Best Personal Loan Rates in Wyoming (WY) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Wyoming include: Sheridan Community Federal Credit UnionSheridan Community Federal Credit Union141 S Gould St, Sheridan, WY, 82801A5.0 ★Texas Ratio: 9.57% offering Vacation Loans at 4.45% APR, Uniwyo Federal Credit UnionUniwyo Federal Credit Union1000 E University Ave, Laramie, WY, 82071 2000A+5.0 ★Texas Ratio: 3.84% offering Unimproved Property/Land Loan at 7.99% APR, StagePoint Federal Credit UnionStagePoint Federal Credit Union365 N 3rd St, Laramie, WY, 82072A+5.0 ★Texas Ratio: 1.64% offering Signature Personal Loans at 10.75% APR, Sunlight Federal Credit UnionSunlight Federal Credit Union1702 17th St, Cody, WY, 82414A+5.0 ★Texas Ratio: 4.48% offering Unsecured at 11.74% APR, and First Education Federal Credit UnionFirst Education Federal Credit Union120 W Carlson St, Cheyenne, WY, 82009A+5.0 ★Texas Ratio: 0.37% offering Debt Consolidation Loans at 11.99% APR. Personal loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Wyoming side-by-side. Wyoming personal loan rates currently start as low as 4.45% APR from Sheridan Community Federal Credit Union at 141 S Gould St, Sheridan, WY, 82801. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wyoming.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wyoming. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 6, 2026
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Wyoming Personal Loan Rate Trends
Compare local Wyoming personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wyoming personal loan rates rose 0.002 points over the past 7 days to 10.713% APR.
Wyoming signature loan rates fell 0.161 points over the past 7 days to 11.007% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Wyoming?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Wyoming?
Are credit unions or banks better for personal loans in Wyoming?
What are the best personal loan rates in Wyoming?
- Sheridan Community Federal Credit Union: 4.45% (Vacation Loans)
- Uniwyo Federal Credit Union: 7.99% (Unimproved Property/Land Loan)
- StagePoint Federal Credit Union: 10.75% (Signature Personal Loans)
- Sunlight Federal Credit Union: 11.74% (Unsecured)
- First Education Federal Credit Union: 11.99% (Debt Consolidation Loans)
