Best Personal Loan Rates in Cherry Hill, New Jersey (NJ) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to New Jersey borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Cherry Hill, New Jersey include: American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402A5.0 ★Texas Ratio: 9.69% offering IRA Loans at 5.00% APR, Jersey Central Federal Credit UnionJersey Central Federal Credit Union2091 Springdale Rd, Cherry Hill, NJ, 08003 4005A5.0 ★Texas Ratio: 6.35% offering Signature at 6.50% APR, Fulton BankFulton Bank1460 Route 70 E, Cherry Hill, NJ, 08034A+5.0 ★Texas Ratio: 4.98% offering Unsecured Optionline Tier 1 at 8.00% APR, FourLeaf Federal Credit UnionFourLeaf Federal Credit Union56 Haddonfield Rd, Cherry Hill, NJ, 08002 2057A-4.9 ★Texas Ratio: 15.85% offering Personal Loan at 8.99% APR, and Family First Credit UnionFamily First Credit Union2091 Springdale Rd, Cherry Hill, NJ, 08003A5.0 ★Texas Ratio: 10.38% offering Computer Loan at 10.90% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Cherry Hill has 5 local institutions in our database, with personal loan rates as low as 5.00% APR from American Heritage Federal Credit Union at 100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cherry Hill, New Jersey.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cherry Hill, New Jersey. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402
IRA Loans
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
As Low As; To Fund an IRA
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402
Share Loans
5.00%
▼
APR5.00%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 10 Years
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1460 Route 70 E, Cherry Hill, NJ, 08034
Unsecured Optionline Tier 1
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
56 Haddonfield Rd, Cherry Hill, NJ, 08002 2057
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 13, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1460 Route 70 E, Cherry Hill, NJ, 08034
Unsecured Optionline Tier 2
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ, 08003
Computer Loan
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ, 08003
Holiday Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ, 08003
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As; all rates based on creditworthiness
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ, 08003
Personal Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ, 08003
Vacation Unsecured Loan
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1460 Route 70 E, Cherry Hill, NJ, 08034
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
APR4.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
4.25%
▼
APR4.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 13, 2026
Details
As Low As
Division 819 Transit Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
Unsecured Loans
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Based on individual applications, for unsecured loans.
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
APR6.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
APR6.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedMay 13, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Vacation Loans
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
With 12 months terms ($3000.00 max)
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Vacation Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As; Borrow up to $5000
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
1166 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Collateralized Loans (Backed by property, other than Real Estate)
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Credit Union Of New Jersey A Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.22%
Lifestyle Loans
7.24%
▼
APR7.24%
Last UpdatedMay 13, 2026
Details
Rates as low as 7.24% APR4
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above; Year: 2026*
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
up to $50,000; As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedMay 13, 2026
Details
As Low As
New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Personal Loan Closed End
7.49%
▼
APR7.49%
Last UpdatedMay 13, 2026
Details
Up to $10,000 maximum
Division 819 Transit Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
Unsecured Loans
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
Based on individual applications, for unsecured loans.
APR7.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedMay 13, 2026
Details
As Low As
East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedMay 13, 2026
Details
As Low As
Messiah Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
APR*
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Personal / Vacation Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
up to $50,000; As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above; Year: 2022 - 2025
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
up to $15,000
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Central Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
Personal
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 13, 2026
Details
up to $15,000
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
8.25%
▼
APR8.25%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575
Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
interest rate based on credit score
Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
interest rate based on credit score
APR8.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575; Year: 2026*
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
up to $15,000
Union County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As; Up to $15,000. Up to 5 year financing.
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMay 13, 2026
Details
As Low As
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Promotional Loans
8.74%
▼
APR8.74%
Last UpdatedMay 13, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
up to $15,000
Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Personal and Debt Consolidation Loans
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
As Low As
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
Apr=Annual Percentage Rate. Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
up to $50,000; As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $25,000
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As; 36 Months
Bay Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
PERSONAL LOANS
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.
Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
UNSECURED LOAN
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Central Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
Personal LOC
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
up to $15,000
Lakehurst Naval Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
Wedding Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As; Borrow up to $15,000. You do need proof of wedding expenses, such as a copy of the contract from the venue, florist, bridal shop, etc.
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above; Year: 2019 - 2021
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Members 1st of NJ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedMay 13, 2026
Details
As Low As
Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Unsecured
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As; 60 months
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
GAF Linden Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.11%
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 574 and Below
APR9.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 574 and Below
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
9.50%
▼
APR9.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575; Year: 2022 - 2025
APR9.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 574 and Below
Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As low as
Federal Employees Newark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
Preferred Customer Unsecured Loans
9.95%
▼
APR9.95%
Last UpdatedMay 13, 2026
Details
Maximum Loan Amount $5,000
United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.86%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; Other Rates and Terms Apply.
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Loreal USA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Birthday Loan Special
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; 12 Month Repayment No Prepayment Fees *If you already have a loan and are a member in good standing, you are automatically APPROVED!
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; Up to 36 Months
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Greater Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.52%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; 72 Months
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As; Auto Pay
Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Personal Loans 2 Years
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Liberty Savings Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.74%
Unsecured Loans
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As; Loan eligibility, rates and terms are determined by Liberty Savings Federal Credit Union and are based on the borrower's credit worthiness. Rates and terms are subject to change without notice.
APR10.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Personal Loan
10.20%
▼
APR10.20%
Last UpdatedMay 13, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $25,000
APR10.24%
Last UpdatedMay 13, 2026
Details
As Low As; Other Rates and Terms Apply.
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
10.25%
▼
APR10.25%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 574 and Below; Year: 2026*
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
Up to $15,000
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As; 37 - 60 months
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As; 84 Months
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As; Regular
APR10.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
APR10.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 650 and Above
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575; Year: 2019 - 2021
Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.26%
Personal Loan
10.69%
▼
APR10.69%
Last UpdatedMay 13, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
APR10.74%
Last UpdatedMay 13, 2026
Details
As Low As
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Certificate of Origin Loan
10.75%
▼
APR10.75%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 574 and Below
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
With credit score of 700 - 749. Up to 60 month term. Max of $20,000.00.
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
Up to $15,000
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As; 61 - 72 Months
Healthcare Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Unsecured
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan (including Debt Consolidation)
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Personal Loans 3 Years
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Community Financial Services Federal Credit Union
Institution Rating:
F3.0 ★Texas Ratio: 39.45%
Loanliner Line-of-Credit and Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
As Low As; (up to $10,000 for 3 years)
APR11.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 649 - 575
ENERGY PEOPLE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Used Certificate of Origin Loan
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
Credit Report Score: 574 and Below; Year: 2022 - 2025
APR11.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
FourLeaf Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.85%
56 Haddonfield Rd, Cherry Hill, NJ, 08002 2057
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMay 13, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.38%
2091 Springdale Rd, Cherry Hill, NJ, 08003
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMay 13, 2026
Details
As Low As; all rates based on creditworthiness
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
1460 Route 70 E, Cherry Hill, NJ, 08034
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
100 Haddonfield Rd, Cherry Hill, NJ, 08002 4402
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loans
4.25%
▼
APR4.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR6.90%
Last UpdatedMay 13, 2026
Details
No additional details available.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Unsecured Personal Loans
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR7.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
7.25%
▼
APR7.25%
Last UpdatedMay 13, 2026
Details
up to $50,000; As Low As
New Jersey Law And Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
Personal Loan Closed End
7.49%
▼
APR7.49%
Last UpdatedMay 13, 2026
Details
Up to $10,000 maximum
Bridgeton Onized Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.76%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
First Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Personal Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
up to $15,000
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
up to $50,000; As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.25%
▼
APR8.25%
Last UpdatedMay 13, 2026
Details
up to $15,000
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
up to $15,000
Union County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
Personal Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As; Up to $15,000. Up to 5 year financing.
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
8.74%
▼
APR8.74%
Last UpdatedMay 13, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
up to $15,000
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Personal Loan
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
Apr=Annual Percentage Rate. Rates include a 0.25% discount for direct deposit and electronic payment from a United Teletech checking account.
1st Bergen Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loans Unsecured
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
up to $50,000; As Low As
Bay Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
PERSONAL LOANS
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
With credit score of 750 and above. Up to 60 month term. Max of $25,000.00.
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $25,000
Parlin Dupont Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Manville Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan **
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
up to $15,000
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Members 1st of NJ Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.02%
Personal Loans
9.30%
▼
APR9.30%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Princeton Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
Personal Loan
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
As Low As
Hoboken School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Personal Loans
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As Low As
Greater Alliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.52%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
United Poles Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.86%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Personal Loans 2 Years
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
As Low As; Auto Pay
Jersey Shore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Personal Loan
10.20%
▼
APR10.20%
Last UpdatedMay 13, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $25,000
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
Up to $15,000
Atlantic Health Employees Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
Deepwater Industries Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
As Low As; Regular
Financial Resources Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.26%
Personal Loan
10.69%
▼
APR10.69%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.75%
Last UpdatedMay 13, 2026
Details
As Low As
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
With credit score of 700 - 749. Up to 60 month term. Max of $20,000.00.
Raritan Bay Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
Up to $15,000
GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan (including Debt Consolidation)
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
Atlantic City Electric Co Emp Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
Personal Loans 3 Years
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Community Financial Services Federal Credit Union
Institution Rating:
F3.0 ★Texas Ratio: 39.45%
Loanliner Line-of-Credit and Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
As Low As; (up to $10,000 for 3 years)
APR11.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Ridgedale Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
Personal and Debt Consolidation Loans
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
As Low As
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As; 36 Months
United Teletech Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.84%
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.49%
▼
APR9.49%
Last UpdatedMay 13, 2026
Details
As Low As; 60 months
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; 72 Months
XCEL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.55%
Debt Consolidation
10.49%
▼
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As; 84 Months
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
10.74%
▼
APR10.74%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
GARDEN SAVINGS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loan (including Debt Consolidation)
10.99%
▼
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
11.74%
▼
APR11.74%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
12.74%
▼
APR12.74%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
Elizabeth NJ Firemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.22%
Debt Consolidation Loan
13.00%
▼
APR13.00%
Last UpdatedMay 13, 2026
Details
Proceeds made directly to creditors only!
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR14.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Central Jersey Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
Debt Consolidation Loan
14.99%
▼
APR14.99%
Last UpdatedMay 13, 2026
Details
Up to 48 month term. Max of $20,000.00
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
14.99%
▼
APR14.99%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
15.49%
▼
APR15.49%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
Picatinny Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
Debt Consolidation Loan
16.49%
▼
APR16.49%
Last UpdatedMay 13, 2026
Details
Maximum total not to exceed $40,000
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
As Low As
Jersey Central Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
2091 Springdale Rd, Cherry Hill, NJ, 08003 4005
Signature
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
East Orange VAH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
Signature Loans
7.75%
▼
APR7.75%
Last UpdatedMay 13, 2026
Details
As Low As
Messiah Baptist Church Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.89%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
APR*
Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
interest rate based on credit score
Monmouth County Postal Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
Signature
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
interest rate based on credit score
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
As Low As
Advanced Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Signature Loan
9.90%
▼
APR9.90%
Last UpdatedMay 13, 2026
Details
As low as
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Union Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.77%
Signature Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; Other Rates and Terms Apply.
APR10.24%
Last UpdatedMay 13, 2026
Details
As Low As; Other Rates and Terms Apply.
APR10.49%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.74%
Last UpdatedMay 13, 2026
Details
As Low As
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MonitorBankRates
No home improvement personal loan rates found in Cherry Hill, NJ currently.
Cherry Hill, NJ Personal Loan Rate Trends
Compare local Cherry Hill, NJ personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — NJ Avg
11.835%
▼ 0.246 vs 7 days ago
New Jersey personal loan rates fell 0.246 points over the past 7 days to 11.835% APR.
Signature Loan — NJ Avg
12.082%
▲ 0.368 vs 7 days ago
New Jersey signature loan rates rose 0.368 points over the past 7 days to 12.082% APR.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in New Jersey?
Most lenders in Cherry Hill, New Jersey require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in New Jersey often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Cherry Hill, New Jersey require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in New Jersey?
Yes. Debt consolidation is one of the most common uses of personal loans in Cherry Hill, New Jersey. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Cherry Hill, New Jersey?
Credit unions in Cherry Hill, New Jersey often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Cherry Hill, New Jersey?
- American Heritage Federal Credit Union: 5.00% (IRA Loans)
- Jersey Central Federal Credit Union: 6.50% (Signature)
- Fulton Bank: 8.00% (Unsecured Optionline Tier 1)
- FourLeaf Federal Credit Union: 8.99% (Personal Loan)
- Family First Credit Union: 10.90% (Computer Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cherry Hill, New Jersey. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
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