Best Personal Loan Rates in Covington, Louisiana (LA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Covington, Louisiana include: Post Office Employees Credit UnionPost Office Employees Credit Union1200 Business 190 Ste 20, Covington, LA, 70433 3279A+5.0 ★Texas Ratio: 1.01% offering Consolidation Loan (Put Your Debt on a Diet!) at 4.75% APR, Keesler Federal Credit UnionKeesler Federal Credit Union2101 N Highway 190 Ste 107, Covington, LA, 70433 8975A+5.0 ★Texas Ratio: 4.31% offering New Tractor Loans at 6.99% APR, Xplore Federal Credit UnionXplore Federal Credit Union1404 North Highway 90, Covington, LA, 70433A+5.0 ★Texas Ratio: 1.58% offering Personal Loan at 8.24% APR, Southwest Louisiana Credit UnionSouthwest Louisiana Credit UnionA+5.0 ★Texas Ratio: 4.91% offering Share Pledge & CD Pledge Loans at 4.50% APR, and Alive Credit UnionAlive Credit UnionA+5.0 ★Texas Ratio: 4.30% offering Tactical Loan at 5.00% APR. Personal loan rates as of April 6, 2026 according to verified data from MonitorBankRates.
Covington has 3 local institutions in our database, with personal loan rates as low as 4.75% APR from Post Office Employees Credit Union at 1200 Business 190 Ste 20, Covington, LA, 70433 3279. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Covington, Louisiana.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Covington, Louisiana. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 6, 2026
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As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
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Rate plus a 2.00% Loan Origination Fee will be assessed on each loan
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No additional details available.
2.5% above rate earned on share/cd with a minimum rate of 4.5%
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As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
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As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Regular APR: 5.75-17.95%
As Low As; APR varies by term. Terms up to 10 years.
As Low As; APR varies by term. Terms up to 10 years.
As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
No additional details available.
Maximum Loan Amount: Less than $15,000
No additional details available.
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Maximum Loan Amount: $15,000 - $19,999.99
As Low As; APR varies by term. Terms up to 10 years.
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Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.
As Low As; Purchase acreage or raw land. Up to 100% Loan to Value
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Parishes approved for Property Loans are: Lafayette, St Landry, Vermillion, Acadia and St. Martin; Credit Rating: A+; Finance Amount: Maximum 90% of Appraised Value; Type of Property: Personal/Owner Occupied
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Maximum Loan Amount: $20,000 - $29,999.99
Loan Amounts less than $10,000
No additional details available.
As Low As; Get up to $5000
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Maximum Loan Amount: $30,000 - $39,999.99
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Amount $500 - $3,000
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No additional details available.
As Low As; Spring Flowers (AND SPRING LOANS!) Take advantage of our SPRING LOAN SPECIAL March 1, 2022- June 30, 2022
As Low As; Limited time only New Year Special: January - April Summer Special: May - August Holiday Special: September - December
As Low As; Contact credit union for more details.
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As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
Loan Amounts less than $10,000
Loan Amounts $10,000.00-$19,999.99
No additional details available.
Loan Amounts $20,000.00-$29,999.99
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As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
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No additional details available.
No additional details available.
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No additional details available.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
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As Low As; Terms up to 2 years.
max. 60 mo.
Regular APR: 9-18%
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Loan Amounts $10,000.00-$19,999.99
Maximum Loan Amount: $50,000 - $59,999.99
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
up to 60 months
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As Low As; Competitive rates as low as 9.25% A.P.R.
Loan Amounts $20,000.00-$29,999.99
As Low As; Catch up on bills, home repairs, etc.
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No additional details available.
Loan Amounts $30,000.00-$39,999.99
Maximum Loan Amount: $60,000 or more
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates subject to change without notice.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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No additional details available.
As Low As; Rates as low as 9.90%
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As Low As; Terms based on loan amount
As Low As; 12 months
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As Low As; APR varies by term. Terms up to 5 years.
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As Low As; Need extra cash? Get a Personal Loan from La Cap!
As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
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No additional details available.
Amount up to $2,500
No additional details available.
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; Local decision-making; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
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No additional details available.
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As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
No additional details available.
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Loan Amounts $30,000.00-$39,999.99
Loan Amounts $40,000.00-$49,999.99
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No additional details available.
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Up to $1,000.00
As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
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Rating: A (700+); Financing Limits: $12,000
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Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
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Paper Grade A, Credit Score Range 720+
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Loan Amounts $40,000.00-$49,999.99
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No additional details available.
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
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As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
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Loan amounts available from $500 to $5,000 with repayment terms ranging from 12 to 24 months. A $20 loan application fee applies. Example Payment: A loan of $1,000 at 6.70% APR for 24 months will result in 24 monthly payments of approximately $44.76, with a total repayment amount of $1,074.24. This does not include the $20 application fee. All loans are subject to credit approval and other underwriting criteria. Membership is required to obtain a loan.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
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No additional details available.
No additional details available.
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As Low As; Terms based on loan amount
As Low As; 12 months
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As Low As; Need extra cash? Get a Personal Loan from La Cap!
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No additional details available.
As Low As; Loans of $500 to $13,000; Low variable rates based on credit worthiness; Local decision-making; No collateral necessary; NO application fee; Flexible repayment terms; NO pre-payment penalty; Personalized service at every step; Use for tax payment, holiday expenses, back to school, bill consolidation, and more
No additional details available.
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As Low As; Terms available up to 48 months; No collateral required; Simple application process; Fast local decision-making
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No additional details available.
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Rate plus a 2.00% Loan Origination Fee will be assessed on each loan
As Low As; Up to $20,000. Terms based on loan amount. Exclusions and conditions apply.
As Low As; Loan Loyalty Discounts Apply, which can lower your APR* by as much as 1.25%
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As Low As; Members are eligible after 6 months of employment; Member can qualify for 2 times their gross monthly income not to exceed $10,000.00.
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No additional details available.
As Low As; Contact credit union for more details.
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As Low As; Depending on Your Credit Score, you could be eligible for up to $15,000.00
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No additional details available.
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Regular APR: 9-18%
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No additional details available.
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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No additional details available.
As Low As; Rates as low as 9.90%
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As Low As; 36 months financing on all loans; 48 months financing on loans over $6,000
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As Low As; APR varies by term. Terms up to 5 years.
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No additional details available.
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Amount up to $2,500
As Low As; Loan Amount: $10,000 or more
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Rating: A (700+); Financing Limits: $12,000
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Debt Ratio < or = 29.99%; No Public Records; No Past Due Accounts; Bankruptcy Over 10 Years Old (From Date of Discharge)
As Low As; Loan Amount: $10,000 or more
As Low As; Loan Amount: $10,000 or more
Covington, LA Personal Loan Rate Trends
Compare local Covington, LA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Louisiana personal loan rates fell 0.543 points over the past 7 days to 11.418% APR.
Louisiana signature loan rates currently average 12.126% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Louisiana?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Louisiana?
Are credit unions or banks better for personal loans in Covington, Louisiana?
What are the best personal loan rates in Covington, Louisiana?
- Post Office Employees Credit Union: 4.75% (Consolidation Loan (Put Your Debt on a Diet!))
- Keesler Federal Credit Union: 6.99% (New Tractor Loans)
- Xplore Federal Credit Union: 8.24% (Personal Loan)
- Southwest Louisiana Credit Union: 4.50% (Share Pledge & CD Pledge Loans)
- Alive Credit Union: 5.00% (Tactical Loan)
Personal Loan Calculators
