Northglenn, Colorado Savings Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Northglenn, Colorado savings account rates range from 0.01% to 6.50% APY, verified by MonitorBankRates as of October 12, 2026. The best savings rates for Northglenn, Colorado and the surrounding area include The Huntington National BankThe Huntington National Bank2185 E 120th Ave, Northglenn, CO 80233A+5.0 ★Texas Ratio: 3.66%Real return: +0.45%APY minus 2.8% CPI (February 2026) Relationship Savings Account - With Huntington Perks Checking at 3.25% APY, Fidelis Catholic Federal Credit UnionFidelis Catholic Federal Credit Union11385 Grant Dr, Northglenn, CO 80233 3041A+5.0 ★Texas Ratio: 2.76%Real return: -2.60%APY minus 2.8% CPI (February 2026) Christmas Club Savings at 0.20% APY, PNC BankPNC Bank11210 Huron St, Northglenn, CO 80234A+5.0 ★Texas Ratio: 4.24%Real return: -2.79%APY minus 2.8% CPI (February 2026) S is for SAVINGS at 0.01% APY, Air Academy Federal Credit UnionAir Academy Federal Credit UnionA+5.0 ★Texas Ratio: 3.50%Real return: +3.70%APY minus 2.8% CPI (February 2026) Reverse Tier Savings Account at 6.50% APY, and Red Rocks Credit UnionRed Rocks Credit UnionA+5.0 ★Texas Ratio: 4.02%Real return: +2.95%APY minus 2.8% CPI (February 2026) Reverse Tier Savings at 5.75% APY.
Northglenn has 12 local institutions in our database, with savings rates as high as 3.25% APY from The Huntington National Bank at 2185 E 120th Ave, Northglenn, CO 80233. Use the table below to compare all available offers, including options from institutions serving the broader Colorado area. Rates are continually updated, so we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Northglenn, Colorado and the surrounding area. Last Updated and Verified: October 12, 2026
Compare the Best Savings Rates in Northglenn, Colorado & Surrounding Communities
Balance: $5,000.00 to $2,000,000.99
Balance: $5,000.00 to $2,000,000.99
Published APY range: 2.40%-4.00%; Published rate range: 2.40%-4.00%. Rates based on zip code and with a minimum of $5,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Savings Account when you maintain deposits of $5,000.00 - $2,000,000.99. Balances $2,000,001.00 and above will earn 0.01% (0.01% APY). Balances below $5,000.00 will earn 0.01% (0.01% APY). Balances below $2,500 may be subject to a $10.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn the higher interest rate on the HRSA is $5,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs).
Compounded Monthly; Rates effective February 5, 2026
Compounded Monthly; Rates effective February 5, 2026
Compounded Monthly; Rates effective February 5, 2026
Compounded Monthly; Rates effective February 5, 2026
Compounded Monthly; Rates effective February 5, 2026
Balance: $0.01 to $4,999.99
Balance: $0.01 to $4,999.99
Balance: $1.00 - $499.99
Balance: $0.01 to $4,999.99
Balance: $0.00 - $2,000.00
Balance: $0-$2,000
Balance: $0-1,000
Balance: $0.00 - $1,000.00; Tier 1
APY dividend of 5.00% is earned on balances $100.00 to $5,000.99. Balances $5,001.00 and above will receive APY of 0.20%. One Accelerate It Savings per Social Security or Taxpayer Identification Number. For Accelerate It Savings accounts, you must have an open checking account located under the same membership number as the Accelerate It Savings account. If your checking account is closed for any reason, your Accelerate It Savings account will convert to a Regular Savings account. You must be 22 years or older to open an Accelerate It Savings account. Balance: $100.00 - $5,000.99
- Sep 18, 20265.00%▼ from 5.00%
- Sep 14, 20265.00%first recorded
Balance: $0.01 - $2,000.00
Balance: $100 to $10,000
Balance: $1,000+; APY is variable and subject to change. Interest compounds daily and is paid monthly. Fees may reduce earnings. Terms and conditions apply.
All Balances
Qualifications Required: New Customer***
Balance: $50,000+
Balance: $50,000+
Annual Percentage Yield Accurate as of July 16, 2026; APY range: 3.85% APY to 3.90% APY
Balance: $500,000 and up
The annual percentage yield (APY) is accurate as of January 8, 2026 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY.
Balance: $500 - $49,999.99
Balance: $500 - $49,999.99
Maximum Deposit $3,000,000
Maximum Deposit $3,000,000
Balance: $50,000+
Earn up to 3.50% APY when you are an account owner of a Bank Smartly Checking, Safe Debit account, or Bank SmartlyTM Visa Signature Card and a CQB of at least $25,000. APYs may vary by location and are accurate for accounts opened on today's date. Restrictions apply.
Balance: $500 - $49,999.99
Maximum Deposit $3,000,000
All Balances
Maximum Deposit $3,000,000
Maximum Deposit $3,000,000
Maximum Deposit $3,000,000
Maximum Deposit $3,000,000
Dividends Credited: Monthly; (rate applies to savings account only)
Balance: $50,000+
Maximum Deposit $3,000,000
Balance: $5MM and over
Balance: $0.01 - $1,000
Balance: $500 - $49,999.99
Balance: $15,000 and over
- Oct 9, 20263.04%▲ from 2.78%
- Sep 14, 20262.78%first recorded
Balance: $0.00 - $500.00
Compounded/Credited: Monthly
Annual Percentage Yield (APY) as of 10-01-2025
Balances over $1,000.00 and above will receive APY of 0.20%. Available to members up through age 21.
- Oct 5, 20263.00%▼ from 3.00%
- Sep 14, 20263.00%first recorded
Rates Effective: 8/14/2026. Momentum Savings - Limit 1 per Member. If the balance of the High Yield Savings is below $25,000, the rate will earn 0.00% Dividend. If minimum balance of $25,000 is met, the full range of funds up to $100,000 will earn 3% Annual Percentage Yield (APY).
Balance: 0 - $25,000
Balance: $25,000 - $99,999.99
Balance: $0 - $2,000
Balance: $0 - $2,000
Requires a Cash Custodial Agreement with DFDFCU
- Oct 8, 20262.70%▲ from 2.60%
- Sep 25, 20262.60%first recorded
Balance: $10,000.01-$25,000
Balance: $3,000 plus
Balance: $250,000+
Balance: $2,500 plus
- Sep 24, 20262.41%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Balance: $0-$10,000
Balance: $50,000-$249,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Northglenn, CO Savings Rate Trends
Compare local Northglenn, CO savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Colorado high-yield savings rates rose 0.082 points over the past 7 days to 2.252% APY, up from 2.170%.
Colorado standard savings rates fell 0.022 points over the past 7 days to 0.592% APY, down from 0.614%.
Northglenn, Colorado Savings Rate Forecast, Next 12 Months
Savings rates move with Federal Reserve policy. Our model uses the current CO high-yield average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Savings account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current CO high-yield savings average of 2.252% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield online savings rates tend to adjust faster than standard branch-based savings rates.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Northglenn, Colorado.
Savings Account Earnings in Northglenn, Colorado
Annual interest earnings at current CO average APYs, based on the high-yield and standard savings averages tracked in our database. Compounding assumed monthly.
| Balance | HY Savings (2.252% APY) | Monthly Earnings | Standard Savings (0.592% APY) | Monthly Earnings |
|---|---|---|---|---|
| $5,000 | $112.60 / year | $9.38 | $29.59 / year | $2.47 |
| $10,000 | $225.19 / year | $18.77 | $59.18 / year | $4.93 |
| $25,000 | $562.98 / year | $46.92 | $147.95 / year | $12.33 |
| $50,000 | $1,125.95 / year | $93.83 | $295.90 / year | $24.66 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, and daily balance maintained. Rates are variable and subject to change. Source: Northglenn, Colorado savings rate averages as of October 13, 2026. | ||||
About Our Northglenn, Colorado Savings Rate Database
MonitorBankRates found 3 institutions with branches in Northglenn (2 banks, 1 credit union), plus 27 additional state-chartered and national online institutions available to Northglenn residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: The Huntington National Bank offers a savings account at 3.25% APY. Use the rate table above to compare all current offers in Northglenn, Colorado.
How to Find the Best Savings Rates in Northglenn, Colorado
What to compare when shopping for a savings account in Northglenn, Colorado
To find the best savings APYs in Northglenn, Colorado, start with credit unions and online-only banks: Northglenn, Colorado has 16 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate. APY reflects compounding and is the true measure of what you’ll earn. Savings accounts that compound daily earn slightly more than those compounding monthly at the same stated rate. The current CO high-yield savings average is 2.252% but top local institutions are offering as high as 3.25%, so shopping around pays off.
Unlike a CD, savings account rates are variable. Your rate can change at any time with Federal Reserve policy. Many institutions offer elevated introductory rates that reset after a promotional period. Review your account periodically to ensure your APY remains competitive.
When a High-Yield Savings Account Makes Sense
- Emergency fund: Financial experts recommend 3 to 6 months of expenses in a liquid, FDIC-insured account. Northglenn, Colorado high-yield savings rates currently average 2.252% APY, far above a typical checking account.
- Short-term savings goals (6 to 24 months): If you may need the money soon, a savings account gives you immediate access without early withdrawal penalties.
- Parking cash between investments: A high-yield savings account at Northglenn, Colorado institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 30 institutions in Northglenn, Colorado report savings rates to our database.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Northglenn, Colorado CD rates
- You want check-writing flexibility Northglenn, Colorado money market rates
- You need daily transaction access Northglenn, Colorado checking rates
Northglenn, Colorado Financial Snapshot
Local demographics and economic context for savers. Source: U.S. Census Bureau
13.2% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 3.7% reflects a strong local economy with solid savings capacity. At today’s CO high-yield savings average of 2.252%, saving 10% of the local median salary ($4,460/year) would earn an additional $100 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Savings Accounts vs. Other Northglenn, Colorado Options
How high-yield savings accounts compare to other deposit products available at banks and credit unions in Northglenn, Colorado.
| Feature | High-Yield Savings | Standard Savings | Money Market | CD (12-Month) |
|---|---|---|---|---|
| Current CO Avg APY | 2.252% | 0.592% | View MMA Rates | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✗ No | ✗ No | ✓ Often yes | ✗ No |
| Debit / ATM Card | Some institutions | ✗ Rarely | ✓ Often yes | ✗ No |
| Typical Min Deposit | $0 to $100 | $25 to $100 | $0 to $2,500 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Active savers wanting flexibility + check writing | Locking in a rate for a defined period |
APY data reflects Northglenn, Colorado averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Savings Calculators for Northglenn, Colorado
At CO’s top rate of 3.25% from The Huntington National Bank, a $10,000 deposit earns $325 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Northglenn, Colorado earner is roughly $11,200. At 2.252% APY, saving $930/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. High-Yield SavingsColorado’s high-yield savings average is 2.252% APY, variable and always accessible. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Northglenn, Colorado earner makes $44,602/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 2.252% APY.
Retirement PlannerA $25,000 high-yield savings balance earning 2.252% APY grows to roughly $39,027 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Northglenn, Colorado savings rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Northglenn, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Northglenn, Colorado. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Northglenn, Colorado
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Northglenn, Colorado safe?
How often do savings rates change in Northglenn, Colorado?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Northglenn, Colorado?
How do I open a savings account in Northglenn, Colorado?
Best Savings Rates in Northglenn, Colorado
- The Huntington National Bank
Relationship Savings Account - With Huntington Perks Checking: 3.25% APY - Fidelis Catholic Federal Credit Union
Christmas Club Savings: 0.20% APY - PNC Bank
S is for SAVINGS: 0.01% APY - Air Academy Federal Credit Union
Reverse Tier Savings Account: 6.50% APY - Red Rocks Credit Union
Reverse Tier Savings: 5.75% APY
Northglenn, Colorado Rates & Resources
