Current Wakefield, Rhode Island CD rates include Westerly Community Credit UnionWesterly Community Credit Union4979 Tower Hill Rd, Wakefield, RI 02879 2283A+5.0 ★Texas Ratio: 1.26% offering Premier 3 Month CD Special at 3.20% APY, Coastal1 Credit UnionCoastal1 Credit Union84 Old Tower Hill Rd, Wakefield, RI 02879 3724A+5.0 ★Texas Ratio: 2.03% offering 36 month Certificate Of Deposit at 3.00% APY, Shoreham BankShoreham Bank1 Shoreham Way, Warwick, RI 02886A5.0 ★Texas Ratio: 10.45% offering 3 Month CD Accounts4 at 3.90% APY, Webster BankWebster Bank265 Newport Ave, Pawtucket, RI 02861A+5.0 ★Texas Ratio: 2.48% offering Private 6-Month CD at 3.75% APY, and Greenwood Credit UnionGreenwood Credit Union2669 Post Rd, Warwick, RI 02886 3039A+5.0 ★Texas Ratio: 3.56% offering 1 Year Certificate of Deposit at 3.65% APY. CD rates as of March 29, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Wakefield, Rhode Island, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 29, 2026
Premium APY
Relationship APY
Minimum $1000
$1,000.00 Minimum balance required
Premium APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
$1,000.00 Minimum balance required
Relationship APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
$1,000.00 Minimum balance required
Premium APY
Relationship APY
Relationship APY
Compare local Wakefield, RI CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Rhode Island 12-month CD rates fell 0.253 points this week to 2.464% APY, down from 2.717% last week.
Rhode Island 6-month CD rates rose 0.326 points this week to 2.743% APY, up from 2.417% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wakefield, Rhode Island directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wakefield, Rhode Island. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in RI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.