Best Personal Loan Rates in Katy, Texas (TX) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Texas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Katy, Texas include: Members Choice Credit UnionMembers Choice Credit Union3770 Fry Rd, Katy, TX, 77449 6728A5.0 ★Texas Ratio: 8.54% offering Consumer Loan at 3.99% APR, Gulf Coast Educators Federal Credit UnionGulf Coast Educators Federal Credit Union27252 Katy Fwy, Katy, TX, 77494 1001A+5.0 ★Texas Ratio: 3.85% offering Title Loan at 4.49% APR, Brazos Valley Schools Credit UnionBrazos Valley Schools Credit Union25525 Katy Mills Pkwy, Katy, TX, 77494A+5.0 ★Texas Ratio: 4.59% offering Summer/Holiday Loan at 7.00% APR, Smart Financial Credit UnionSmart Financial Credit Union6727 FM 1463 Rd Ste 100, Katy, TX, 77494A5.0 ★Texas Ratio: 10.10% offering Signature Loan at 8.74% APR, and SHELLSHELL23125 Morton Ranch Rd, Katy, TX, 77449A+5.0 ★Texas Ratio: 2.74% offering Acreage/Land Loan at 8.99% APR. Personal loan rates as of March 26, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Katy, Texas can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Katy, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Katy, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 26, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Consumer Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Title Loan
4.49%
▼
APR4.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Title Loan
4.74%
▼
APR4.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Consumer Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Title Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Consumer Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Title Loan
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Consumer Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As; For Loans over $50,000
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Consumer Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Title Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As; No-fee, fixed-rate Debt Consolidation Loan
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
25525 Katy Mills Pkwy, Katy, TX, 77494
Summer/Holiday Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Loans
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As; For Loans over $80,000
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Miscellaneous Equipment Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 26, 2026
Details
As Low As; Maximum Loan Discount: 0.75%
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
6727 FM 1463 Rd Ste 100, Katy, TX, 77494
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As; Fixed rates start at 8.74% APR* on Signature Loans** for qualified applicants.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Classroom Supplies Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Professional Development Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Alternative Teaching Certification Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
23125 Morton Ranch Rd, Katy, TX, 77449
Acreage/Land Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
25525 Katy Mills Pkwy, Katy, TX, 77494
Signature
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details
As Low As
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
23125 Morton Ranch Rd, Katy, TX, 77449
Signature/Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Texas Dow Employees Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.42%
24250 Cinco Ranch Blvd, Katy, TX, 77494
Pool Loans
9.79%
▼
APR9.79%
Last UpdatedMarch 26, 2026
Details
No additional details available.
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
23525 Katy Fwy, Katy, TX, 77494 1334
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 26, 2026
Details
As Low As; Rates as low as 9.90%
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
4747 FM 1463 Rd Ste 1000, Katy, TX, 77494
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As; up to $50,000 and up to 84 months
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
23665 Katy Freeway, Katy, TX, 77494
Seasonal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Guaranty Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
655 W Grand Pkwy S, Katy, TX, 77494
Credit Builder Loan Program
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedMarch 26, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
23665 Katy Freeway, Katy, TX, 77494
Seasonal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
3211 Peek Rd, Katy, TX, 77449
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedMarch 26, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
25675 Nelson Way, Katy, TX, 77494
Personal
11.99%
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
25675 Nelson Way, Katy, TX, 77494
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
23665 Katy Freeway, Katy, TX, 77494
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details
As Low As
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
23665 Katy Freeway, Katy, TX, 77494
Seasonal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
25675 Nelson Way, Katy, TX, 77494
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
25525 Katy Mills Pkwy, Katy, TX, 77494
Express Loan
15.75%
▼
APR15.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
8800 US Highway 380, Cross Roads, TX, 76227
Storm Shelter Loan
3.99%
▼
APR3.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 5
4.00%
▼
APR4.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Secured Advantage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
903 W Highway St, Iowa Park, TX, 76367 1180
Starter Loans
4.00%
▼
APR4.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Signature Unsecured Loan
4.25%
▼
APR4.25%
Last UpdatedMarch 26, 2026
Details
As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.
Abilene Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.94%
2801 N 6th St, Abilene, TX, 79603
Credit Builder Loan
4.35%
▼
APR4.35%
Last UpdatedMarch 26, 2026
Details
No additional details available.
United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
R/V LOANS New/Used 80% Financing MSRP or NADA Retail
4.49%
▼
APR4.49%
Last UpdatedMarch 26, 2026
Details
20% down
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 4
4.50%
▼
APR4.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 26, 2026
Details
As Low As
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Recreational/Title Loans
4.67%
▼
APR4.67%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
4.75%
▼
APR4.75%
Last UpdatedMarch 26, 2026
Details
balance $20,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 26, 2026
Details
As Low As
Amoco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
2300 Texas Ave, Texas City, TX, 77590
Unsecured Loan
4.90%
▼
APR4.90%
Last UpdatedMarch 26, 2026
Details
As Low As; Months
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
LAND LOANS
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Recreational Equipment Loans
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
3301 Airport Fwy Ste 175, Bedford, TX, 76021 6123
Fire Station Loan
4.99%
▼
APR4.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 3
5.00%
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details
As Low As; With Approved Credit
Star Of Texas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
114 E huntland dr, austin, TX, 78752
Used & Refinanced Loans
5.24%
▼
APR5.24%
Last UpdatedMarch 26, 2026
Details
As Low As; Subject to credit approval
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
COLLATERAL LOANS NEW
5.24%
▼
APR5.24%
Last UpdatedMarch 26, 2026
Details
48 TO 72 MOS*SAME AS NEW CARS
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.25%
▼
APR5.25%
Last UpdatedMarch 26, 2026
Details
balance $75,000
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.25%
▼
APR5.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
Land Loans
5.25%
▼
APR5.25%
Last UpdatedMarch 26, 2026
Details
As Low As
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Land Loans
5.25%
▼
APR5.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
United Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
8790 FM 1960 Bypass Rd W Ste 500A, Humble, TX, 77338 3950
R/V LOANS New/Used 90% Financing MSRP or NADA Retail
5.49%
▼
APR5.49%
Last UpdatedMarch 26, 2026
Details
10% down
1st Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.28%
3505 Wildewood Dr, San Angelo, TX, 76904
Various operating loans and lines of credit
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
As Low As; must be secured by adequate collateral. See loan officer for more details
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 2
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
MCT Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2736 Nall St, Port Neches, TX, 77651 5204
Other Collateral Loans
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Nueces Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
901 Leopard St, Corpus Christi, TX, 78401 3606
loan promotion
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
As Low As; Call the credit union for loan promotion rates
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Loan Special
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
balance $75,000
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Land Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Conservation Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
2601 Network Blvd, Frisco, TX, 75034
New and Used (loan or more)
5.75%
▼
APR5.75%
Last UpdatedMarch 26, 2026
Details
balance $75,000
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Interim Construction Loan
5.75%
▼
APR5.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Wellspring Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.50%
150 E Round Bunch Rd, Bridge City, TX, 77611 3720
Land Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Neches Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
676 Magnolia Ave, Port Neches, TX, 77651
Unimproved Property Loan
5.75%
▼
APR5.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
VA Loan
5.81%
▼
APR5.81%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Austin Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1900 Woodward St, Austin, TX, 78741
Holiday Loan
5.90%
▼
APR5.90%
Last UpdatedMarch 26, 2026
Details
As Low As; To sweeten the deal, every holiday loan comes with an entry to a raffle to WIN $500! *APR is Annual Percentage Rate. One $500 prize for loans booked before December 24th and one for those booked between December 29th through January 30th. Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
VA Refi Loan
5.94%
▼
APR5.94%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
5 Year Equity Loan-to-Value up to 80%
5.94%
▼
APR5.94%
Last UpdatedMarch 26, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to 70%
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
LAND LOANS
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Alpine Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
111 N 2nd St, Alpine, TX, 79830
New Construction Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Houston Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.00%
8120 Washington Ave, Houston, TX, 77007
Credit Builder Step-Up Loan Process STEP 1
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
As Low As; With Approved Credit
Sabine Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
1939 Strickland Dr, Orange, TX, 77630 2901
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Texas DPS Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
621 W Saint Johns Ave, Austin, TX, 78752 2315
Credit (Re)Builder Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
Months
BOM Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
101 Worth St, Hemphill, TX, 75948
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
409 E Loop 281, Longview, TX, 75605 7916
Credit Builder Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
above TSC rate
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
10 Year Equity Loan-to-Value up to 80%
6.14%
▼
APR6.14%
Last UpdatedMarch 26, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
6.15%
▼
APR6.15%
Last UpdatedMarch 26, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA purchase loan
6.22%
▼
APR6.22%
Last UpdatedMarch 26, 2026
Details
No additional details available.
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
LAND LOANS
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
VA cash-out refinance loan
6.34%
▼
APR6.34%
Last UpdatedMarch 26, 2026
Details
Refinance up to 90% of the value of your home. Option to finance the funding fee.
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
761 Tank Battalion, Fort Hood, TX, 76544 4906
FHA Loan
6.41%
▼
APR6.41%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
5 Year Equity Loan-to-Value greater than 80% to 90%
6.44%
▼
APR6.44%
Last UpdatedMarch 26, 2026
Details
As Low As
McMurrey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
418 McMurrey Dr, Tyler, TX, 75702
COLLATERAL LOANS USED
6.49%
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details
48 TO 60 MOS*SAME AS USED CARS
Chartway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.26%
9441 FM 1960 Bypass Rd W Ste 100, Humble, TX, 77338 4090
Equity Loan
6.49%
▼
APR6.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Baycel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
2320 6TH ST, Bay City, TX, 77414 5240
Unsecured
6.50%
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Trinity Valley Teachers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
3301 S Loop 256, Palestine, TX, 75801
Recreational Equipment Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Construction Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
6.59%
▼
APR6.59%
Last UpdatedMarch 26, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loan
6.60%
▼
APR6.60%
Last UpdatedMarch 26, 2026
Details
up to $5,000.00 maximum with approved credit
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Del Rio SP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
106 N Main St, Del Rio, TX, 78840
10 Year Equity Loan-to-Value greater than 80% to 90%
6.64%
▼
APR6.64%
Last UpdatedMarch 26, 2026
Details
As Low As
Eastman Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
304 Central Avenue, Longview, TX, 75602
Equipment Loan
6.65%
▼
APR6.65%
Last UpdatedMarch 26, 2026
Details
As Low As; Regular APR: 10.090%
Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
17300 Henderson Pass, San Antonio, TX, 78232
Equipment Loans
6.70%
▼
APR6.70%
Last UpdatedMarch 26, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Photovoltaic System Loan*
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
As Low As
East Texas Professional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
409 E Loop 281, Longview, TX, 75605 7916
Instant Cash Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Brazos Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
701 Harvey Rd, College Station, TX, 77840
Back on Track Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Matagorda County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
3700 Avenue F, Bay City, TX, 77414
Unsecured Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 26, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 26, 2026
Details
As Low As
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
1010 S SOUTHEAST LOOP 323, TYLER, TX, 75701 3700
Construction Loan
6.88%
▼
APR6.88%
Last UpdatedMarch 26, 2026
Details
As Low As
Telco Plus Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.67%
1010 S SOUTHEAST LOOP 323, TYLER, TX, 75701 3700
Land Loan 10 Year Fixed
6.88%
▼
APR6.88%
Last UpdatedMarch 26, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Texas Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.42%
1900 Country Club Dr, Mansfield, TX, 76063 3490
Texas Extra Credit Parent Loan
6.89%
▼
APR6.89%
Last UpdatedMarch 26, 2026
Details
As Low As; Fixed rates ranging from 2.79%APR2 to 6.89%APR2 (Auto Pay Discount)
Cosden Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
400 E MARCY DR, BIG SPRING, TX, 79720 5714
Texas Extra Credit Parent Loan
6.89%
▼
APR6.89%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Neiman Marcus Group Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1618 Main St, Dallas, TX, 75201 4720
Personal/Longevity
6.95%
▼
APR6.95%
Last UpdatedMarch 26, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
10750 Mcdermott Fwy, San Antonio, TX, 78288
Low down payment purchase loan
6.96%
▼
APR6.96%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan 5-year Fixed
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As; 71% to 80%
Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
PO Box 867, Sweeny, TX, 77480
Signature
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
9601 Jones Rd, Houston, TX, 77065
Lifestyle Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
5.00% A+ rating
Port Arthur Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
3001 JIMMY JOHNSON BLVD, PORT ARTHUR, TX, 77642
Annual Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Southern Star Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.41%
16035 W Little York Rd, Houston, TX, 77084
HOLIDAY LOANS
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
CONTACT LOAN DEPARTMENT FOR DETAILS
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As; With Approved Credit
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
up to $5,000; As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 26, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 26, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMarch 26, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
7.19%
▼
APR7.19%
Last UpdatedMarch 26, 2026
Details
As Low As
Allied Plastics Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
5213 Lake Shore Dr, Waco, TX, 76710 1732
Recreational Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal /Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As; from $1,001 to $75,000
Texas Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.80%
3131 HOLLY RD, CORPUS CHRISTI, TX, 78415
50/50 LOAN
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Vacant Land Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.11%
2421 Westport Pkwy Ste 1300, Fort Worth, TX, 76177 5311
Land Loans
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Education Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.24%
4400 W Interstate 40, Amarillo, TX, 79106 5940
New Teacher Loan Unsecured
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1119 Corpus Christi St, Laredo, TX, 78040 5258
Residential Lot Loans
7.35%
▼
APR7.35%
Last UpdatedMarch 26, 2026
Details
As Low As
White Sands Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
4545 Hondo Pass Dr, El Paso, TX, 79904 1303
Anything Loan
7.35%
▼
APR7.35%
Last UpdatedMarch 26, 2026
Details
As Low As
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Mobility Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.61%
8384 N Belt Line Rd, Irving, TX, 75063 6006
Recreational Loans
7.39%
▼
APR7.39%
Last UpdatedMarch 26, 2026
Details
As Low As; WITH NO PAYMENTS FOR 60 DAYS! *Minimum APR (Annual Percentage Rate) of 7.39% applies. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances. **Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
16320 Kensington Dr, Sugar Land, TX, 77479 4097
Lot Loans
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As; 81% to 90%
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
17 S 1st St, Temple, TX, 76501 7603
Land Loan 10-year Fixed
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
As Low As
ELLIS COUNTY TEACHERS AND EMPLOYEES
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
1001 BUTCHER RD, WAXAHACHIE, TX, 75165
Personal Property NEW
7.50%
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details
UP TO 48 MONTHS
Domino Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
9978 FM 3129, Queen City, TX, 75572
Special Occasion Loans
7.50%
▼
APR7.50%
Last UpdatedMarch 26, 2026
Details
No additional details available.
MTCU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
1505 N Midland Dr, Midland, TX, 79703
Collateral Loans New or Used (Non Purchase)
7.51%
▼
APR7.51%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to 84 Months
Laredo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
1119 Corpus Christi St, Laredo, TX, 78040 5258
Residential Lot Loans
7.58%
▼
APR7.58%
Last UpdatedMarch 26, 2026
Details
As Low As
Capitol Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
11920 Alterra Pkwy, Austin, TX, 78758
Other Collateralized Loan
7.59%
▼
APR7.59%
Last UpdatedMarch 26, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMarch 26, 2026
Details
As Low As
Metro Medical Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.65%
8200 Brookriver Dr Ste N110, Dallas, TX, 75247
Pleasure Craft Loan
7.69%
▼
APR7.69%
Last UpdatedMarch 26, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
▼
APR7.71%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to $35,000 Financing
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Premier Loan
7.75%
▼
APR7.75%
Last UpdatedMarch 26, 2026
Details
As Low As; from $75,001 to $250,000
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Local 20 IBEW Federal Credit Union
Institution Rating:
D3.5 ★Texas Ratio: 32.83%
688 W Tarrant Rd, Grand Prairie, TX, 75050
Loans above 72 months require approval by Board of Directors
7.80%
▼
APR7.80%
Last UpdatedMarch 26, 2026
Details
10% Down
Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
▼
APR7.84%
Last UpdatedMarch 26, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
1424 W Southwest Loop 323, Tyler, TX, 75701 9347
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedMarch 26, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
23125 Morton Ranch Rd, Katy, TX, 77449
Signature/Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Texas Bay Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.99%
4747 FM 1463 Rd Ste 1000, Katy, TX, 77494
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As; up to $50,000 and up to 84 months
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 26, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
25675 Nelson Way, Katy, TX, 77494
Personal Loans
11.99%
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
23665 Katy Freeway, Katy, TX, 77494
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Gulf Coast Educators Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
27252 Katy Fwy, Katy, TX, 77494 1001
Personal Loan
12.74%
▼
APR12.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Wailuku Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.72%
2601 Network Blvd Ste 900, Frisco, TX, 75034
Personal Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loan
6.60%
▼
APR6.60%
Last UpdatedMarch 26, 2026
Details
up to $5,000.00 maximum with approved credit
Cherokee County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.87%
145 FM 2972 W, RUSK, TX, 75785
Personal Loans
6.60%
▼
APR6.60%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
6.84%
▼
APR6.84%
Last UpdatedMarch 26, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7034 Alamo Downs Pkwy, San Antonio, TX, 78238
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Grand Prairie Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
209 N CENTER ST, GRAND PRAIRIE, TX, 75050
Personal Loans with Collateral
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
5.00% A+ rating
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.09%
▼
APR7.09%
Last UpdatedMarch 26, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.14%
▼
APR7.14%
Last UpdatedMarch 26, 2026
Details
As Low As
Neighborhood Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.73%
13649 Montfort Dr, Dallas, TX, 75240 2521
Unsecured Personal Loans
7.64%
▼
APR7.64%
Last UpdatedMarch 26, 2026
Details
As Low As
MemberSource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
10100 Richmond Ave, Houston, TX, 77042
Personal Loan
7.71%
▼
APR7.71%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to $35,000 Financing
Justice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.17%
1 Justice Park Dr, Houston, TX, 77092
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 26, 2026
Details
As Low As
Mesquite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
1510 N Galloway Ave, Mesquite, TX, 75149
Personal Loans
7.84%
▼
APR7.84%
Last UpdatedMarch 26, 2026
Details
As Low As
Cooperative Teachers Credit Union
Institution Rating:
C+4.2 ★Texas Ratio: 25.07%
1424 W Southwest Loop 323, Tyler, TX, 75701 9347
Unsecured Personal Loan
7.89%
▼
APR7.89%
Last UpdatedMarch 26, 2026
Details
As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As; No-fee, fixed-rate Debt Consolidation Loan
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Loans
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Other terms available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
7.99%
▼
APR7.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Debt Consolidation Unsecured Personal
9.99%
▼
APR9.99%
Last UpdatedMarch 26, 2026
Details
As Low As
First Community Credit Union Houston, TX
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
25675 Nelson Way, Katy, TX, 77494
Debt Consolidation
12.74%
▼
APR12.74%
Last UpdatedMarch 26, 2026
Details
No additional details available.
PrimeWay Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.71%
100 Dominion Park Dr, Houston, TX, 77090 6716
Debt Consolidation Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As
TxDot Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
4174 Old Anson Rd, Abilene, TX, 79601
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
1199 Pasadena Blvd, Pasadena, TX, 77501
Debt Consolidation Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 26, 2026
Details
As Low As; 90 day no pay
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
NAFT Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
901 N Veterans Blvd, Pharr, TX, 78577
Signature, Debt Consolidation
10.90%
▼
APR10.90%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Community Resource Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
2900 Decker Dr, Baytown, TX, 77520 2076
Debt Consolidation
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to 72 Months
5Point Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.33%
3700 Skyline Dr, Nederland, TX, 77627 8303
Debt Consolidation Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Covenant Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.33%
2904 E Stan Schlueter loop Bldg A, Killeen, TX, 76542 4813
Debt Consolidation Loans
12.90%
▼
APR12.90%
Last UpdatedMarch 26, 2026
Details
As Low As
Access Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
6401 Bell St, Amarillo, TX, 79109
Debt Consolidation
13.99%
▼
APR13.99%
Last UpdatedMarch 26, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Lone Star Pass Bldg 1, San Antonio, TX, 78264
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured Signature Loans
7.24%
▼
APR7.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
8.24%
▼
APR8.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Smart Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.10%
6727 FM 1463 Rd Ste 100, Katy, TX, 77494
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 26, 2026
Details
As Low As; Fixed rates start at 8.74% APR* on Signature Loans** for qualified applicants.
Brazos Valley Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
25525 Katy Mills Pkwy, Katy, TX, 77494
Signature
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
9.24%
▼
APR9.24%
Last UpdatedMarch 26, 2026
Details
As Low As
SHELL
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
23125 Morton Ranch Rd, Katy, TX, 77449
Signature/Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
23525 Katy Fwy, Katy, TX, 77494 1334
Signature
9.90%
▼
APR9.90%
Last UpdatedMarch 26, 2026
Details
As Low As; Rates as low as 9.90%
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
10.24%
▼
APR10.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Choice Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
3770 Fry Rd, Katy, TX, 77449 6728
Unsecured / Signature Personal
11.24%
▼
APR11.24%
Last UpdatedMarch 26, 2026
Details
As Low As
Energy Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
3211 Peek Rd, Katy, TX, 77449
Signature/Personal
11.35%
▼
APR11.35%
Last UpdatedMarch 26, 2026
Details
As Low As
IBEW Local 66 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
4345 ALLEN GENOA RD, PASADENA, TX, 77504
Signature Unsecured Loan
4.25%
▼
APR4.25%
Last UpdatedMarch 26, 2026
Details
As Low As; Payment Example: 36 monthly payments of approximately $29.55 per $1,000 borrowed at 4.25% APR.
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 26, 2026
Details
As Low As; With Approved Credit
Anderson County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.46%
2307 W Oak St, Palestine, TX, 75801 4063
Signature Loan Special
5.50%
▼
APR5.50%
Last UpdatedMarch 26, 2026
Details
As Low As; Borrow up to $2,000 for up to 24 months.
Service 1st Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10001 Jack Finney Blvd, Greenville, TX, 75402
Signature
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
Months
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 26, 2026
Details
As Low As; With Approved Credit
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.59%
▼
APR6.59%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.79%
▼
APR6.79%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Special Signature Rate
6.89%
▼
APR6.89%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Victoria City County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
205 N Bridge St Ste 111, Victoria, TX, 77901
Signature Loans
6.92%
▼
APR6.92%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Swemp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
601 OLIVE ST, TEXARKANA, TX, 75501
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
up to $5,000; As Low As
Mclennan County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
215 N 5th St Ste 224, Waco, TX, 76701 1364
Signature Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As; With Approved Credit
Old Ocean Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
PO Box 867, Sweeny, TX, 77480
Signature
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Cy-Fair Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
9601 Jones Rd, Houston, TX, 77065
Lifestyle Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Nizari Progressive Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
14090 Southwest Fwy Ste 260, Sugar Land, TX, 77478 3678
Personal /Signature Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 26, 2026
Details
As Low As; from $1,001 to $75,000
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.29%
▼
APR7.29%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.39%
▼
APR7.39%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.49%
▼
APR7.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
InvesTex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
905 Aldine Bender Rd, Houston, TX, 77032
Signature
7.79%
▼
APR7.79%
Last UpdatedMarch 26, 2026
Details
No additional details available.
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MonitorBankRates
No home improvement personal loan rates found in Katy, TX currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
Most lenders in Katy, Texas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Texas often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Katy, Texas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Texas?
Yes. Debt consolidation is one of the most common uses of personal loans in Katy, Texas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Katy, Texas?
Credit unions in Katy, Texas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Katy, Texas?
- Members Choice Credit Union: 3.99% (Consumer Loan)
- Gulf Coast Educators Federal Credit Union: 4.49% (Title Loan)
- Brazos Valley Schools Credit Union: 7.00% (Summer/Holiday Loan)
- Smart Financial Credit Union: 8.74% (Signature Loan)
- SHELL: 8.99% (Acreage/Land Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Katy, Texas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026.
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