Best Personal Loan Rates in Liberty, Mississippi - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Liberty, Mississippi include: Singing River Federal Credit UnionSinging River Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering Introductory Rate Loan at 3.99% APR, Sunbelt Federal Credit UnionSunbelt Federal Credit UnionA+5.0 ★Texas Ratio: 1.85% offering 24 Months Loan at 3.99% APR, Rivertrust Federal Credit UnionRivertrust Federal Credit UnionA+5.0 ★Texas Ratio: 1.41% offering New and Used Tractor Loans at 4.50% APR, Red River Employees Federal Credit UnionRed River Employees Federal Credit UnionA+5.0 ★Texas Ratio: 4.81% offering 2025 Loan at 4.60% APR, and Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit UnionC4.0 ★Texas Ratio: 25.49% offering Collateral Loans at 4.99% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Liberty borrowers have access to 35 lenders serving the Mississippi area, with personal loan rates as low as 3.99% APR from Singing River Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Liberty, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Liberty, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Liberty Personal Loan Rates
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
(under $5000)
As Low As; Beginning as low as 5.50%
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
No additional details available.
Up to $10,000; As Low As
As Low As
No additional details available.
(over $5000)
No additional details available.
No additional details available.
No additional details available.
($20,000 Maximum)
($7500 Maximum)
As Low As; Category A: 690 or above
No additional details available.
As Low As
No additional details available.
No additional details available.
$10,001-$15,000; As Low As
Monthly payments are approximately $30.97 per $1000 borrowed at 6.99% APR for 36 months.
Est. Monthly Payment per $1,000: $30.97
Credit Score 700+ Rate
As Low As
As Low As
No additional details available.
As Low As
As Low As
$15,001-$25,000; As Low As
Est. Monthly Payment per $1,000: $24.26
Monthly payments are approximately $31.20 per $1000 borrowed at 7.49% APR for 36 months.
As Low As
As Low As
As Low As; Starts May 18, 2026
As Low As
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Maximum Amount: 20% of Gross Income - Depends on Credit Score
Maximum Amount
One-time loan application fee of $85; Origination Fee of 3%; Collateral Required.
($20,000 Maximum)
As Low As
As Low As
As Low As; Personal loan rates.
Est. Monthly Payment per $1,000: $20.35
As Low As
Up to $2,500; As Low As; Credit Score Performance Based
No additional details available.
($3000.00 Maximum)
No additional details available.
$25,001-$50,000; As Low As
Rates as Low As
Borrow up to $10,000
As Low As; Beginning as low as 8.50%
Maximum Amount: $1,000
No additional details available.
Up to $2,500; As Low As; Credit Score Performance Based
Maximum Amount
As Low As; Category B: 660-689
($20,000 Maximum)
No additional details available.
No additional details available.
As Low As; Limit: $500 - $20,000
As Low As; Limit: $500 - $40,000
As Low As; Limit: $500 - $40,000
Maximum $20,000
As Low As; Limit: $500 - $20,000
As Low As; Up to $40,000
As Low As; Up to $20,000
Intro rate expires: 12 months; Regular APR: 8.99% - 16.99%
Member's interest rate decreased from 13.99% to 8.99%.
As Low As
As Low As
As Low As
Pick Your Payment
No additional details available.
No additional details available.
Pick Your Payment
As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.
No additional details available.
No additional details available.
No additional details available.
Credit Score: 760 +
As Low As
No additional details available.
As Low As
As Low As
Maximum loan $50,000. Terms based on 12 mo. per $1,000 borrowed, 96 months maximum. Example: Monthly payments are approximately $87.93 per $1,000 borrowed for 12 months at 9.99%. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson, or Stone County.
No additional details available.
Credit Score 600-699 Rate
No additional details available.
As Low As; Credit Score Performance Based
All rates in this table are APR=Annual Percentage Rate. Subject to credit approval.
As Low As
As Low As; Category C: 620-659
As Low As; Rates Effective as of 01/01/2024. Rates subject to change without notice.
As Low As
As Low As; New & Used
No additional details available.
Credit Score: 720 - 759
Credit Score 750+ Rate
No additional details available.
Credit Score 700-749 Rate
No additional details available.
No additional details available.
Credit Score: 680 - 719
As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
As Low As; Credit Score Performance Based
No additional details available.
As Low As; Credit Score Performance Based
As Low As
Your rate depends on your Credit Score. Minimum $500.00 Maximum $6000.00. Any late payment within 6 months prior to the application for a refinance will result in the denial of loan.
Up to $10,000
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
As Low As
Credit Score 660-699 Rate
No additional details available.
As Low As; Credit Score Performance Based
Credit Score: 640 - 679
No additional details available.
Credit Score: 600 - 639
Your rate depends on your Credit Score
Your rate depends on your Credit Score
Your rate depends on your Credit Score
No additional details available.
Credit Score 620-659 Rate
No additional details available.
Pick Your Payment
Liberty Personal Loan Rates
As Low As
As Low As
As Low As; Personal loan rates.
No additional details available.
As Low As; Limit: $500 - $20,000
As Low As; Limit: $500 - $40,000
As Low As
Pick Your Payment
No additional details available.
Pick Your Payment
As Low As
No additional details available.
Maximum loan $50,000. Terms based on 12 mo. per $1,000 borrowed, 96 months maximum. Example: Monthly payments are approximately $87.93 per $1,000 borrowed for 12 months at 9.99%. Membership fee and eligibility required: You must live, work, worship or attend school in Harrison, Hancock, Jackson, or Stone County.
No additional details available.
As Low As; New & Used
No additional details available.
As Low As
With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.
No additional details available.
Pick Your Payment
Liberty Debt Consolidation Loan Rates
No additional details available.
Liberty Signature Loan Rates
No additional details available.
As Low As
Maximum Amount: 20% of Gross Income - Depends on Credit Score
As Low As
Rates as Low As
No additional details available.
Member's interest rate decreased from 13.99% to 8.99%.
No additional details available.
No additional details available.
As Low As
Credit Score: 760 +
No additional details available.
As Low As; Credit Score Performance Based
All rates in this table are APR=Annual Percentage Rate. Subject to credit approval.
As Low As
As Low As
Credit Score: 720 - 759
Credit Score 750+ Rate
Credit Score 700-749 Rate
No additional details available.
Credit Score: 680 - 719
As low as; Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
As Low As; Credit Score Performance Based
As Low As; Credit Score Performance Based
Your rate depends on your Credit Score. Minimum $500.00 Maximum $6000.00. Any late payment within 6 months prior to the application for a refinance will result in the denial of loan.
Credit Score 660-699 Rate
As Low As; Credit Score Performance Based
Credit Score: 640 - 679
Credit Score: 600 - 639
No additional details available.
Credit Score 620-659 Rate
Liberty, MS Personal Loan Rate Trends
Compare local Liberty, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi personal loan rates rose 0.730 points over the past 7 days to 10.200% APR.
Mississippi signature loan rates fell 0.015 points over the past 7 days to 11.458% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Liberty, Mississippi personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Liberty, Mississippi directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Liberty, Mississippi. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MS.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Mississippi?
Are credit unions or banks better for personal loans in Liberty, Mississippi?
What are the best personal loan rates in Liberty, Mississippi?
- Singing River Federal Credit Union: 3.99% (Introductory Rate Loan)
- Sunbelt Federal Credit Union: 3.99% (24 Months Loan)
- Rivertrust Federal Credit Union: 4.50% (New and Used Tractor Loans)
- Red River Employees Federal Credit Union: 4.60% (2025 Loan)
- Mississippi National Guard Federal Credit Union: 4.99% (Collateral Loans)
Personal Loan Calculators
