Best Personal Loan Rates in Warwick, Rhode Island (RI) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Warwick, Rhode Island include: Rhode Island Credit UnionRhode Island Credit Union95 Jefferson Blvd, Warwick, RI, 02888A+5.0 ★Texas Ratio: 2.38% offering Personal Loan at 6.65% APR, Coastal1 Credit UnionCoastal1 Credit Union405 Warwick Ave, Warwick, RI, 02888 1344A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.82% APR, Navigant Credit UnionNavigant Credit Union2100 Warwick Ave, Warwick, RI, 02889A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI, 02886 3039A+5.0 ★Texas Ratio: 3.56% offering Pet Expense Loan at 12.49% APR, and Ocean State Credit UnionOcean State Credit Union2247 W Shore Rd, Warwick, RI, 02889 8440A5.0 ★Texas Ratio: 7.10% offering Personal Loans at 15.75% APR. Personal loan rates as of May 10, 2026 according to verified data from MonitorBankRates.
Warwick has 5 local institutions in our database, with personal loan rates as low as 6.65% APR from Rhode Island Credit Union at 95 Jefferson Blvd, Warwick, RI, 02888. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Warwick, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Warwick, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 10, 2026
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Up to $50,000
Up to $50,000
Up to $50,000
Loan amounts up to $10,000
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Up to $50,000
Loan amounts $10,001 - $15,000
Up to $50,000
Regular APR: 12.49%- 15.49% depending on credit score
Regular APR: 12.74% - 15.74% depending on credit score
Regular APR: 12.99% - 16.24% depending on credit score
Regular APR: 13.24% - 16.24% depending on credit score
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
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Up to $50,000
Up to $50,000
Up to $50,000
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Up to $50,000
Up to $50,000
depending on credit score
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depending on credit score
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As Low As; Maximum 60-Month Term | Borrow Up to $14,000
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Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
Warwick, RI Personal Loan Rate Trends
Compare local Warwick, RI personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island personal loan rates rose 0.023 points over the past 7 days to 10.377% APR.
Rhode Island signature loan rates rose 0.072 points over the past 7 days to 11.053% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Warwick, Rhode Island?
What are the best personal loan rates in Warwick, Rhode Island?
- Rhode Island Credit Union: 6.65% (Personal Loan)
- Coastal1 Credit Union: 6.82% (Balloon Land Loans (Buildable Lot) 1/1)
- Navigant Credit Union: 9.24% (Personal Loans)
- Greenwood Credit Union: 12.49% (Pet Expense Loan)
- Ocean State Credit Union: 15.75% (Personal Loans)
Personal Loan Calculators
