The best savings rates for Surprise, Arizona and the surrounding area include Desert Financial Credit UnionDesert Financial Credit Union13770 W Bell Rd, Surprise, AZ 85374A+5.0 ★Texas Ratio: 1.59% IRA and Health Savings at 2.25% APY, Credit Union West Credit UnionCredit Union West Credit Union16765 N Litchfield Rd, Surprise, AZ 85374A+5.0 ★Texas Ratio: 3.00% IRA Savings at 1.75% APY, Copper State Credit UnionCopper State Credit Union15613 W Bell Rd, Surprise, AZ 85374A5.0 ★Texas Ratio: 7.57% Teen Savings Accounts at 0.10% APY, Wells FargoWells Fargo19450 N Sunrise Blvd, Surprise, AZ 85374A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Parkway Bank and Trust CompanyParkway Bank and Trust Company15413 W Bell Rd, Surprise, AZ 85374A+5.0 ★Texas Ratio: 0.15% Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Surprise, Arizona, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Surprise, Arizona (AZ) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Surprise, Arizona and the surrounding area. Last Updated and Verified: March 27, 2026
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
High-yield tiers for bigger savings; No monthly fees with eStatements
Intro rate subject to change
Earn 3.50% APY on your first $1,000; Low $5.00 minimum to open an account; No monthly fee with eStatements; Qualifying balance up to $1,000.00
As High As
Qualifying balance up to $1,000,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $999.99
Grow your money
w/Direct Deposit into Checking.
Minimum Balance 4,5,6,9,10
Grow your money
Open up to 10 secondary accounts; Great to use for overdraft protection; Tap into online & mobile banking app
Compare local Surprise, AZ savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arizona high-yield savings rates fell 1.392 points this week to 0.407% APY, down from 1.799% last week.
Arizona standard savings rates rose 0.235 points this week to 0.347% APY, up from 0.113% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Surprise, Arizona directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Surprise, Arizona. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.