Fairfield, Connecticut (CT) Savings Rates - April 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Fairfield, Connecticut and the surrounding area include Bankwell BankBankwell Bank1 Sasco Hill Rd, Fairfield, CT 06824A-5.0 ★Texas Ratio: 15.53% Smart Savings at 3.00% APY, Connecticut Community BankConnecticut Community Bank1100 Kings Hwy E, Fairfield, CT 06825A+5.0 ★Texas Ratio: 0.77% High Yield Statement Savings And Up at 2.60% APY, Patriot Bank N.A.Patriot Bank N.A.1755 Black Rock Tpke, Fairfield, CT 06825F2.4 ★Texas Ratio: 45.79% Premium Business Savings at 2.50% APY, Cornerstone Community Credit UnionCornerstone Community Credit Union1515 Black Rock Tpke, Fairfield, CT 06825A+5.0 ★Texas Ratio: 3.46% MONEY MARKET SAVINGS at 0.75% APY, and Wells FargoWells Fargo6552 Aaron Aronov Dr, Fairfield, AL 35064A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY.
Fairfield has 35 local institutions in our database, with savings rates as high as 3.00% APY from Bankwell Bank at 1 Sasco Hill Rd, Fairfield, CT 06824. Use the table below to compare all available offers, including options from institutions serving the broader Connecticut area. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fairfield, Connecticut and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Fairfield, Connecticut & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
1 Sasco Hill Rd, Fairfield, CT 06824
Smart Savings
3.00%
$100
▼
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Rate is variable and subject to change after the account is open. Rate effective 12/18/2025. The minimum to open a Smart Savings account is $100. Smart Savings is free of monthly maintenance charges. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
High Yield Statement Savings And Up
2.60%
$1,000
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$10,000.00; Variable
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Business Savings
2.50%
$0
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Municipal Savings
2.50%
$0
▼
Rate2.44%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Youth Savings
2.00%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Star Savings
1.50%
$0
▼
Rate1.47%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Nonprofit Savings
1.00%
$0
▼
Rate0.98%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
MONEY MARKET SAVINGS
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Rent Security Savings
0.53%
$0
▼
Rate0.52%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Star Savings
0.50%
$0
▼
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
MONEY MARKET SAVINGS
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Nonprofit Savings
0.50%
$0
▼
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Municipal Savings
0.50%
$0
▼
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Business High Yield Savings Account And Up
0.50%
$1,000
▼
Rate0.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$50,000.00; Variable
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Business Savings
0.50%
$0
▼
Rate0.49%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
MONEY MARKET SAVINGS
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Nonprofit at Work Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Municipal at Work Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Bank at Work Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Business High Yield Savings Account
0.10%
$1,000
▼
Rate0.09%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$1,000.00 - $49,999.99; Variable
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Business Statement Savings
0.05%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Variable
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
High Yield Statement Savings
0.05%
$1,000
▼
Rate0.04%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$1,000.00 - $9,999.99; Variable
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Bank at Work Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Municipal at Work Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Nonprofit at Work Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Statement Savings
0.05%
$100
▼
Rate0.04%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Variable
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1312 Post Rd, Fairfield, CT 06824
First Business Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
daily collected balance of $100,000.00 or more
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1312 Post Rd, Fairfield, CT 06824
First Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
daily collected balance of $100,000.00 or more
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1312 Post Rd, Fairfield, CT 06824
First Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
daily collected balance of $25,000.00 - $99,999.99
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1312 Post Rd, Fairfield, CT 06824
First Business Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
daily collected balance of $25,000.00 - $99,999.99
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Business Savings
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
REGULAR SHARE ACCOUNT
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
SUMMER PAYCHECK SAVINGS
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
VARIABLE RATE
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
Jump Start Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1,000.00
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
Head Start Savings
4.60%
$0
▼
Rate4.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $1000.00
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
First Bristol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
High-Yield Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Boost Your Rate 1.00% with Round-Up Checking
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
IRA & HSA Savings
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Progressive Savings
3.54%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
Progressive Savings | Tier 1
3.54%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
As High As
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
Performance Savings
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Qualifications Required; Qualifying balance up to $250,000
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
As high as
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Bright Future Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
MySci Savings
3.00%
$25
▼
Rate2.96%
Min Deposit$25
Min Balance—
UpdatedApr 5, 2026
Details
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
High-Yield Savings Account (HYSA)
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
SmartStart Savings
2.75%
$5
▼
Rate2.71%
Min Deposit$5
Min Balance—
UpdatedApr 4, 2026
Details
Qualifying balance up to $10,000.00
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
High Yield Savings
2.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
IRA Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
Regular Shares
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Health Savings Accounts (HSA)
2.00%
$5
▼
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Money Market Savings
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Shares
1.64%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fairfield, CT Savings Rate Trends
Compare local Fairfield, CT savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CT Avg
1.820%
▼ 0.105 vs 7 days ago
Connecticut high-yield savings rates fell 0.105 points over the past 7 days to 1.820% APY, down from 1.925%.
Standard Savings — CT Avg
0.783%
▲ 0.112 vs 7 days ago
Connecticut standard savings rates rose 0.112 points over the past 7 days to 0.783% APY, up from 0.670%.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fairfield, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fairfield, Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fairfield, Connecticut
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Connecticut, help your money grow faster through a higher APY.
Are savings accounts in Fairfield, Connecticut safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Connecticut up to $250,000 per depositor, per institution.
How often do savings rates change in Fairfield, Connecticut?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Connecticut rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fairfield, Connecticut may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Fairfield, Connecticut?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fairfield, Connecticut offer in-person customer service, which some customers prefer.
How do I open a savings account in Fairfield, Connecticut?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Fairfield, Connecticut
Here are recent savings rates observed in Fairfield, Connecticut and the surrounding area:
- Bankwell Bank
Smart Savings — 3.00% APY - Connecticut Community Bank
High Yield Statement Savings And Up — 2.60% APY - Patriot Bank N.A.
Premium Business Savings — 2.50% APY - Cornerstone Community Credit Union
MONEY MARKET SAVINGS — 0.75% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fairfield, Connecticut. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 5, 2026
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