Best Personal Loan Rates in Warwick, Rhode Island (RI) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Warwick, Rhode Island include: Citizens BankCitizens Bank2574 W Shore Rd, Warwick, RI, 02889A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan - Fixed at 5.45% APR, Coastal1 Credit UnionCoastal1 Credit Union405 Warwick Ave, Warwick, RI, 02888 1344A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.60% APR, Rhode Island Credit UnionRhode Island Credit Union95 Jefferson Blvd, Warwick, RI, 02888A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Navigant Credit UnionNavigant Credit Union2100 Warwick Ave, Warwick, RI, 02889A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, and Wave Federal Credit UnionWave Federal Credit Union480 Greenwich Ave, Warwick, RI, 02886 1606A+5.0 ★Texas Ratio: 1.65% offering Personal Unsecured Loan at 9.99% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Warwick, Rhode Island can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Warwick, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Warwick, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
As Low As; 9.99%
As Low As; 10.31%APR
Your interest rate and monthly payments can fluctuate during the repayment period.
No additional details available.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
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As Low As; Low Fixed Rates
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As Low As; Borrow up to $15,000; Terms up to 60 months; Easy online application; Quick turnaround and local decision-making
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Loan amounts up to $10,000
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
Loan amounts $10,001 - $15,000
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Regular APR: 12.49%- 15.49% depending on credit score
Regular APR: 12.74% - 15.74% depending on credit score
Regular APR: 12.99% - 16.24% depending on credit score
Regular APR: 13.24% - 16.24% depending on credit score
depending on credit score
depending on credit score
depending on credit score
depending on credit score
As Low As
As Low As
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As Low As
As Low As
As Low As
Dime Deposit Account Holder
As Low As
As Low As
No additional details available.
Non Dime Deposit Account Holder
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
No additional details available.
No additional details available.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
No additional details available.
depending on credit score
depending on credit score
depending on credit score
depending on credit score
As Low As
As Low As
As Low As
Dime Deposit Account Holder
No additional details available.
Non Dime Deposit Account Holder
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Warwick, Rhode Island?
What are the best personal loan rates in Warwick, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan - Fixed)
- Coastal1 Credit Union: 6.60% (Balloon Land Loans (Buildable Lot) 1/1)
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Navigant Credit Union: 9.24% (Personal Loans)
- Wave Federal Credit Union: 9.99% (Personal Unsecured Loan)
Personal Loan Calculators
