Best Personal Loan Rates in Stanton, New Jersey - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Stanton, New Jersey include: TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR, Mercer County Nj Teachers Federal Credit UnionMercer County Nj Teachers Federal Credit UnionA5.0 ★Texas Ratio: 6.78% offering Pre-Owned Loan at 4.64% APR, Police And Fire Federal Credit UnionPolice And Fire Federal Credit UnionA+5.0 ★Texas Ratio: 0.61% offering Signature Loans at 4.99% APR, Parke BankParke BankA5.0 ★Texas Ratio: 6.65% offering Parke Cashback Advantage Loan at 5.00% APR, and American Heritage Federal Credit UnionAmerican Heritage Federal Credit UnionA5.0 ★Texas Ratio: 8.82% offering 10 Year Loan at 5.25% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Stanton borrowers have access to 58 lenders serving the New Jersey area, with personal loan rates as low as 4.00% APR from TrustCo Bank. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Stanton, New Jersey.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Stanton, New Jersey. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Stanton Personal Loan Rates
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As Low As; *
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5% on Purchases (up to $15 monthly)
As Low As; *
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Fixed Rate, Owner Occupied, No Points
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As Low As; 0% origination
As Low As
As Low As
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As Low As
$10,000 - $250,000
As Low As
No additional details available.
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Fixed Rate, Investment Property, No Points
No additional details available.
Borrow up to $5000. As low as 6.99% APR
No additional details available.
As Low As; Unsecured, Bill Consolidation, Signature
As low as
No additional details available.
($3000.00 max)
No additional details available.
No additional details available.
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No additional details available.
Credit Report Score: 650 and Above; Year: 2026*
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$10,000 - $250,000
Up to 48 MO Term
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As*
No additional details available.
Rates from 7.75% APR*
Relationship Premium Annual Percentage Rates As Low As**
As Low As
No prepayment penalties; Payment protection available
As Low As; *
No additional details available.
Credit Report Score: 650 and Above; Year: 2022 - 2025
No additional details available.
Rates as low as*
Loan APRs based on creditworthiness and terms. Fees and conditions may apply.
No additional details available.
up to $15,000
No additional details available.
As Low As*
up to $15,000
Relationship Premium Annual Percentage Rates As Low As**
Credit Report Score: 649 - 575; Year: 2026*
Rates as low as*
No additional details available.
up to $15,000
As Low As; Up to $15,000.
Max $20,000; As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate. Rates subject to change at any time. Other restrictions & details may apply.
As Low As; Up to $15,000â€
As Low As; Up to $15,000â€
As Low As; RATE MAY VARY BASED ON CREDIT WORTHINESS AND TERM. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.
Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
up to $15,000
No additional details available.
As Low As*
As Low As
As Low As; Unsecured, Bill Consolidation, Signature
No additional details available.
As Low As; [2]
No additional details available.
total not to exceed $25,000
With credit score of 750 and above. Max of $25,000.00.
As Low As
Borrow up to $15,000. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
No additional details available.
Credit Report Score: 650 and Above; Year: 2019 - 2021
up to $15,000
As Low As
No additional details available.
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
Rates as low as*
As Low As
As Low As
As Low As; Unsecured, Bill Consolidation, Signature
As Low As;*
As Low As; Relationship Premium
No additional details available.
total not to exceed $40,000
As Low As
As Low As
As Low As; Max $20,000; Rates include 0.25% reduction for automatic payments made from your Motion account.
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
No additional details available.
Credit Report Score: 649 - 575; Year: 2022 - 2025
As Low As
Rates from 9.74% - 18.00%
As Low As; Loan eligibility, rates and terms are determined by Liberty Savings Federal Credit Union and are based on the borrower's credit worthiness. Rates and terms are subject to change without notice.
Rates as low as*
As Low As; Maximum APR on all loans is 18.00%.
No additional details available.
No additional details available.
$20,000 Maximum
Maximum $1000 (With cosigner Maximum $3500)
As low as
No additional details available.
As Low As; Other Rates and Terms Apply.
No additional details available.
As Low As
No additional details available.
As Low As;*
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
No additional details available.
No additional details available.
Actual rate will vary based on creditworthiness and loan term. Subject to credit approval. Fixed payments and no pre-payment penalties.
As Low As; Signature Loans*
total not to exceed $25,000
As Low As; Other Rates and Terms Apply.
Credit Report Score: 574 and Below; Year: 2026*
As Low As; Relationship Premium
As Low As;*
No additional details available.
No additional details available.
Stanton Personal Loan Rates
As low as
As Low As; Unsecured, Bill Consolidation, Signature
No additional details available.
No prepayment penalties; Payment protection available
As Low As; *
No additional details available.
up to $15,000
Loan APRs based on creditworthiness and terms. Fees and conditions may apply.
Rates as low as*
No additional details available.
up to $15,000
As Low As; Up to $15,000.
up to $15,000
Rates as low as*
As Low As; Up to $15,000â€
Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
up to $15,000
No additional details available.
As Low As; Unsecured, Bill Consolidation, Signature
As Low As; [2]
As Low As
As Low As
total not to exceed $25,000
With credit score of 750 and above. Max of $25,000.00.
up to $15,000
No additional details available.
Rates as low as*
As Low As; Unsecured, Bill Consolidation, Signature
As Low As;*
As Low As; Max $20,000; Rates include 0.25% reduction for automatic payments made from your Motion account.
As Low As
Rates as low as*
No additional details available.
$20,000 Maximum
Maximum $1000 (With cosigner Maximum $3500)
No additional details available.
As Low As
As low as
No additional details available.
No additional details available.
Actual rate will vary based on creditworthiness and loan term. Subject to credit approval. Fixed payments and no pre-payment penalties.
total not to exceed $25,000
No additional details available.
Stanton Debt Consolidation Loan Rates
Max $20,000; As Low As; Rates are determined by your personal credit history and payment method, so your rate may differ. APR = Annual Percentage Rate. Rates subject to change at any time. Other restrictions & details may apply.
As Low As; RATE MAY VARY BASED ON CREDIT WORTHINESS AND TERM. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.
No additional details available.
As Low As
total not to exceed $40,000
No additional details available.
No additional details available.
No additional details available.
total not to exceed $40,000
As Low As
total not to exceed $40,000
total not to exceed $40,000
UP TO $30,000.00. A and A+ paper only. Proceeds made directly to creditors only!
total not to exceed $40,000
No additional details available.
No additional details available.
Max of $20,000.00
total not to exceed $40,000
total not to exceed $40,000
total not to exceed $40,000
Stanton Signature Loan Rates
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Rates from 7.75% APR*
No additional details available.
No additional details available.
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
As Low As; Maximum APR on all loans is 18.00%.
$20,000 Maximum
Maximum $1000 (With cosigner Maximum $3500)
As Low As;*
As Low As; Other Rates and Terms Apply.
Borrowers need qualified "C" or better co-signer. A-A+ = 3 times monthly/B-C=2times/D-E 1 time monthly salary
As Low As; Signature Loans*
As Low As; Other Rates and Terms Apply.
As Low As;*
Stanton, NJ Personal Loan Rate Trends
Compare local Stanton, NJ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Jersey personal loan rates rose 0.101 points over the past 7 days to 11.674% APR.
New Jersey signature loan rates rose 0.330 points over the past 7 days to 10.872% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Stanton, New Jersey personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Stanton, New Jersey directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Stanton, New Jersey. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in NJ.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in New Jersey?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in New Jersey?
Are credit unions or banks better for personal loans in Stanton, New Jersey?
What are the best personal loan rates in Stanton, New Jersey?
- TrustCo Bank: 4.00% (Passbook Loan)
- Mercer County Nj Teachers Federal Credit Union: 4.64% (Pre-Owned Loan)
- Police And Fire Federal Credit Union: 4.99% (Signature Loans)
- Parke Bank: 5.00% (Parke Cashback Advantage Loan)
- American Heritage Federal Credit Union: 5.25% (10 Year Loan)
Personal Loan Calculators
