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Best Personal Loan Rates in Sparks, Nevada (NV) - March 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Nevada borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 26, 2026

Current personal loan options available to borrowers in Sparks, Nevada include: Great Basin Federal Credit UnionGreat Basin Federal Credit Union381 Los Altos Pkwy, Sparks, NV, 89436 7731A5.0 ★Texas Ratio: 8.76% offering Loan Amount / Term to $14,999 at 4.25% APR, America First Federal Credit UnionAmerica First Federal Credit Union1440 E Lincoln Way, Sparks, NV, 89434A5.0 ★Texas Ratio: 8.12% offering Lot Loan- 20/5YR Balloon Variable at 6.82% APR, Greater Nevada Credit UnionGreater Nevada Credit Union1101 Los Altos Pkwy, Sparks, NV, 89436F1.0 ★Texas Ratio: 83.06% offering Land Loan at 7.50% APR, Baxter Credit UnionBaxter Credit Union2716 N Tenaya Way, Las Vegas, NV, 89128A5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and Silver State Schools Credit UnionSilver State Schools Credit Union9302 S Eastern Ave, Las Vegas, NV, 89123A+5.0 ★Texas Ratio: 3.65% offering Classroom Supply Loan2 at 4.99% APR. Personal loan rates as of March 26, 2026 according to verified data from MonitorBankRates.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Sparks, Nevada can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Sparks, Nevada.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Sparks, Nevada. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 26, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $14,999
4.25%
View
▼
APR4.25%
Last UpdatedMarch 27, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $9,999
4.25%
View
▼
APR4.25%
Last UpdatedMarch 27, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
4.25%
View
▼
APR4.25%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 720+

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $14,999
4.75%
View
▼
APR4.75%
Last UpdatedMarch 27, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $9,999
4.75%
View
▼
APR4.75%
Last UpdatedMarch 27, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
4.75%
View
▼
APR4.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 680 - 719

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $24,999
6.00%
View
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 720+

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $24,999
6.25%
View
▼
APR6.25%
Last UpdatedMarch 27, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 680 - 719

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term
6.50%
View
▼
APR6.50%
Last UpdatedMarch 27, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 27, 2026
Details

Over $25,000 (Max. Term 84 Months); 720+

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 650 - 679

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $9,999
6.75%
View
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $14,999
6.75%
View
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term
6.75%
View
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details

Over $25,000; Max. Term 84 Months

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV, 89434
Lot Loan- 20/5YR Balloon Variable
6.82%
View
▼
APR6.82%
Last UpdatedMarch 27, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV, 89434
Lot Loan- 10 Year Variable
7.01%
View
▼
APR7.01%
Last UpdatedMarch 27, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV, 89434
Lot Loan- 30/5YR Balloon Variable
7.05%
View
▼
APR7.05%
Last UpdatedMarch 27, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV, 89434
Lot Loan- 20/5YR Balloon Fixed
7.28%
View
▼
APR7.28%
Last UpdatedMarch 27, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV, 89434
Lot Loan- 10 Year Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 27, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV, 89434
Lot Loan- 30/5YR Balloon Fixed
7.48%
View
▼
APR7.48%
Last UpdatedMarch 27, 2026
Details

As Low As

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
1101 Los Altos Pkwy, Sparks, NV, 89436
Land Loan
7.50%
View
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $24,999
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 650 - 679

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

Over $25,000 (Max. Term 84 Months); 650 - 679

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 625 - 649

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $9,999
10.75%
View
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $14,999
10.75%
View
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Energy Saver Loan
11.89%
View
▼
APR11.89%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $24,999
12.25%
View
▼
APR12.25%
Last UpdatedMarch 27, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
12.25%
View
▼
APR12.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 625 - 649

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1440 E Lincoln Way, Sparks, NV, 89434
PERSONAL
12.49%
View
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Lifestyle Loans
12.89%
View
▼
APR12.89%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term
13.25%
View
▼
APR13.25%
Last UpdatedMarch 27, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
13.25%
View
▼
APR13.25%
Last UpdatedMarch 27, 2026
Details

Over $25,000 (Max. Term 84 Months); 625 - 649

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
1101 Los Altos Pkwy, Sparks, NV, 89436
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 27, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $14,999
15.75%
View
▼
APR15.75%
Last UpdatedMarch 27, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $9,999
15.75%
View
▼
APR15.75%
Last UpdatedMarch 27, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
15.75%
View
▼
APR15.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 600 - 624

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
16.25%
View
▼
APR16.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 600 - 624

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $24,999
16.25%
View
▼
APR16.25%
Last UpdatedMarch 27, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term
16.25%
View
▼
APR16.25%
Last UpdatedMarch 27, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $14,999
16.75%
View
▼
APR16.75%
Last UpdatedMarch 27, 2026
Details

$10,000; Max. Term 60 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $9,999
16.75%
View
▼
APR16.75%
Last UpdatedMarch 27, 2026
Details

$5,000; Max. Term 48 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
16.75%
View
▼
APR16.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); <599

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term
17.25%
View
▼
APR17.25%
Last UpdatedMarch 27, 2026
Details

Over $25,000; Max. Term 84 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Loan Amount / Term to $24,999
17.25%
View
▼
APR17.25%
Last UpdatedMarch 27, 2026
Details

$15,000; Max. Term 72 Months

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
17.25%
View
▼
APR17.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); <599

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 27, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 27, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Classroom Supply Loan2
4.99%
View
▼
APR4.99%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Credit Saver Loan
5.00%
View
▼
APR5.00%
Last UpdatedMarch 27, 2026
Details

This APR will vary with the market based on the dividend rate.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA Interest Rate Reduction Refinance Loan (IRRRL)
6.00%
View
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details

Refinance up to 100% of the value of your home. A variety of terms are available. Option to finance the funding fee.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA Interest Rate Reduction Refinance Loan, or IRRRL
6.00%
View
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA purchase loan
6.22%
View
▼
APR6.22%
Last UpdatedMarch 27, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
VA cash-out refinance loan
6.34%
View
▼
APR6.34%
Last UpdatedMarch 27, 2026
Details

Refinance up to 90% of the value of your home. Option to finance the funding fee.

Farm Bureau Bank FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
10345 Professional Cir, Reno, NV, 89521
Equipment Loans
6.70%
View
▼
APR6.70%
Last UpdatedMarch 27, 2026
Details

As Low As

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
Low down payment purchase loan
6.96%
View
▼
APR6.96%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Advanced Curriculum Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Educator Loan3
6.99%
View
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Churchill County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
667 S Maine St, Fallon, NV, 89406 3801
Recreational Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 27, 2026
Details

As Low As; Loan Term: 24-84 Months

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 12 months
7.99%
View
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Power Sport Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Retirement Credits Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 24 months
8.50%
View
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 36 months
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 48 months
9.00%
View
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details

As Low As

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Construction Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details

As Low As

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Land Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details

As Low As

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 60 months
9.50%
View
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
Personal Loans
9.74%
View
▼
APR9.74%
Last UpdatedMarch 27, 2026
Details

As Low As; 0.25% automatic payment discount

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Sierra Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
6100 Neil Rd Ste 150, Reno, NV, 89511
Personal/Unsecured
9.99%
View
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details

As Low As; Loan Amount Up to $50,000

Aloha Pacific Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
9555 S Eastern Ave Ste 150, Las Vegas, NV, 89123 8004
Personal Term Loan - 72 months
11.00%
View
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details

As Low As

One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV, 89121 1238
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details

Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV, 89113
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details

As Low As; Flexible terms available.; No collateral required.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV, 89014
Unsecured Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details

As Low As; Unsecured terms up to 72 months

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Lines of Credit
13.74%
View
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
14.48%
View
▼
APR14.48%
Last UpdatedMarch 27, 2026
Details

As Low As; As low as 12.99% APR

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedMarch 27, 2026
Details

As Low As; As low as 15.74% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedMarch 27, 2026
Details

As Low As; As low as 15.49% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
4.25%
View
▼
APR4.25%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 720+

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
4.75%
View
▼
APR4.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 680 - 719

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.00%
View
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 720+

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.25%
View
▼
APR6.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 680 - 719

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.50%
View
▼
APR6.50%
Last UpdatedMarch 27, 2026
Details

Over $25,000 (Max. Term 84 Months); 720+

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
6.75%
View
▼
APR6.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 650 - 679

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 650 - 679

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

Over $25,000 (Max. Term 84 Months); 650 - 679

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
10.75%
View
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 625 - 649

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
12.25%
View
▼
APR12.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 625 - 649

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
13.25%
View
▼
APR13.25%
Last UpdatedMarch 27, 2026
Details

Over $25,000 (Max. Term 84 Months); 625 - 649

Greater Nevada Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 83.06%
1101 Los Altos Pkwy, Sparks, NV, 89436
Personal Loan
13.49%
View
▼
APR13.49%
Last UpdatedMarch 27, 2026
Details

As Low As

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
15.75%
View
▼
APR15.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); 600 - 624

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
16.25%
View
▼
APR16.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); 600 - 624

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
16.75%
View
▼
APR16.75%
Last UpdatedMarch 27, 2026
Details

$5,000 to $9,999 (Max. Term 48 Months); <599

Great Basin Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
381 Los Altos Pkwy, Sparks, NV, 89436 7731
Personal Loan
17.25%
View
▼
APR17.25%
Last UpdatedMarch 27, 2026
Details

$15,000 to $24,999 (Max. Term 72 Months); <599

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
2716 N Tenaya Way, Las Vegas, NV, 89128
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Retirement Credits Personal Loan
8.49%
View
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details

As Low As

USAA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3773 Howard Hughes Pkwy, Las Vegas, NV, 89169
Personal Loans
9.74%
View
▼
APR9.74%
Last UpdatedMarch 27, 2026
Details

As Low As; 0.25% automatic payment discount

Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
9302 S Eastern Ave, Las Vegas, NV, 89123
Personal Loans
10.49%
View
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details

As Low As; Loan Amount Up to $50,000

InTouch Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.50%
4299 E Sunset Rd, Henderson, NV, 89014
Unsecured Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details

As Low As; Unsecured terms up to 72 months

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
7985 W Sahara Ave Ste 101, Las Vegas, NV, 89117
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Boulder Dam Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
530 AVENUE G, BOULDER CITY, NV, 89005
Signature Loans
8.00%
View
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

As Low As

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.25%
View
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.50%
View
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
8.75%
View
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.50%
View
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan A
9.75%
View
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan B
9.75%
View
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

One Nevada Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
2645 S Mojave Rd, Las Vegas, NV, 89121 1238
Signature Loan
11.75%
View
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details

Rate = Rates are determined by individual credit standing, collateral age, collateral value, and loan term. Rates may differ.

Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
1900 S Jones Blvd, Las Vegas, NV, 89146 1240
Signature Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details

As Low As

Weststar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
8395 W Sunset Rd, Las Vegas, NV, 89113
Signature Loan
12.49%
View
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loans
12.99%
View
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details

As Low As; Flexible terms available.; No collateral required.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.25%
View
▼
APR13.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.50%
View
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
13.75%
View
▼
APR13.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.00%
View
▼
APR14.00%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan C
14.25%
View
▼
APR14.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
14.48%
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▼
APR14.48%
Last UpdatedMarch 27, 2026
Details

As Low As; As low as 12.99% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.25%
View
▼
APR15.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.50%
View
▼
APR15.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
15.75%
View
▼
APR15.75%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.00%
View
▼
APR16.00%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.20%
View
▼
APR16.20%
Last UpdatedMarch 27, 2026
Details

As Low As; As low as 15.74% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan D
16.25%
View
▼
APR16.25%
Last UpdatedMarch 27, 2026
Details

No additional details available.

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
2651 Paseo Verde Pkwy, Henderson, NV, 89074
Signature Loan
16.65%
View
▼
APR16.65%
Last UpdatedMarch 27, 2026
Details

As Low As; As low as 15.49% APR

Financial Horizons Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
201 N Main St, Yerington, NV, 89447
Signature Loan E
17.50%
View
▼
APR17.50%
Last UpdatedMarch 27, 2026
Details

No additional details available.

No home improvement personal loan rates found in Sparks, NV currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Nevada?

Most lenders in Sparks, Nevada require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Nevada often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Sparks, Nevada require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Nevada?

Yes. Debt consolidation is one of the most common uses of personal loans in Sparks, Nevada. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Sparks, Nevada?

Credit unions in Sparks, Nevada often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Sparks, Nevada?

  • Great Basin Federal Credit Union: 4.25% (Loan Amount / Term to $14,999)
  • America First Federal Credit Union: 6.82% (Lot Loan- 20/5YR Balloon Variable)
  • Greater Nevada Credit Union: 7.50% (Land Loan)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Silver State Schools Credit Union: 4.99% (Classroom Supply Loan2)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Sparks, Nevada. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 26, 2026.

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