Best Personal Loan Rates in Saint Johnsbury Center, Vermont (VT) - May 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Saint Johnsbury Center, Vermont include: Vermont Federal Credit UnionVermont Federal Credit UnionA+5.0 ★Texas Ratio: 3.42% offering Consumer Loans at 4.40% APR, Northfield Savings BankNorthfield Savings BankA+5.0 ★Texas Ratio: 4.01% offering Energy Improvement at 6.75% APR, Community BankCommunity BankA+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.49% APR, North Country Federal Credit UnionNorth Country Federal Credit UnionA5.0 ★Texas Ratio: 7.37% offering Loan at 7.84% APR, and Green Mountain Credit UnionGreen Mountain Credit UnionC4.0 ★Texas Ratio: 27.55% offering Tax Loans (tax payment/real estate) at 7.99% APR. Personal loan rates as of May 15, 2026 according to verified data from MonitorBankRates.
Saint Johnsbury Center borrowers have access to 8 lenders serving the Vermont area, with personal loan rates as low as 4.40% APR from Vermont Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Saint Johnsbury Center, Vermont.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Saint Johnsbury Center, Vermont. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 15, 2026
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Saint Johnsbury Center, VT Personal Loan Rate Trends
Compare local Saint Johnsbury Center, VT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Vermont personal loan rates rose 0.114 points over the past 7 days to 9.285% APR.
Vermont signature loan rates rose 0.046 points over the past 7 days to 11.053% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Johnsbury Center, Vermont personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Saint Johnsbury Center, Vermont directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Saint Johnsbury Center, Vermont. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in VT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Vermont?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Vermont?
Are credit unions or banks better for personal loans in Saint Johnsbury Center, Vermont?
What are the best personal loan rates in Saint Johnsbury Center, Vermont?
- Vermont Federal Credit Union: 4.40% (Consumer Loans)
- Northfield Savings Bank: 6.75% (Energy Improvement)
- Community Bank: 7.49% (Unsecured Personal loan)
- North Country Federal Credit Union: 7.84% (Loan)
- Green Mountain Credit Union: 7.99% (Tax Loans (tax payment/real estate))
Saint Johnsbury Center, Vermont Rates & Resources
Personal Loan Calculators
