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Colorado Savings Rate Trends

Louisville, Colorado (CO) Savings Rates - March 2026

The best savings rates for Louisville, Colorado and the surrounding area include The Huntington National BankThe Huntington National Bank515 S Mccaslin Boulevard, Louisville, CO 80027A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, FirstBank (Colorado)FirstBank (Colorado)500 S Mccaslin Blvd, Louisville, CO 80027A+5.0 ★Texas Ratio: 1.68% Bloom Savings Account at 3.35% APY, Bellco Credit UnionBellco Credit Union994 W Dillon Rd Ste 300, Louisville, CO 80027 8403A+5.0 ★Texas Ratio: 4.87% Youth Savings at 3.25% APY, Premier Members Credit UnionPremier Members Credit Union800 Coal Creek Cir, Louisville, CO 80027 9750A+5.0 ★Texas Ratio: 4.73% High Yield Savings Account at 2.78% APY, and Wells FargoWells Fargo1137 S Boulder Rd, Louisville, CO 80027A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Louisville, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Louisville, Colorado (CO) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Louisville, Colorado and the surrounding area. Last Updated and Verified: March 29, 2026

Compare the Best Savings Rates in Louisville, Colorado & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
515 S Mccaslin Boulevard, Louisville, CO 80027
High-Yield Savings
3.55%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Bloom Savings Account
3.35%
$0
Rate3.29%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Louisville, CO 80027 8403
Youth Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Louisville, CO 80027 8403
Savings Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
515 S Mccaslin Boulevard, Louisville, CO 80027
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 27, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Bloom Savings Account
2.85%
$0
Rate2.81%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
800 Coal Creek Cir, Louisville, CO 80027 9750
High Yield Savings Account
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Louisville, CO 80027 8403
Savings Account
2.70%
$0
Rate2.66%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Louisville, CO 80027 8403
Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Bloom Savings Account
1.45%
$0
Rate1.44%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Business 2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
2 Year Time Savings Account
0.75%
$0
Rate0.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
800 Coal Creek Cir, Louisville, CO 80027 9750
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Business 1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
1 Year Time Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
1 Year Time Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Bloom Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Smart Choice College Savings Plan
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Money Market Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Smart Choice College Savings Plan
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Louisville, CO 80027 8403
Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
800 Coal Creek Cir, Louisville, CO 80027 9750
High Yield Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Business 91 Day Time Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Money Market Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1137 S Boulder Rd, Louisville, CO 80027
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
994 W Dillon Rd Ste 300, Louisville, CO 80027 8403
Basic Business Savings Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
800 Coal Creek Cir, Louisville, CO 80027 9750
Regular Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Bloom Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
800 Coal Creek Cir, Louisville, CO 80027 9750
IRA Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Take advantage of tax deferred interest with a Traditional or Roth IRA.

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Business Money Market Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Smart Choice College Savings Plan
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
500 S Mccaslin Blvd, Louisville, CO 80027
Business Regular Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings Account
5.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $2,000.00

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings
5.75%
$0
Rate5.60%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Your Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Savings
5.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifying balance up to $1,000.00

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Accelerate It Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $5,000.00

Blue Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.48%
7670 5th St, Wellington, CO 80549
Accelerated Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings for New Members
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
4.50%
$0
Rate4.40%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Solera National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
319 S Sheridan Blvd, Lakewood, CO 80226
Money Market High Yield Savings
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Interest compounded daily and paid monthly.

Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
Premier Savings
3.85%
$0
Rate3.78%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

New Customer***

FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.82%
$25
Rate3.75%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

$500,000.00 and up

Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
High Yield Savings
3.80%
$0
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.75%
$25
Rate3.75%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

$500,000.00 and up

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Contact your local banker for more details!

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday Account w/High-Yield Savings
3.10%
$0
Rate3.06%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

rate applies to savings account only

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Everyday w/ High-Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Make your money work for you.

Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
EVOLUTION SHARE
3.04%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1549 E Abriendo Ave, Pueblo, CO 81004 3403
High Yield Savings
3.04%
$25,000
Rate3.00%
Min Deposit$25,000
Min Balance
UpdatedMar 24, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Earn & Learn Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 29, 2026
Details

Qualifying balance up to $2,500.00

Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
Share Savings
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

above current savings product rate

Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Premier Savings
2.90%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Business Peak Performance Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Peak Tiered Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Cash Custody Savings Account**
2.60%
$0
Rate2.57%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Louisville, CO Savings Rate Trends

Compare local Louisville, CO savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Colorado Savings Trends →
High-Yield Savings — CO Avg
0.837%
▼ 0.427 from last week

Colorado high-yield savings rates fell 0.427 points this week to 0.837% APY, down from 1.264% last week.

Standard Savings — CO Avg
0.810%
▲ 0.318 from last week

Colorado standard savings rates rose 0.318 points this week to 0.810% APY, up from 0.493% last week.

As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Louisville, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Louisville, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Louisville, Colorado

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.

Are savings accounts in Louisville, Colorado safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.

How often do savings rates change in Louisville, Colorado?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Louisville, Colorado may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Louisville, Colorado?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Louisville, Colorado offer in-person customer service, which some customers prefer.

How do I open a savings account in Louisville, Colorado?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Louisville, Colorado

Here are recent savings rates observed in Louisville, Colorado and the surrounding area:
  • The Huntington National Bank
    High-Yield Savings — 3.55% APY
  • FirstBank (Colorado)
    Bloom Savings Account — 3.35% APY
  • Bellco Credit Union
    Youth Savings — 3.25% APY
  • Premier Members Credit Union
    High Yield Savings Account — 2.78% APY
  • Wells Fargo
    Retirement High Yield Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Louisville, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026