Best Personal Loan Rates in Baldwyn, Mississippi (MS) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Mississippi borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Baldwyn, Mississippi include: AMPOT Federal Credit UnionAMPOT Federal Credit UnionA5.0 ★Texas Ratio: 6.23% offering Unsecured Loan at 4.50% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit UnionA5.0 ★Texas Ratio: 6.15% offering Collateralized Personal Loan at 4.89% APR, Mississippi National Guard Federal Credit UnionMississippi National Guard Federal Credit UnionC4.0 ★Texas Ratio: 26.90% offering Collateral Loans at 4.99% APR, and Rivertrust Federal Credit UnionRivertrust Federal Credit UnionA+5.0 ★Texas Ratio: 1.43% offering New and Used Tractor Loans at 5.25% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Baldwyn borrowers have access to 33 lenders serving the Mississippi area, with personal loan rates as low as 4.50% APR from AMPOT Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Baldwyn, Mississippi.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Baldwyn, Mississippi. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR4.50%
Last UpdatedMay 13, 2026
Details
Score: 715+; Invoice: 100%
APR4.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 13, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 13, 2026
Details
As Low As
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Collateralized Personal Loan
4.89%
▼
APR4.89%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Collateral Loans
4.99%
▼
APR4.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
New/Used Equipment (Max Loan
4.99%
▼
APR4.99%
Last UpdatedMay 13, 2026
Details
$50,000
APR5.00%
Last UpdatedMay 13, 2026
Details
Score: 680-714; Invoice: 100%
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
New and Used Tractor Loans
5.25%
▼
APR5.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Loan Specials
5.75%
▼
APR5.75%
Last UpdatedMay 13, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
New Recreational Loans
5.99%
▼
APR5.99%
Last UpdatedMay 13, 2026
Details
As Low As; Rate based on creditworthiness and term of loan.
APR6.00%
Last UpdatedMay 13, 2026
Details
Score: 640-679; Invoice: 100%
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
6.45%
▼
APR6.45%
Last UpdatedMay 13, 2026
Details
As Low As; Up to $10,000
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Credit Builder Plus Loan
6.75%
▼
APR6.75%
Last UpdatedMay 13, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
6.95%
▼
APR6.95%
Last UpdatedMay 13, 2026
Details
As Low As; $10,001-$15,000
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
New/Used Equipment (Max Loan
6.99%
▼
APR6.99%
Last UpdatedMay 13, 2026
Details
$50,000
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
New Miscellaneous Loans
7.10%
▼
APR7.10%
Last UpdatedMay 13, 2026
Details
As Low As
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Used Miscellaneous Loan
7.10%
▼
APR7.10%
Last UpdatedMay 13, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
7.45%
▼
APR7.45%
Last UpdatedMay 13, 2026
Details
As Low As; $15,001-$25,000
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
As Low As
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Vacation Loan
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.66%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan Preferred
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Vacation Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
($3000.00 Maximum)
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured Loan
8.45%
▼
APR8.45%
Last UpdatedMay 13, 2026
Details
As Low As; $25,001-$50,000
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Borrow and Save Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Gulf Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
Unsecured Loans
8.50%
▼
APR8.50%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Line-of-Credit)
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
A+ Category = or > 725
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
A+ Category = or > 725
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Credit Builder Loan 72 Months - Individual
8.80%
▼
APR8.80%
Last UpdatedMay 13, 2026
Details
As Low As; $20,000 Maximum
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Credit Builder Loan 72 Months - Joint
8.80%
▼
APR8.80%
Last UpdatedMay 13, 2026
Details
As Low As; $40,000 Maximum
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loan
8.80%
▼
APR8.80%
Last UpdatedMay 13, 2026
Details
As Low As; Individual - Up to 72 Months; $500 - $20,000
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
New/Used Equipment (Max Loan
8.99%
▼
APR8.99%
Last UpdatedMay 13, 2026
Details
$50,000
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR9.74%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Line-of-Credit)
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
A Category 660 - 724
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
A Category 660 - 724
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Signature loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; up to 4 years
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
New/Used Equipment (Max Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
$50,000
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Title Loans
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
Score: 600-639; Invoice: 95%
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan A
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Closed-End Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedMay 13, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loan
10.45%
▼
APR10.45%
Last UpdatedMay 13, 2026
Details
No additional details available.
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedMay 13, 2026
Details
As Low As
Brightview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Unsecured
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Jackson Area Federal Credit Union JAFCU
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
Personal Credit
10.95%
▼
APR10.95%
Last UpdatedMay 13, 2026
Details
As Low As
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Personal Signature Loan
10.95%
▼
APR10.95%
Last UpdatedMay 13, 2026
Details
As Low As
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
Signature Loans
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Line-of-Credit)
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
B Category 620 - 659
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
B Category 620 - 659
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
Score: 550-599; Invoice: 90%
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan B
12.00%
▼
APR12.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMay 13, 2026
Details
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMay 13, 2026
Details
As Low As
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedMay 13, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Unsecured
13.30%
▼
APR13.30%
Last UpdatedMay 13, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
13.50%
▼
APR13.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
13.75%
▼
APR13.75%
Last UpdatedMay 13, 2026
Details
As Low As
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan C
14.00%
▼
APR14.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
New/Used Equipment (Max Loan
14.99%
▼
APR14.99%
Last UpdatedMay 13, 2026
Details
$50,000
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
15.50%
▼
APR15.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan
16.00%
▼
APR16.00%
Last UpdatedMay 13, 2026
Details
Score: Under 549; Invoice: 85%
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan D
16.00%
▼
APR16.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
16.25%
▼
APR16.25%
Last UpdatedMay 13, 2026
Details
C Category 600 - 619
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
New/Used Equipment (Max Loan
16.99%
▼
APR16.99%
Last UpdatedMay 13, 2026
Details
$50,000
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
17.00%
▼
APR17.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
17.00%
▼
APR17.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Borrow and Save Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Credit Rebuilder Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
The Guard Loan, NO CREDIT CHECK
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Non-Qualifying)
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
A+ Category = or > 725
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
D Category = or < 599
AMPOT Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.23%
Unsecured Loan E
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
No Credit Check Xmas Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Short Term Small Amount Loan
28.00%
▼
APR28.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
No Credit Check Loan
28.00%
▼
APR28.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Qwik Cash Loan (PAL Loan)
28.00%
▼
APR28.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Collateralized Personal Loan
4.89%
▼
APR4.89%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR6.99%
Last UpdatedMay 13, 2026
Details
As Low As
Pearl Municipal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
Personal Loan
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
As Low As
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Personal Loans
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Personal Loan
8.80%
▼
APR8.80%
Last UpdatedMay 13, 2026
Details
As Low As; Individual - Up to 72 Months; $500 - $20,000
Memorial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
10.24%
▼
APR10.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
APR10.99%
Last UpdatedMay 13, 2026
Details
As Low As
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMay 13, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
As Low As
APR13.00%
Last UpdatedMay 13, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Personal Loans
13.30%
▼
APR13.30%
Last UpdatedMay 13, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMay 13, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
6.50%
▼
APR6.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Vickswood Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loans
7.00%
▼
APR7.00%
Last UpdatedMay 13, 2026
Details
As Low As
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
Unsecured / Signature
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
7.50%
▼
APR7.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Ferguson Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.66%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
8.00%
▼
APR8.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Meridian Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
8.75%
▼
APR8.75%
Last UpdatedMay 13, 2026
Details
A+ Category = or > 725
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
9.75%
▼
APR9.75%
Last UpdatedMay 13, 2026
Details
A Category 660 - 724
Waters Edge Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
Signature loan
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
As Low As; up to 4 years
1st Mississippi Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMay 13, 2026
Details
No additional details available.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
Closed-End Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
10.25%
▼
APR10.25%
Last UpdatedMay 13, 2026
Details
As Low As
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loan
10.45%
▼
APR10.45%
Last UpdatedMay 13, 2026
Details
No additional details available.
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
Signature Loans
10.45%
▼
APR10.45%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Personal Signature Loan
10.95%
▼
APR10.95%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
11.00%
▼
APR11.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
Signature Loans
11.25%
▼
APR11.25%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
11.50%
▼
APR11.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
11.75%
▼
APR11.75%
Last UpdatedMay 13, 2026
Details
B Category 620 - 659
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMay 13, 2026
Details
As Low As; *Rates are based on credit qualifications, including credit score, minimum amount financed and term, and includes Premier/Access Premier relationship discount of 0.25% APR.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.25%
▼
APR12.25%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
12.50%
▼
APR12.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
12.99%
▼
APR12.99%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
13.50%
▼
APR13.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
Signature Loans
13.75%
▼
APR13.75%
Last UpdatedMay 13, 2026
Details
As Low As
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
15.50%
▼
APR15.50%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
16.25%
▼
APR16.25%
Last UpdatedMay 13, 2026
Details
C Category 600 - 619
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
17.00%
▼
APR17.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
17.00%
▼
APR17.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Signature 0-60 Months
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
Mississippi Highway Safety Patol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
Unsecured (Signature)
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
D Category = or < 599
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
Signature Loan
18.00%
▼
APR18.00%
Last UpdatedMay 13, 2026
Details
No additional details available.
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No home improvement personal loan rates found in Baldwyn, MS currently.
Baldwyn, MS Personal Loan Rate Trends
Compare local Baldwyn, MS personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MS Avg
9.573%
▼ 0.291 vs 7 days ago
Mississippi personal loan rates fell 0.291 points over the past 7 days to 9.573% APR.
Signature Loan — MS Avg
11.262%
▼ 0.693 vs 7 days ago
Mississippi signature loan rates fell 0.693 points over the past 7 days to 11.262% APR.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions
What credit score do I need for a personal loan in Mississippi?
Most lenders in Baldwyn, Mississippi require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Mississippi often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Baldwyn, Mississippi require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Mississippi?
Yes. Debt consolidation is one of the most common uses of personal loans in Baldwyn, Mississippi. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Baldwyn, Mississippi?
Credit unions in Baldwyn, Mississippi often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Baldwyn, Mississippi?
- AMPOT Federal Credit Union: 4.50% (Unsecured Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Gulf Coast Community Federal Credit Union: 4.89% (Collateralized Personal Loan)
- Mississippi National Guard Federal Credit Union: 4.99% (Collateral Loans)
- Rivertrust Federal Credit Union: 5.25% (New and Used Tractor Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Baldwyn, Mississippi. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.
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