Saint Johnsbury Center, Vermont (VT) Savings Rates - April 2026
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Brian McKay
Brian McKay
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Editorial Disclosure
The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Saint Johnsbury Center, Vermont and the surrounding area include Vermont Federal Credit UnionVermont Federal Credit UnionA+5.0 ★Texas Ratio: 3.42% High Yield Savings at 4.00% APY, Mascoma BankMascoma BankA+5.0 ★Texas Ratio: 0.52% Build Savings - Tier 1 at 3.35% APY, Credit Union of Vermont Credit UnionCredit Union of Vermont Credit UnionA+5.0 ★Texas Ratio: 0.16% Savings at 2.75% APY, Heritage Family Federal Credit UnionHeritage Family Federal Credit UnionA+5.0 ★Texas Ratio: 3.44% Business Money Market Savings Account at 2.00% APY, and Central Vermont Medical Centerinc CUCentral Vermont Medical Centerinc CUA5.0 ★Texas Ratio: 8.83% IRA SHARES at 1.00% APY.
Saint Johnsbury Center is a smaller community with no bank or credit union branches currently in our database. 60 institutions serving the Vermont area are available to Saint Johnsbury Center residents, with savings rates as high as 4.00% APY from Vermont Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Saint Johnsbury Center, Vermont and the surrounding area. Last Updated and Verified: April 4, 2026
Compare the Best Savings Rates in Saint Johnsbury Center, Vermont & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
High Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $5,000.00
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
High Yield Savings - Limited Time Special Rate **
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
up to $5,000; Qualifying balance up to $5,000.00
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Special High Yield Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Qualifying balance up to $5,000.00
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$500,000+
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Savings
2.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$100,000-$499,999
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$50,000-$99,999
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business Money Market Savings Account
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business Flex Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business Money Market Savings Account
1.70%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business Money Market Savings Account
1.55%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Savings
1.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$25,000-$49,999
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Savings
1.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000-$24,999
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business Money Market Savings Account
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Union of Vermont Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
Savings
1.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$2,000-$9,999
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
IRA SHARES
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $250,000 and above
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $249,999.99
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $99,999.99
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $49,999.99
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Government Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business Savings Account
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Money Market Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
Health Savings Account(HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
The Bank of Bennington
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business Savings Account
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Money Market Savings
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Government Savings
0.45%
$10
▼
Rate0.45%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Business Savings Account
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $250,000 and above
Wells River Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.56%
Health Savings Account(HSA)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Money Market Savings
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Health Savings Account (HSA)
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Northfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.01%
Government Savings
0.35%
$10
▼
Rate0.35%
Min Deposit$10
Min Balance—
UpdatedApr 4, 2026
Details
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
Health Savings Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Qualifying balance up to $249,999.99
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 4 - Average daily balance $50,000 +
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
SPECIAL SHARES
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Special Purpose Savings Accounts (Holiday, Vacation, Fuel, Tax, etc.)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Share Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
IRA Shares/Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business Primary Share
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Tier 3 - Average daily balance $25,000 < $50,000
Central Vermont Medical Centerinc CU
Institution Rating:
A5.0 ★Texas Ratio: 8.83%
REGULAR SHARES
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
Business Non-Profit Share Draft Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Health Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Other Savings Accounts
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Country Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
Regular Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Green Mountain Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 27.55%
Special Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
Holiday Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
IRA (Accumulator) Share Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
IRA Share Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Johnsbury Center, VT Savings Rate Trends
Compare local Saint Johnsbury Center, VT savings rate quotes against the statewide average
Daily savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — VT Avg
1.999%
▼ 2.001 vs 7 days ago
Vermont high-yield savings rates fell 2.001 points over the past 7 days to 1.999% APY, down from 4.000%.
Standard Savings — VT Avg
0.399%
▲ 0.224 vs 7 days ago
Vermont standard savings rates rose 0.224 points over the past 7 days to 0.399% APY, up from 0.175%.
As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Saint Johnsbury Center, Vermont directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Johnsbury Center, Vermont. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in VT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Saint Johnsbury Center, Vermont
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Vermont, help your money grow faster through a higher APY.
Are savings accounts in Saint Johnsbury Center, Vermont safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Vermont up to $250,000 per depositor, per institution.
How often do savings rates change in Saint Johnsbury Center, Vermont?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Vermont rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Saint Johnsbury Center, Vermont may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Saint Johnsbury Center, Vermont?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Saint Johnsbury Center, Vermont offer in-person customer service, which some customers prefer.
How do I open a savings account in Saint Johnsbury Center, Vermont?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Saint Johnsbury Center, Vermont
Here are recent savings rates observed in Saint Johnsbury Center, Vermont and the surrounding area:
- Vermont Federal Credit Union
High Yield Savings — 4.00% APY - Mascoma Bank
Build Savings - Tier 1 — 3.35% APY - Credit Union of Vermont Credit Union
Savings — 2.75% APY - Heritage Family Federal Credit Union
Business Money Market Savings Account — 2.00% APY - Central Vermont Medical Centerinc CU
IRA SHARES — 1.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Johnsbury Center, Vermont. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 4, 2026
Saint Johnsbury Center, Vermont Rates & Resources
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