Fountain, Colorado (CO) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Fountain, Colorado and the surrounding area include Ent Credit UnionEnt Credit Union6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817A+5.0 ★Texas Ratio: 4.95% Money Market Savings at 1.60% APY, Security Service Federal Credit UnionSecurity Service Federal Credit Union7025 Mesa Ridge Pkwy, Fountain, CO 80817 1502A5.0 ★Texas Ratio: 7.04% Savings at 0.05% APY, Red Rocks Credit UnionRed Rocks Credit Union8195 Southpark Ln, Littleton, CO 80120 4520A+5.0 ★Texas Ratio: 5.02% Reverse Tier Savings at 5.75% APY, Partner Colorado Credit UnionPartner Colorado Credit Union6221 Sheridan Blvd, Arvada, CO 80003A+5.0 ★Texas Ratio: 4.99% Power Up Savings at 5.50% APY, and Solera National BankSolera National Bank319 S Sheridan Blvd, Lakewood, CO 80226A5.0 ★Texas Ratio: 9.99% Money Market High Yield Savings at 4.07% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fountain, Colorado, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fountain, Colorado (CO) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fountain, Colorado and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Fountain, Colorado & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Money Market Savings
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Health Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Health Savings Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
IRA Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
IRA Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Health Savings Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Health Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
IRA Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Health Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Business Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7025 Mesa Ridge Pkwy, Fountain, CO 80817 1502
Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Security Service Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
7025 Mesa Ridge Pkwy, Fountain, CO 80817 1502
Youth Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6965 Mesa Ridge Pkwy Ste 110, Fountain, CO 80817
Savings Accounts
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings
5.75%
$0
▼
Rate5.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
Reverse Tier Savings Account
5.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $2,000.00
Partner Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6221 Sheridan Blvd, Arvada, CO 80003
Power Up Savings
5.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Solera National Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.99%
319 S Sheridan Blvd, Lakewood, CO 80226
Money Market High Yield Savings
4.07%
$0
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Interest compounded daily and paid monthly.
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
Premier Savings
3.85%
$0
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
New Customer***
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.82%
$25
▼
Rate3.75%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$500,000.00 and up
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
High Yield Savings
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
3.75%
$25
▼
Rate3.75%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$500,000.00 and up
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
810 E 17th Ave, Denver, CO 80218
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Contact your local banker for more details!
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
3.35%
$0
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
11210 Huron St, Northglenn, CO 80234
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 1 year
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
1707 Main St, Longmont, CO 80501
Bloom Savings Account
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 2 year
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 3-5 year
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Youth Savings 5-7 year
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
2.53%
$25
▼
Rate2.50%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$250,000.00-499,999.99
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
High Yield Savings
2.50%
$25
▼
Rate2.50%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
$250,000.00-499,999.99
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Minor Savings - Variable Rate
2.35%
$25
▼
Rate2.32%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Prime Savings - Variable Rate
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Health Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Prime Savings - Variable Rate
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2939 65th Ave, Greeley, CO 80634
Explorer Savings2& UTMA Savings3
2.00%
$10
▼
Rate1.98%
Min Deposit$10
Min Balance—
UpdatedMar 26, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market personal personal savings money market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Health Savings Account
1.99%
$0
▼
Rate1.97%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fountain, CO Savings Rate Trends
Compare local Fountain, CO savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CO Avg
0.976%
▼ 2.088 from last week
Colorado high-yield savings rates fell 2.088 points this week to 0.976% APY, down from 3.064% last week.
Standard Savings — CO Avg
0.809%
▲ 0.004 from last week
Colorado standard savings rates rose 0.004 points this week to 0.809% APY, up from 0.805% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fountain, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fountain, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fountain, Colorado
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Colorado, help your money grow faster through a higher APY.
Are savings accounts in Fountain, Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do savings rates change in Fountain, Colorado?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fountain, Colorado may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Fountain, Colorado?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fountain, Colorado offer in-person customer service, which some customers prefer.
How do I open a savings account in Fountain, Colorado?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Fountain, Colorado
Here are recent savings rates observed in Fountain, Colorado and the surrounding area:
- Ent Credit Union
Money Market Savings — 1.60% APY - Security Service Federal Credit Union
Savings — 0.05% APY - Red Rocks Credit Union
Reverse Tier Savings — 5.75% APY - Partner Colorado Credit Union
Power Up Savings — 5.50% APY - Solera National Bank
Money Market High Yield Savings — 4.07% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fountain, Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
