)
- Monroe County Teachers Federal Credit Union: 4.25% (New Vehicles Loan)
