Best Personal Loan Rates in Hughes Springs, Texas (TX) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hughes Springs, Texas include: East Texas Professional Credit UnionEast Texas Professional Credit Union1412 E 1st, Hughes Springs, TX, 75656A+5.0 ★Texas Ratio: 1.76% offering Credit Builder Loans at 6.00% APR, Tinker Federal Credit UnionTinker Federal Credit UnionA+5.0 ★Texas Ratio: 2.99% offering Storm Shelter Loan at 3.99% APR, Houston Highway Credit UnionHouston Highway Credit UnionA+5.0 ★Texas Ratio: 1.00% offering Credit Builder Step-Up Loan Process STEP 5 at 4.00% APR, Secured Advantage Federal Credit UnionSecured Advantage Federal Credit UnionA5.0 ★Texas Ratio: 7.07% offering Starter Loans at 4.00% APR, and IBEW Local 66 Federal Credit UnionIBEW Local 66 Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering Signature Unsecured Loan at 4.25% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Hughes Springs has 1 local institution in our database, with personal loan rates as low as 6.00% APR from East Texas Professional Credit Union at 1412 E 1st, Hughes Springs, TX, 75656. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hughes Springs, Texas.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hughes Springs, Texas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
above TSC rate
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As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
$500 for 12 months at 4.35% APR = $42.65 monthly payment
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20% down
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balance $20,000
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48 TO 72 MOS*SAME AS NEW CARS
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balance $75,000
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10% down
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As Low As; Borrow up to $2,000 for up to 24 months.
As Low As; must be secured by adequate collateral. See loan officer for more details
As Low As; No Refinancing of existing loans; Rate based on Credit Score; Limited to one loan special every 90 days
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balance $75,000
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balance $75,000
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As Low As; Minimum holiday loan amount $350, maximum determined by credit qualifications up to $15,000.
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As Low As; Up to 70%
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Loan rate of 6% is effective January 1, 2021. Must have an open established Membership Savings Account in good standing. Must be able to provide two paystubs and have at least 1-year of job history.
No additional details available.
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Months
Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.
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48 TO 60 MOS*SAME AS USED CARS
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As Low As; Rates as low as 5.625% (6.508% APR)
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As Low As; Regular APR: 10.090%
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up to $5,000.00 maximum with approved credit
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As Low As; Fixed rates ranging from 2.79%APR2 to 6.89%APR2 (Auto Pay Discount)
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As Low As; 71% to 80%
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5.00% A+ rating
CONTACT LOAN DEPARTMENT FOR DETAILS
up to $5,000; As Low As
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As Low As; Take a vacation, consolidate bills, fund home or auto repairs, or even if you just need some cash.
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As Low As; from $1,001 to $75,000
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As Low As; WITH NO PAYMENTS FOR 60 DAYS! *Minimum APR (Annual Percentage Rate) of 7.39% applies. Rates vary based on length of term, age of vehicle, and your individual credit worthiness. Excludes internal refinances. **Interest accrues from date of loan disbursal. Call for details. Qualifying criteria applies. Rates and terms subject to change without notice.
As Low As; 81% to 90%
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UP TO 48 MONTHS
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As Low As; Up to 84 Months
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As Low As; Up to $35,000 ($1,000 minimum)
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As Low As; from $75,001 to $250,000
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10% Down
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As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
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up to $5,000.00 maximum with approved credit
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5.00% A+ rating
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As Low As; Take a vacation, consolidate bills, fund home or auto repairs, or even if you just need some cash.
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As Low As; Up to $35,000 ($1,000 minimum)
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As Low As; Fixed rates starting as low as 7.89%; No collateral required-qualify based on your credit and income; No prepayment penalties or application fees; Payment protection insurance available
As Low As; Other terms available.
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As Low As; Up to 72 Months
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As Low As; Interest rate discounts may be available for members with a qualifying IBEW Local 66 Federal Credit Union checking account.
As Low As; With Approved Credit
As Low As; Borrow up to $2,000 for up to 24 months.
Months
As Low As; With Approved Credit
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up to $5,000; As Low As
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As Low As; from $1,001 to $75,000
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Hughes Springs, TX Personal Loan Rate Trends
Compare local Hughes Springs, TX personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas personal loan rates currently average 10.308% APR.
Texas signature loan rates currently average 13.378% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Texas?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Texas?
Are credit unions or banks better for personal loans in Hughes Springs, Texas?
What are the best personal loan rates in Hughes Springs, Texas?
- East Texas Professional Credit Union: 6.00% (Credit Builder Loans)
- Tinker Federal Credit Union: 3.99% (Storm Shelter Loan)
- Houston Highway Credit Union: 4.00% (Credit Builder Step-Up Loan Process STEP 5)
- Secured Advantage Federal Credit Union: 4.00% (Starter Loans)
- IBEW Local 66 Federal Credit Union: 4.25% (Signature Unsecured Loan)
Personal Loan Calculators
