Sand Point, Alaska (AK) Savings Rates - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Sand Point, Alaska and the surrounding area include Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit UnionA+5.0 ★Texas Ratio: 0.33% Youth Savings at 6.14% APY, TONGASSTONGASSA+5.0 ★Texas Ratio: 0.00% Youth Savings Account at 5.00% APY, MAC Federal Credit UnionMAC Federal Credit UnionA5.0 ★Texas Ratio: 9.47% IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings at 0.75% APY, Credit Union 1 Credit UnionCredit Union 1 Credit UnionA+5.0 ★Texas Ratio: 5.94% Premium Savings (0190-0199) and Business Premium Savings (0290-0299) or more at 0.50% APY, and First Bank Ketchikan, AKFirst Bank Ketchikan, AKA+5.0 ★Texas Ratio: 2.24% Peak Savings at 0.35% APY.
Sand Point is a smaller community with no bank or credit union branches currently in our database. 54 institutions serving the Alaska area are available to Sand Point residents, with savings rates as high as 6.14% APY from Alaska Air Group Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Sand Point, Alaska and the surrounding area. Last Updated and Verified: April 5, 2026
Compare the Best Savings Rates in Sand Point, Alaska & Surrounding Communities
Qualifying balance up to $1,000.00
*
$100,000
$50,000-$99,999.99
$5,000.00-$49,999.99
$10,000 max bal.
Paper Documents
Electronic Documents
*Minimum balance to open: $5
Dividends Compounded and Credited Quarterly. APY is accurate as of the last dividend declaration date and may change after account is opened. Fees may reduce earnings on the account.
Dividends Compounded and Credited Quarterly. APY is accurate as of the last dividend declaration date and may change after account is opened. Fees may reduce earnings on the account.
$50,000+
$1,000.00 - $49,999.99
$0.00 - $999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Sand Point, AK Savings Rate Trends
Compare local Sand Point, AK savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Alaska high-yield savings rates rose 1.923 points over the past 7 days to 2.133% APY, up from 0.210%.
Alaska standard savings rates rose 0.069 points over the past 7 days to 0.162% APY, up from 0.093%.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Sand Point, Alaska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Sand Point, Alaska. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in AK.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Sand Point, Alaska
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Sand Point, Alaska safe?
How often do savings rates change in Sand Point, Alaska?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Sand Point, Alaska?
How do I open a savings account in Sand Point, Alaska?
Best Savings Rates in Sand Point, Alaska
- Alaska Air Group Federal Credit Union
Youth Savings — 6.14% APY - TONGASS
Youth Savings Account — 5.00% APY - MAC Federal Credit Union
IRA/ Roth IRA/ Converted Roth IRA/ Educational IRA savings — 0.75% APY - Credit Union 1 Credit Union
Premium Savings (0190-0199) and Business Premium Savings (0290-0299) or more — 0.50% APY - First Bank Ketchikan, AK
Peak Savings — 0.35% APY
