Best Personal Loan Rates in Wakefield, Rhode Island (RI) - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Wakefield, Rhode Island include: Citizens BankCitizens Bank51 Main St, Wakefield, RI, 02879A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan - Fixed at 5.45% APR, Coastal1 Credit UnionCoastal1 Credit Union84 Old Tower Hill Rd, Wakefield, RI, 02879 3724A+5.0 ★Texas Ratio: 2.03% offering Balloon Land Loans (Buildable Lot) 1/1 at 6.60% APR, Navigant Credit UnionNavigant Credit Union172 Main St, Wakefield, RI, 02879 3568A+5.0 ★Texas Ratio: 4.27% offering Personal Loans at 9.24% APR, Westerly Community Credit UnionWesterly Community Credit Union4979 Tower Hill Rd, Wakefield, RI, 02879 2283A+5.0 ★Texas Ratio: 1.26% offering Personal Loan at 9.99% APR, and The Peoples Credit UnionThe Peoples Credit Union150 Old Tower Hill Rd, Wakefield, RI, 02879A+5.0 ★Texas Ratio: 3.41% offering Any Purpose Loan at 9.99% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Wakefield, Rhode Island can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wakefield, Rhode Island.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wakefield, Rhode Island. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
As Low As; 9.99%
As Low As; 10.31%APR
Your interest rate and monthly payments can fluctuate during the repayment period.
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As Low As; Low Fixed Rates
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As Low As
As Low As
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Loan amounts up to $10,000
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Loan amounts $10,001 - $15,000
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As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
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As Low As
As Low As; Borrow up to $15,000; Terms up to 60 months; Easy online application; Quick turnaround and local decision-making
Dime Deposit Account Holder
As Low As
As Low As
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
Non Dime Deposit Account Holder
Regular APR: 12.49%- 15.49% depending on credit score
Regular APR: 12.74% - 15.74% depending on credit score
Regular APR: 12.99% - 16.24% depending on credit score
Regular APR: 13.24% - 16.24% depending on credit score
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
depending on credit score
As Low As
As Low As
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As Low As
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No additional details available.
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
As Low As
Dime Deposit Account Holder
As Low As; *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is $1,000.
No additional details available.
Non Dime Deposit Account Holder
depending on credit score
Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account.
depending on credit score
depending on credit score
depending on credit score
As Low As
Frequently Asked Questions
What credit score do I need for a personal loan in Rhode Island?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Rhode Island?
Are credit unions or banks better for personal loans in Wakefield, Rhode Island?
What are the best personal loan rates in Wakefield, Rhode Island?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan - Fixed)
- Coastal1 Credit Union: 6.60% (Balloon Land Loans (Buildable Lot) 1/1)
- Navigant Credit Union: 9.24% (Personal Loans)
- Westerly Community Credit Union: 9.99% (Personal Loan)
- The Peoples Credit Union: 9.99% (Any Purpose Loan)
Personal Loan Calculators
