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California Savings Rate Trends

Clovis, California (CA) Savings Rates - March 2026

The best savings rates for Clovis, California and the surrounding area include The Golden 1 Credit UnionThe Golden 1 Credit Union1030 Shaw Ave, Clovis, CA 93612 3948A+5.0 ★Texas Ratio: 5.42% Money Market Savings at 3.50% APY, Valley First Credit UnionValley First Credit Union645 W Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 5.74% Purple Savings at 3.50% APY, PNC BankPNC Bank442 N Clovis Ave, Clovis, CA 93611A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Pacific Service Credit UnionPacific Service Credit Union840 Herndon Ave, Clovis, CA 93612A+5.0 ★Texas Ratio: 2.60% Stack Savings at 3.00% APY, and Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.58% Share Savings Account at 1.00% APY.

To see how these savings rates in Clovis, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Clovis, California (CA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Clovis, California and the surrounding area. Last Updated and Verified: March 22, 2026

Clovis, CA Savings Rate Trends

Compare local Clovis, CA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Savings Trends →
High-Yield Savings — CA Avg
0.331%

California high-yield savings rates currently average 0.331% APY based on data from institutions in our monitoring network.

Standard Savings — CA Avg
0.538%

California standard savings rates currently average 0.538% APY based on data from institutions in our monitoring network.

As of Mar 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Savings Rates in Clovis, California & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1030 Shaw Ave, Clovis, CA 93612 3948
Money Market Savings
3.50%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Purple Savings
3.50%
$2,500
Rate0.00%
Min Deposit$2,500
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $10,000.00

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1030 Shaw Ave, Clovis, CA 93612 3948
Money Market Savings Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
442 N Clovis Ave, Clovis, CA 93611
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
840 Herndon Ave, Clovis, CA 93612
Stack Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Business Money Market Account Savings
3.00%
$0
Rate2.95%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Business Money Market Account Savings
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Business Money Market Account Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
840 Herndon Ave, Clovis, CA 93612
Stack Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Business Money Market Account Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Business Money Market Account Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1030 Shaw Ave, Clovis, CA 93612 3948
Money Market Savings Account
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1030 Shaw Ave, Clovis, CA 93612 3948
Money Market Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
175 N Clovis Ave, Clovis, CA 93612 0304
Share Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
175 N Clovis Ave, Clovis, CA 93612 0304
Share Savings Account
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1660 Herndon Ave Ste 101, Clovis, CA 93611
Share Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Educational Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
1660 Herndon Ave Ste 101, Clovis, CA 93611
Holiday Wise Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $12,000.00

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
175 N Clovis Ave, Clovis, CA 93612 0304
Share Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
840 Herndon Ave, Clovis, CA 93612
Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Primary and Secondary Shares
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Primary and Secondary Shares
0.12%
$0
Rate0.12%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
840 Herndon Ave, Clovis, CA 93612
Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Purple Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Primary and Secondary Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Business Primary Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Noble Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
175 N Clovis Ave, Clovis, CA 93612 0304
Share Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Primary and Secondary Shares
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1030 Shaw Ave, Clovis, CA 93612 3948
Money Market Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Business Primary Share Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Valley First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
645 W Herndon Ave, Clovis, CA 93612
Valley Thrive Savings Account
0.05%
$10
Rate0.00%
Min Deposit$10
Min Balance
UpdatedMar 22, 2026
Details

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
840 Herndon Ave, Clovis, CA 93612
Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
442 N Clovis Ave, Clovis, CA 93611
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
442 N Clovis Ave, Clovis, CA 93611
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
75 Shaw Ave, Clovis, CA 93612
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3992 Douglas Blvd, Roseville, CA 95661
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 18, 2026
Details

LendingClub
Institution Rating:
A5.0 ★Texas Ratio: 6.13%
595 Market St, San Francisco, CA 94105
LevelUp Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Earn 10x the National Average2

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
400 Montgomery St Ste 100, San Francisco, CA 94104
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

First Foundation Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
40865 Big Bear Blvd, Big Bear Lake, CA 92315
Online Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 22, 2026
Details

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1912 W Sunset Blvd, Los Angeles, CA 90026
New Year Flexible Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Terms and Conditions apply.

Poppy Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
111 Santa Rosa Avenue, Santa Rosa, CA 95404
Poppy Blooms Youth Savings Account
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$25 Bonus

L A MISSION
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
601 S Brand Blvd Ste 100, San Fernando, CA 91340 4060
Share Loans
3.49%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3540 Wilshire Blvd, Los Angeles, CA 90010
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Clovis, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Clovis, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Clovis, California

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in California, help your money grow faster through a higher APY.

Are savings accounts in Clovis, California safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in California up to $250,000 per depositor, per institution.

How often do savings rates change in Clovis, California?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local California rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Clovis, California may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Clovis, California?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Clovis, California offer in-person customer service, which some customers prefer.

How do I open a savings account in Clovis, California?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Clovis, California

Here are recent savings rates observed in Clovis, California and the surrounding area:
  • The Golden 1 Credit Union
    Money Market Savings — 3.50% APY
  • Valley First Credit Union
    Purple Savings — 3.50% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Pacific Service Credit Union
    Stack Savings — 3.00% APY
  • Noble Federal Credit Union
    Share Savings Account — 1.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Clovis, California. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 22, 2026