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Best Personal Loan Rates in Arnold, Missouri (MO) - May 2026

Current personal loan options available to borrowers in Arnold, Missouri include: First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO, 63010 2006A+5.0 ★Texas Ratio: 3.72% offering The Wedding Loan (Signature Loan) at 8.25% APR, Century Credit UnionCentury Credit Union3920 JEFFCO BLVD, ARNOLD, MO, 63010A+5.0 ★Texas Ratio: 0.83% offering DebtBuster/No Equity Loan at 10.00% APR, Arsenal Credit UnionArsenal Credit Union3780 Vogel Rd, Arnold, MO, 63010B4.6 ★Texas Ratio: 19.76% offering Personal Loans at 12.49% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, and County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.78% offering Signature (Personal) at 4.99% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.

Arnold has 3 local institutions in our database, with personal loan rates as low as 8.25% APR from First Community Credit Union at 1722 Missouri State Rd, Arnold, MO, 63010 2006. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Arnold, Missouri.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Arnold, Missouri. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1722 Missouri State Rd, Arnold, MO, 63010 2006
The Wedding Loan (Signature Loan)
8.25%
APR8.25%
Last UpdatedMay 7, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1722 Missouri State Rd, Arnold, MO, 63010 2006
Vacation/Holiday Loan
9.00%
APR9.00%
Last UpdatedMay 7, 2026
Details

As Low As

Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
3920 JEFFCO BLVD, ARNOLD, MO, 63010
DebtBuster/No Equity Loan
10.00%
APR10.00%
Last UpdatedMay 7, 2026
Details

5-year payback

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1722 Missouri State Rd, Arnold, MO, 63010 2006
Member's Choice (Signature Loan)
10.45%
APR10.45%
Last UpdatedMay 7, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1722 Missouri State Rd, Arnold, MO, 63010 2006
New You Loan
10.45%
APR10.45%
Last UpdatedMay 7, 2026
Details

As Low As

Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Personal Loans
12.49%
APR12.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedMay 7, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedMay 7, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
Signature (Personal)
4.99%
APR4.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Gun Loans
4.99%
APR4.99%
Last UpdatedMay 7, 2026
Details

Rates as low as 4.99%

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
5.75%
APR5.75%
Last UpdatedMay 7, 2026
Details

with credit score 650 or >

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal (with credit score 650 or >)
6.00%
APR6.00%
Last UpdatedMay 7, 2026
Details

Rate with Maximum Discount*: 5.75%

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
6.00%
APR6.00%
Last UpdatedMay 7, 2026
Details

with credit score 650 or >

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Other Loans
6.75%
APR6.75%
Last UpdatedMay 7, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 7, 2026
Details

As Low As

St Louis Policemen`s Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Signature Loan
7.00%
APR7.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
PRIME - Up to 80% loan to value
7.00%
APR7.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Adventure Loans
7.24%
APR7.24%
Last UpdatedMay 7, 2026
Details

As Low As; Apply Today

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Fixed HE Loan
7.25%
APR7.25%
Last UpdatedMay 7, 2026
Details

No additional details available.

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Church Loans
7.25%
APR7.25%
Last UpdatedMay 7, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.25%
APR7.25%
Last UpdatedMay 7, 2026
Details

over $250,000; As Low As; 5 year adjustable - 30 year term, due in 15 years

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature Loans
7.50%
APR7.50%
Last UpdatedMay 7, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Faith Organization Loans
7.50%
APR7.50%
Last UpdatedMay 7, 2026
Details

up to $250,000; As Low As; 10 year fixed

Patriot Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Signature
7.90%
APR7.90%
Last UpdatedMay 7, 2026
Details

As Low As

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 7, 2026
Details

As Low As

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Platinum Personal
8.75%
APR8.75%
Last UpdatedMay 7, 2026
Details

No additional details available.

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Hero Loans
8.99%
APR8.99%
Last UpdatedMay 7, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 7, 2026
Details

As Low As; Including Debt Consolidation

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Platinum Personal
9.00%
APR9.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Lutheran Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Whatever Loans
9.05%
APR9.05%
Last UpdatedMay 7, 2026
Details

As Low As; Competitive interest rates starting at 8.90% (APRs starting at 9.05%)

Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
Personal Unsecured Loans
9.14%
APR9.14%
Last UpdatedMay 7, 2026
Details

As Low As

United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unsecured Loans - Credit Score 740+
9.50%
APR9.50%
Last UpdatedMay 7, 2026
Details

As Low As; VISA Platinum and Lifestyle Loan

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

As Low As; APR1: As low as 9.99%

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/ Personal Loan
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

West Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.00%
APR10.00%
Last UpdatedMay 7, 2026
Details

As Low As

Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Preferred Personal
10.00%
APR10.00%
Last UpdatedMay 7, 2026
Details

As Low As; Max. loan $20,000

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Unsecured Loan
10.00%
APR10.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Division #6 Highway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
Unsecured
10.00%
APR10.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature
10.49%
APR10.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedMay 7, 2026
Details

As Low As

Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
Personal
10.50%
APR10.50%
Last UpdatedMay 7, 2026
Details

As Low As; Max. loan $5,000

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 7, 2026
Details

As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Line-of-Credit
10.66%
APR10.66%
Last UpdatedMay 7, 2026
Details

As Low As

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
10.75%
APR10.75%
Last UpdatedMay 7, 2026
Details

with credit score of less than 650

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
10.75%
APR10.75%
Last UpdatedMay 7, 2026
Details

As Low As

St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Works For Me Signature Loans
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

As Low As

Joplin Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature Loan
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

As Low As

St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

As Low As

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

with credit score of less than 650

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Short-term Personal (with credit score of less than 650)
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

Rate with Maximum Discount*: 10.75%

BluCurrent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loan
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

As Low As; Signature Loan

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

As Low As

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Signature Loans
11.25%
APR11.25%
Last UpdatedMay 7, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.25%
APR11.25%
Last UpdatedMay 7, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unsecured Loans - Credit Score 690-739
11.50%
APR11.50%
Last UpdatedMay 7, 2026
Details

As Low As; VISA Platinum and Lifestyle Loan

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.75%
APR11.75%
Last UpdatedMay 7, 2026
Details

As Low As

Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Consumer Loan
11.75%
APR11.75%
Last UpdatedMay 7, 2026
Details

No additional details available.

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature
11.90%
APR11.90%
Last UpdatedMay 7, 2026
Details

As Low As

Central Communications Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 7, 2026
Details

As Low As; Borrow Up To $5000, Up to 36 months

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
12.00%
APR12.00%
Last UpdatedMay 7, 2026
Details

As Low As

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Unsecured Loans
12.14%
APR12.14%
Last UpdatedMay 7, 2026
Details

Rates as low as 12.14%

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
APR12.24%
Last UpdatedMay 7, 2026
Details

As Low As; Apply Today

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.24%
APR12.24%
Last UpdatedMay 7, 2026
Details

As Low As

Educational Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
Signature
12.25%
APR12.25%
Last UpdatedMay 7, 2026
Details

As Low As

Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Consumer Loan
12.25%
APR12.25%
Last UpdatedMay 7, 2026
Details

No additional details available.

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.49%
APR12.49%
Last UpdatedMay 7, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Personal Loans
12.50%
APR12.50%
Last UpdatedMay 7, 2026
Details

As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal
12.75%
APR12.75%
Last UpdatedMay 7, 2026
Details

No additional details available.

Goetz Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Consumer Loan
12.75%
APR12.75%
Last UpdatedMay 7, 2026
Details

No additional details available.

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Refinanced Loans
12.75%
APR12.75%
Last UpdatedMay 7, 2026
Details

No additional details available.

MECE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.48%
Personal
13.00%
APR13.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
13.00%
APR13.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature Loans
13.00%
APR13.00%
Last UpdatedMay 7, 2026
Details

from 13.00% APR*

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 7, 2026
Details

As Low As

United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unsecured Loans - Credit Score 650-689
13.50%
APR13.50%
Last UpdatedMay 7, 2026
Details

As Low As; VISA Platinum and Lifestyle Loan

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 7, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 7, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
14.00%
APR14.00%
Last UpdatedMay 7, 2026
Details

As Low As

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
14.00%
APR14.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 7, 2026
Details

As Low As

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
14.50%
APR14.50%
Last UpdatedMay 7, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
15.00%
APR15.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unsecured Loans - Credit Score 610-649
15.50%
APR15.50%
Last UpdatedMay 7, 2026
Details

As Low As; VISA Platinum and Lifestyle Loan

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Credit Builder Loan
18.00%
APR18.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
A short-term alternative to payday loans
18.00%
APR18.00%
Last UpdatedMay 7, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Signature Loans
19.00%
APR19.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unsecured Loans - Credit Score 580-609
21.50%
APR21.50%
Last UpdatedMay 7, 2026
Details

As Low As; VISA Platinum and Lifestyle Loan

United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
Unsecured Loans - Credit Score 579 & LOWER
23.50%
APR23.50%
Last UpdatedMay 7, 2026
Details

As Low As; VISA Platinum and Lifestyle Loan

Mercy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
Emergency Help Loan
28.00%
APR28.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO, 63010
Personal Loans
12.49%
APR12.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedMay 7, 2026
Details

As Low As

Service 1 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
Personal Loan
7.99%
APR7.99%
Last UpdatedMay 7, 2026
Details

As Low As

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

As Low As; APR1: As low as 9.99%

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/ Personal Loan
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

West Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.50%
Personal Loans
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.00%
APR10.00%
Last UpdatedMay 7, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
10.49%
APR10.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
10.50%
APR10.50%
Last UpdatedMay 7, 2026
Details

As Low As

Vantage Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

As Low As

St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

Central Communications Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.67%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 7, 2026
Details

As Low As; Borrow Up To $5000, Up to 36 months

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
12.00%
APR12.00%
Last UpdatedMay 7, 2026
Details

As Low As

Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
Personal Loans
12.24%
APR12.24%
Last UpdatedMay 7, 2026
Details

As Low As; Apply Today

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.24%
APR12.24%
Last UpdatedMay 7, 2026
Details

As Low As

Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

North Jersey Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Unsecured Personal Loan
12.49%
APR12.49%
Last UpdatedMay 7, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
Personal Loans
12.50%
APR12.50%
Last UpdatedMay 7, 2026
Details

As Low As; UP TO 5 YR REPAY, UP TO $12,000 MAX - NEW LOANS ONLY

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
APR13.74%
Last UpdatedMay 7, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
APR13.74%
Last UpdatedMay 7, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.96%
Personal Loan
14.00%
APR14.00%
Last UpdatedMay 7, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Century Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
3920 JEFFCO BLVD, ARNOLD, MO, 63010
DebtBuster/No Equity Loan
10.00%
APR10.00%
Last UpdatedMay 7, 2026
Details

5-year payback

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
APR14.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
APR14.49%
Last UpdatedMay 7, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1722 Missouri State Rd, Arnold, MO, 63010 2006
The Wedding Loan (Signature Loan)
8.25%
APR8.25%
Last UpdatedMay 7, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
1722 Missouri State Rd, Arnold, MO, 63010 2006
Member's Choice (Signature Loan)
10.45%
APR10.45%
Last UpdatedMay 7, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
Signature (Personal)
4.99%
APR4.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

St Louis Policemen`s Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
Signature Loan
7.00%
APR7.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Northwest Missouri Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Signature Loans
7.50%
APR7.50%
Last UpdatedMay 7, 2026
Details

As Low As

Patriot Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.60%
Signature
7.90%
APR7.90%
Last UpdatedMay 7, 2026
Details

As Low As

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
Signature Loan
8.99%
APR8.99%
Last UpdatedMay 7, 2026
Details

As Low As; Including Debt Consolidation

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature Or Personal Loan
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

As Low As; APR1: As low as 9.99%

Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
Signature/ Personal Loan
9.99%
APR9.99%
Last UpdatedMay 7, 2026
Details

No additional details available.

Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Signature
10.49%
APR10.49%
Last UpdatedMay 7, 2026
Details

No additional details available.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
Signature Loan
10.49%
APR10.49%
Last UpdatedMay 7, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
10.75%
APR10.75%
Last UpdatedMay 7, 2026
Details

As Low As

Joplin Metro Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Signature Loan
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

As Low As

St Louis Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.07%
Works For Me Signature Loans
10.99%
APR10.99%
Last UpdatedMay 7, 2026
Details

As Low As

BluCurrent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
Signature Loan
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

As Low As; Signature Loan

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.00%
APR11.00%
Last UpdatedMay 7, 2026
Details

As Low As

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Signature Loans
11.25%
APR11.25%
Last UpdatedMay 7, 2026
Details

No additional details available.

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.25%
APR11.25%
Last UpdatedMay 7, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Signature
11.75%
APR11.75%
Last UpdatedMay 7, 2026
Details

As Low As

Your Best Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
Signature
11.90%
APR11.90%
Last UpdatedMay 7, 2026
Details

As Low As

Educational Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.20%
Signature
12.25%
APR12.25%
Last UpdatedMay 7, 2026
Details

As Low As

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
13.00%
APR13.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature Loans
13.00%
APR13.00%
Last UpdatedMay 7, 2026
Details

from 13.00% APR*

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
Signature Loan
13.00%
APR13.00%
Last UpdatedMay 7, 2026
Details

As Low As

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
14.00%
APR14.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
14.50%
APR14.50%
Last UpdatedMay 7, 2026
Details

No additional details available.

Shelter Insurance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
Signature
15.00%
APR15.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
Signature Loans
19.00%
APR19.00%
Last UpdatedMay 7, 2026
Details

No additional details available.

No home improvement personal loan rates found in Arnold, MO currently.

Arnold, MO Personal Loan Rate Trends

Compare local Arnold, MO personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Missouri Personal Loan Trends →
Personal Loan — MO Avg
12.442%
▼ 0.164 vs 7 days ago

Missouri personal loan rates fell 0.164 points over the past 7 days to 12.442% APR.

Signature Loan — MO Avg
10.143%
▼ 0.106 vs 7 days ago

Missouri signature loan rates fell 0.106 points over the past 7 days to 10.143% APR.

As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Missouri?

Most lenders in Arnold, Missouri require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Missouri often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Arnold, Missouri require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Missouri?

Yes. Debt consolidation is one of the most common uses of personal loans in Arnold, Missouri. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Arnold, Missouri?

Credit unions in Arnold, Missouri often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Arnold, Missouri?

  • First Community Credit Union: 8.25% (The Wedding Loan (Signature Loan))
  • Century Credit Union: 10.00% (DebtBuster/No Equity Loan)
  • Arsenal Credit Union: 12.49% (Personal Loans)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • County Credit Union: 4.99% (Signature (Personal))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Arnold, Missouri. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.