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Florida Savings Rate Trends

Fort Myers, Florida (FL) Savings Rates - March 2026

The best savings rates for Fort Myers, Florida and the surrounding area include Suncoast Credit UnionSuncoast Credit Union565 Pine Island Rd, Fort Myers, FL 33903A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, EverBankEverBank6321 Daniels Parkway, Fort Myers, FL 33912B4.5 ★Texas Ratio: 20.65% Performance® Savings at 3.90% APY, MidWestOne BankMidWestOne Bank8690 Gladiolus Dr, Fort Myers, FL 33908A+5.0 ★Texas Ratio: 4.78% High-Yield Savings at 3.60% APY, PNC BankPNC Bank16740 San Carlos Blvd, Fort Myers, FL 33908A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913A+5.0 ★Texas Ratio: 2.47% Kids Club Savings at 3.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Fort Myers, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fort Myers, Florida (FL) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Fort Myers, Florida and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Fort Myers, Florida & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
565 Pine Island Rd, Fort Myers, FL 33903
High Yield Savings Account
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $500.00; High yield checking required.

EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
6321 Daniels Parkway, Fort Myers, FL 33912
Performance® Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
8690 Gladiolus Dr, Fort Myers, FL 33908
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Contact your local banker for more details!

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
16740 San Carlos Blvd, Fort Myers, FL 33908
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913
Kids Club Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifying balance up to $1,000

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
12748 S Cleveland Ave, Fort Myers, FL 33907
High Yield Savings Account
2.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
12748 S Cleveland Ave, Fort Myers, FL 33907
High Yield Savings
2.25%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Savings
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Savings
1.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premium Savings Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premium Savings Account
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
17830 Ben Hill Griffin Pkwy, Fort Myers, FL 33913
Health Savings Account
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premium Savings Account
0.90%
$0
Rate0.90%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Premium Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
First 1 Savings Account
0.35%
$50
Rate0.35%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
IRA Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
First 1 Savings Account
0.30%
$50
Rate0.30%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
4125 Cleveland Ave Ste 1855, Fort Myers, FL 33901 9188
Share Savings IRA (Traditional & Roth)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
First 1 Savings Account
0.25%
$50
Rate0.25%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
5220 Summerlin Commons Blvd, Fort Myers, FL 33907
Kids First Savings
0.25%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 22, 2026
Details

No minimum balance; Available for minors under 18

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
First 1 Savings Account
0.20%
$50
Rate0.20%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Health Savings Account (HSA)
0.18%
$0
Rate0.18%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First Bank Clewiston, FL
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
11741 Palm Beach Blvd, Fort Myers, FL 33905
First 1 Savings Account
0.15%
$50
Rate0.15%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Performance Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
5220 Summerlin Commons Blvd, Fort Myers, FL 33907
Tiered Money Market Savings
0.10%
$2,000
Rate0.00%
Min Deposit$2,000
Min Balance
UpdatedMar 22, 2026
Details

No maintenance charge for average daily balances of $10,000 or more

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
9101 College Pointe Ct, Fort Myers, FL 33919
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Tampa Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
4125 Cleveland Ave Ste 1855, Fort Myers, FL 33901 9188
Share Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Holiday Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Savings II
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Savings II, PAL, Summer Savings, Holiday Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Simply Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

including all minor savings accounts

Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4379 Colonial Blvd Ste 100, Fort Myers, FL 33966
Summer Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Interest Savings - Tier 3
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

Minimum to Open: $10

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Money Market Savings - Tier 2
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedMar 21, 2026
Details

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Interest Savings - Tier 2
0.05%
$10
Rate0.05%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

Minimum to Open: $10

ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
5220 Summerlin Commons Blvd, Fort Myers, FL 33907
Money Market Savings
0.05%
$10,000
Rate0.00%
Min Deposit$10,000
Min Balance
UpdatedMar 22, 2026
Details

Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1530 Heitman St, Fort Myers, FL 33901
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1530 Heitman St, Fort Myers, FL 33901
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Money Market Savings - Tier 3
0.05%
$5,000
Rate0.05%
Min Deposit$5,000
Min Balance
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
16740 San Carlos Blvd, Fort Myers, FL 33908
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
16740 San Carlos Blvd, Fort Myers, FL 33908
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1530 Heitman St, Fort Myers, FL 33901
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Business Savings
0.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Holiday and Special Savings Account
0.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
IRA Savings
0.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
8690 Gladiolus Dr, Fort Myers, FL 33908
Savings
0.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Money Market Savings - Tier 1
0.01%
$5,000
Rate0.01%
Min Deposit$5,000
Min Balance
UpdatedMar 21, 2026
Details

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
5030 S Cleveland Ave, Fort Myers, FL 33907
Interest Savings - Tier 1
0.01%
$10
Rate0.01%
Min Deposit$10
Min Balance
UpdatedMar 21, 2026
Details

Minimum to Open: $10

Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408
Rising Tide Youth Share
10.00%
$0
Rate9.57%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Balance: $5 - $1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Fort Myers, FL Savings Rate Trends

Compare local Fort Myers, FL savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Florida Savings Trends →
High-Yield Savings — FL Avg
0.653%
▼ 3.048 from last week

Florida high-yield savings rates fell 3.048 points this week to 0.653% APY, down from 3.701% last week.

Standard Savings — FL Avg
0.799%
▼ 2.565 from last week

Florida standard savings rates fell 2.565 points this week to 0.799% APY, down from 3.363% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fort Myers, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Myers, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Fort Myers, Florida

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.

Are savings accounts in Fort Myers, Florida safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.

How often do savings rates change in Fort Myers, Florida?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fort Myers, Florida may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Fort Myers, Florida?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fort Myers, Florida offer in-person customer service, which some customers prefer.

How do I open a savings account in Fort Myers, Florida?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Fort Myers, Florida

Here are recent savings rates observed in Fort Myers, Florida and the surrounding area:
  • Suncoast Credit Union
    High Yield Savings Account — 4.50% APY
  • EverBank
    Performance® Savings — 3.90% APY
  • MidWestOne Bank
    High-Yield Savings — 3.60% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • LMCU Lake Michigan Credit Union
    Kids Club Savings — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fort Myers, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026