Best Personal Loan Rates in Norwood, Minnesota - June 2026
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Norwood, Minnesota include: Associated Healthcare Credit UnionAssociated Healthcare Credit UnionA+5.0 ★Texas Ratio: 2.23% offering New Recreation Loans (2026-2020) at 4.49% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Credit Builder Loan at 4.50% APR, My Credit Union Bloomington, MNMy Credit Union Bloomington, MNA5.0 ★Texas Ratio: 7.51% offering Recreational Loans at 4.74% APR, Hibbing Cooperative Credit UnionHibbing Cooperative Credit UnionA+5.0 ★Texas Ratio: 0.97% offering NEW - Recreational Loan at 4.99% APR, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, ILA5.0 ★Texas Ratio: 7.86% offering Credit Saver Loan at 5.00% APR. Personal loan rates as of June 9, 2026 according to verified data from MonitorBankRates.
Norwood borrowers have access to 37 lenders serving the Minnesota area, with personal loan rates as low as 4.49% APR from Associated Healthcare Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Norwood, Minnesota.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Norwood, Minnesota. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 9, 2026
Norwood Personal Loan Rates
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Over $7,000
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This APR will vary with the market based on the dividend rate.
co-signer may be required
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$4,000-$7,000
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$8,000+
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No additional details available.
Under $4,000
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$4,000-$8,000
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Under $4,000
As Low As; including up to 36 months and rates as low as 5.9%.
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As Low As; RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN.
No additional details available.
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As Low As; *Rate is based on credit history. Rate shown is offered to members with excellent credit history. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.
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As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
As Low As; APR is Annual Percentage Rate. Click for details.
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As Low As; APR is Annual Percentage Rate. Click for details.
As Low As; Maximum loan amount is $5,000. Limited time offer and may end at any time.
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As Low As; Loan Amount: $5,000 - $30,000
As Low As; Fixed rate. Stated rate is for 5 year term. Other rates and LTV's available.
As Low As; Minimum Loan $500.00
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No additional details available.
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As Low As; Based on Credit (Beacon) Score for Equifax Credit Services
Summer Loan Sale; Specials available all June!
As Low As; APR
As Low As; *Rate is based on credit history. Rate shown is offered to members with excellent credit history. Interest rate may increase based on current credit history.
As Low As; Maximum amount of $25,000 or 20% of annual income.
Be Free in Up to 5 Years
No additional details available.
No additional details available.
As Low As; Loan Amount: $5,000 - $30,000
Unsecured up to $5,000 with a qualifying credit score.
As Low As; Maximum without collateral is $5000
No additional details available.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As; *Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.; Apply Online
As Low As
No additional details available.
As Low As; Maximum amount of $25,000 or 20% of annual income.
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As Low As; Terms: Over $2,000
As Low As; Maximum amount of $25,000 or 20% of annual income.
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Rates as low as 11.59% APR. Annual Percentage Rate "APR" is fixed for the term of the loan. Actual rate is based on applicant's credit history and term of loan. Disclosed rate includes a .25% discount for auto pay from a BTCU checking account. Loan is subject to credit approval. Rates are subject to change.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
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As Low As; As low as 12.99% APR
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
No additional details available.
No additional details available.
As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
As Low As; *Approximate monthly payment would be $91.49 for $1,000 borrowed at 17.64% APR for 12 months. APR is annual percentage yield. Must have direct deposits of at least $1,500 per month deposited to a Genisys Credit Union account for the three months prior to application. Must be a member in good standing and not have any current loan delinquency or negative deposit account balance with Genisys Credit Union at the time of application. Direct deposit required, automatic payment encouraged. Only one Express Loan can be open at a time. No more than 3 new Express Loans in a six month rolling period. Limited time offer. Other rules and restrictions apply.
No additional details available.
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$20 application fee; up to $1000, no rollovers
Norwood Personal Loan Rates
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As Low As; including up to 36 months and rates as low as 5.9%.
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No additional details available.
No additional details available.
As Low As; Loan Amount: $5,000 - $30,000
As Low As; Minimum Loan $500.00
As Low As; *Rate is based on credit history. Rate shown is offered to members with excellent credit history. Interest rate may increase based on current credit history.
As Low As; Based on Credit (Beacon) Score for Equifax Credit Services
As Low As; APR
No additional details available.
As Low As; Maximum amount of $25,000 or 20% of annual income.
Be Free in Up to 5 Years
No additional details available.
As Low As; Loan Amount: $5,000 - $30,000
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As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As; *Annual Percentage Rates (APR) may vary depending upon credit qualifications. Maximum loan amount $20,000. Payments do not begin until an advance is made. Funds are accessed by transferring funds to your Genisys checking account.; Apply Online
As Low As
No additional details available.
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As; Maximum amount of $25,000 or 20% of annual income.
Rates as low as 11.59% APR. Annual Percentage Rate "APR" is fixed for the term of the loan. Actual rate is based on applicant's credit history and term of loan. Disclosed rate includes a .25% discount for auto pay from a BTCU checking account. Loan is subject to credit approval. Rates are subject to change.
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No additional details available.
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As Low As; Maximum amount of $25,000 or 20% of annual income.
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No additional details available.
No additional details available.
No additional details available.
As Low As; *Annual Percentage Rates (APR) and terms may vary depending upon payment protection package, and Direct Deposit of payroll, social security or retirement with AutoPay set up from a Genisys checking or savings account. Must be Genisys Credit Union member for at least 3 months. Proof of Income is required.
Norwood Debt Consolidation Loan Rates
Norwood Signature Loan Rates
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No additional details available.
No additional details available.
Unsecured up to $5,000 with a qualifying credit score.
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As Low As; Based on Credit (Beacon) Score for Equifax Credit Services
No additional details available.
As Low As; Terms: Over $2,000
No additional details available.
No additional details available.
No additional details available.
As Low As; As low as 12.99% APR
No additional details available.
As Low As; As low as 15.74% APR
As Low As; As low as 15.49% APR
Norwood, MN Personal Loan Rate Trends
Compare local Norwood, MN personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota personal loan rates fell 0.036 points over the past 7 days to 10.561% APR.
Minnesota signature loan rates currently average 11.890% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Norwood, Minnesota personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Norwood, Minnesota directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Norwood, Minnesota. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in MN.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Minnesota?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Minnesota?
Are credit unions or banks better for personal loans in Norwood, Minnesota?
What are the best personal loan rates in Norwood, Minnesota?
- Associated Healthcare Credit Union: 4.49% (New Recreation Loans (2026-2020))
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- My Credit Union Bloomington, MN: 4.74% (Recreational Loans)
- Hibbing Cooperative Credit Union: 4.99% (NEW - Recreational Loan)
- Credit Union 1 Credit Union Rantoul, IL: 5.00% (Credit Saver Loan)
Personal Loan Calculators
