Best Personal Loan Rates in Owensboro, Kentucky (KY) - March 2026
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Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kentucky borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Owensboro, Kentucky include: Owensboro Federal Credit UnionOwensboro Federal Credit Union717 Harvard Dr, Owensboro, KY, 42301 6185A+5.0 ★Texas Ratio: 0.79% offering Land Loan at 6.50% APR, Audubon Federal Credit UnionAudubon Federal Credit Union1429 Breckenridge St, Owensboro, KY, 42303A+5.0 ★Texas Ratio: 1.81% offering Loan Promotion / A at 6.90% APR, Green River Area Federal Credit UnionGreen River Area Federal Credit Union3000 Highway 144, OWENSBORO, KY, 42303 0215A+5.0 ★Texas Ratio: 0.13% offering Signature Loans at 9.00% APR, Daviess County Teachers Federal Credit UnionDaviess County Teachers Federal Credit Union1900 Southeastern Pkwy, Owensboro, KY, 42303A5.0 ★Texas Ratio: 6.71% offering Personal Loans at 10.90% APR, and Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY, 40202A+5.0 ★Texas Ratio: 1.44% offering Holiday & Anything Loan Special at 4.75% APR. Personal loan rates as of March 27, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Owensboro, Kentucky can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Owensboro, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Owensboro, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 27, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Owensboro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.79%
717 Harvard Dr, Owensboro, KY, 42301 6185
Land Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 27, 2026
Details
Loan-to-Value: 80%; Amount: 10 acres
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / A
6.90%
▼
APR6.90%
Last UpdatedMarch 27, 2026
Details
$3000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / A+
6.90%
▼
APR6.90%
Last UpdatedMarch 27, 2026
Details
$3000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / B
7.90%
▼
APR7.90%
Last UpdatedMarch 27, 2026
Details
$3000
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / C
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
$3000
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
Score: A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
Score: B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
Score: B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedMarch 27, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / D
14.40%
▼
APR14.40%
Last UpdatedMarch 27, 2026
Details
$3000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedMarch 27, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.00%
▼
APR16.00%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Loan Promotion / E
16.40%
▼
APR16.40%
Last UpdatedMarch 27, 2026
Details
$3000
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.50%
▼
APR16.50%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 27, 2026
Details
Score: E = 549
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
4.75%
▼
APR4.75%
Last UpdatedMarch 27, 2026
Details
Maximum: $5,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2805 Alexandria Way, Highland Heights, KY, 41076
Recreation Loan
5.00%
▼
APR5.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Terms up to 120 months
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
5.25%
▼
APR5.25%
Last UpdatedMarch 27, 2026
Details
Maximum: $4,000.00
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans 85% Loan-To-Value NO CLOSING
5.25%
▼
APR5.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans 85% LTV PLUS CLOSING
5.25%
▼
APR5.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan
5.45%
▼
APR5.45%
Last UpdatedMarch 27, 2026
Details
Fixed rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 27, 2026
Details
Variable rates
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 27, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
ARH Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3805 CUMBERLAND AVE, MIDDLESBORO, KY, 40965
Real Estate Equity Loans
5.75%
▼
APR5.75%
Last UpdatedMarch 27, 2026
Details
OVER $50,000.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
6.00%
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details
Maximum: $2,500.00
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Land Loans
6.00%
▼
APR6.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Signet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
163 Pecan CT, Paducah, KY, 42001
Recreational Loan
6.46%
▼
APR6.46%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
As Low As
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
7.75%
▼
APR7.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Vacation & Holiday Loans
7.90%
▼
APR7.90%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to $2,000
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedMarch 27, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Fixed Equity Rich Loan 10-year Fixed
8.02%
▼
APR8.02%
Last UpdatedMarch 27, 2026
Details
No additional details available.
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Solar Loans
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
Personal Loan
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Miscellaneous Collateral Loan (e.g. Computers & Lawn Mowers)
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Holiday Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 27, 2026
Details
As Low As; Available for $500-$5000
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3939 S Dixie Blvd, Radcliff, KY, 40160 5113
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 27, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
900 S 12th St, Louisville, KY, 40210
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
Credit Score 680+
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
Personal Loan
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Credit Builder Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
Personal Loan
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Vacation Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
Maximum: $1,500.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
9.90%
▼
APR9.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Holiday Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Vacation Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
Fixed rates
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
Personal Loan
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
332 15th St, Ashland, KY, 41101
Medical Residency Refinance Loan
10.31%
▼
APR10.31%
Last UpdatedMarch 27, 2026
Details
Variable rates
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
10.40%
▼
APR10.40%
Last UpdatedMarch 27, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
Personal Loan
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to $10,000
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Cove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
577 Dudley Rd, Edgewood, KY, 41017 3248
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedMarch 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 27, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
11.75%
▼
APR11.75%
Last UpdatedMarch 27, 2026
Details
Maximum: $1,000.00
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
Signature
11.90%
▼
APR11.90%
Last UpdatedMarch 27, 2026
Details
As Low As; $5,000.00
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
Credit Score 640-679
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Credit Builder Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Service One Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.56%
1609 Campbell Ln, Bowling Green, KY, 42104
Lifestyle Loan/Personal (No Collateral)
12.40%
▼
APR12.40%
Last UpdatedMarch 27, 2026
Details
As Low As
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details
As Low As; Fixed
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
As Low As; months
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
▼
APR12.66%
Last UpdatedMarch 27, 2026
Details
As Low As
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedMarch 27, 2026
Details
As Low As
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Lines of Credit
13.50%
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details
As Low As; Revolving
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
As Low As; Rates as low as 13.74% APR* for a 12-month term.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Ultra Loan (Unsecured)
13.99%
▼
APR13.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Fixed
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Holiday & Anything Loan Special
14.75%
▼
APR14.75%
Last UpdatedMarch 27, 2026
Details
Maximum: $1,000.00
Northern Kentucky Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
2805 Alexandria Way, Highland Heights, KY, 41076
Unsecured Loans
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
Credit Score 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.25%
▼
APR10.25%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
10.90%
▼
APR10.90%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Daviess County Teachers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
1900 Southeastern Pkwy, Owensboro, KY, 42303
Personal Loans
11.00%
▼
APR11.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
Score: A+ = 750+
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 27, 2026
Details
Score: A = 680-749
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
Score: B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 27, 2026
Details
Score: B = 640-679
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
13.50%
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.00%
▼
APR14.00%
Last UpdatedMarch 27, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
14.50%
▼
APR14.50%
Last UpdatedMarch 27, 2026
Details
Score: C = 600-639
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
15.50%
▼
APR15.50%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.00%
▼
APR16.00%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
16.50%
▼
APR16.50%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 27, 2026
Details
Score: D = 550-599
Audubon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.81%
1429 Breckenridge St, Owensboro, KY, 42303
Personal Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 27, 2026
Details
Score: E = 549
CLASS ACT
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3620 Fern Valley Rd, Louisville, KY, 40219 1917
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 27, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Abound Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3939 S Dixie Blvd, Radcliff, KY, 40160 5113
Personal Loan
8.90%
▼
APR8.90%
Last UpdatedMarch 27, 2026
Details
As Low As
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
900 S 12th St, Louisville, KY, 40210
Freedom Fast Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
Personal Loan
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
4885 Houston Rd, Florence, KY, 41042 4894
Personal Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
Personal Loan
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
503 W Main St, Morehead, KY, 40351 1539
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
Personal Loan
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
9600 Ormsby Station Rd, Louisville, KY, 40223 4008
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Up to $10,000
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
2652 N Bend Rd, Hebron, KY, 41048
Personal Loan
11.09%
▼
APR11.09%
Last UpdatedMarch 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
11.24%
▼
APR11.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Kraftcor Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2960 Squirrel Tail Hollow Rd, Hawesville, KY, 42348
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 27, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Ashland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
1300 CENTRAL AVE, ASHLAND, KY, 41101 7550
Personal Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 27, 2026
Details
As Low As; Maximum amount of $25,000 or 20% of annual income.
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Personal Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
1207 Ashley Cir, Bowling Green, KY, 42104 3383
Personal Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
As Low As; months
Fortera Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.06%
300 Clinic Dr, Hopkinsville, KY, 42240 4989
Personal Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Kemba Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
5935 Merchants St, Florence, KY, 41042 1198
Personal Loan
13.12%
▼
APR13.12%
Last UpdatedMarch 27, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loan
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Personal Loans
13.74%
▼
APR13.74%
Last UpdatedMarch 27, 2026
Details
As Low As; Rates as low as 13.74% APR* for a 12-month term.
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loan
14.24%
▼
APR14.24%
Last UpdatedMarch 27, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
6101 Fern Valley Rd, Louisville, KY, 40228
Personal Loans
14.24%
▼
APR14.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
DEBT RESTRUCTURE
6.24%
▼
APR6.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
Toyota Motor Manufacturing, Hebron, KY, 41048
Debt Consolidation Loans
14.49%
▼
APR14.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Green River Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
3000 Highway 144, OWENSBORO, KY, 42303 0215
Signature Loans
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE LOAN SPECIAL
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
Signature Special
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.00%
▼
APR7.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
7.50%
▼
APR7.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.00%
▼
APR8.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
L and N Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1420 Gardiner Ln Rm 66, Louisville, KY, 40231 8900
Signature Loans
8.49%
▼
APR8.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
8.50%
▼
APR8.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 27, 2026
Details
As Low As
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
2500 Lone Oak Rd, Paducah, KY, 42003 8004
Signature Loan
9.25%
▼
APR9.25%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
417 High St, Frankfort, KY, 40601
Signature Cash Personal Loan
9.49%
▼
APR9.49%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Expree Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
100 Moore Dr, Frankfort, KY, 40601 8295
Signature Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
9.50%
▼
APR9.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Members Heritage Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
440 Park Pl, Lexington, KY, 40511 1829
Signature Loan (fixed)
9.75%
▼
APR9.75%
Last UpdatedMarch 27, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
9711 Linn Station Rd, Louisville, KY, 40223 3804
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
7651 Jefferson Green Way, Louisville, KY, 40219
Signature/Unsecured
9.99%
▼
APR9.99%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
WBH Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2501 Broadway St, Paducah, KY, 42001 3124
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Lexington Postal Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
124 Louie Pl, Lexington, KY, 40511
SIGNATURE/CO-SIGNER
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
No additional details available.
KUE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.70%
1 Quality St, Lexington, KY, 40507 1428
Unsecured Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Beacon Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
7910 National Tpke, Louisville, KY, 40214
Personal/Signature
10.00%
▼
APR10.00%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
10.50%
▼
APR10.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
124 Marshall Ln, Highland Heights, KY, 41076 1440
Signature Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 27, 2026
Details
As Low As
Cove Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
577 Dudley Rd, Edgewood, KY, 41017 3248
Signature Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 27, 2026
Details
As Low As
University of Kentucky Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.63%
2557 Sir Barton Way, Lexington, KY, 40509
Signature/Unsecured
11.49%
▼
APR11.49%
Last UpdatedMarch 27, 2026
Details
As Low As
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
11.50%
▼
APR11.50%
Last UpdatedMarch 27, 2026
Details
$9,500 A 850-680
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
424 Park Pl, Lexington, KY, 40511 1829
Signature
11.90%
▼
APR11.90%
Last UpdatedMarch 27, 2026
Details
As Low As; $5,000.00
Members Choice Credit Union Ashland, KY
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
1315 CANNONSBURG RD, ASHLAND, KY, 41102
Signature Loans
12.24%
▼
APR12.24%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.14%
3620 Walden Dr Ste 100, Lexington, KY, 40517 2065
Signature Loan (Unsecured)
12.49%
▼
APR12.49%
Last UpdatedMarch 27, 2026
Details
As Low As; Fixed
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
12.50%
▼
APR12.50%
Last UpdatedMarch 27, 2026
Details
$5,000 B 640-679
Desco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
1211 Carter Ave, Ashland, KY, 41101 7514
Signature
12.66%
▼
APR12.66%
Last UpdatedMarch 27, 2026
Details
As Low As
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
13.50%
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
13.50%
▼
APR13.50%
Last UpdatedMarch 27, 2026
Details
$3,500 C 600-639
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.44%
820 W Broadway, Louisville, KY, 40202
Signature Loans
14.50%
▼
APR14.50%
Last UpdatedMarch 27, 2026
Details
No additional details available.
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 12 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 24 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 36 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans 48 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
Labor Management Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
8225 US HIGHWAY 60 W, LEWISPORT, KY, 42351 7082
Signature Loans Max Term 60 Months
15.00%
▼
APR15.00%
Last UpdatedMarch 27, 2026
Details
$800 D-90% LTV 555-599
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No home improvement personal loan rates found in Owensboro, KY currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
Most lenders in Owensboro, Kentucky require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kentucky often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Owensboro, Kentucky require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Kentucky?
Yes. Debt consolidation is one of the most common uses of personal loans in Owensboro, Kentucky. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Owensboro, Kentucky?
Credit unions in Owensboro, Kentucky often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Owensboro, Kentucky?
- Owensboro Federal Credit Union: 6.50% (Land Loan)
- Audubon Federal Credit Union: 6.90% (Loan Promotion / A)
- Green River Area Federal Credit Union: 9.00% (Signature Loans)
- Daviess County Teachers Federal Credit Union: 10.90% (Personal Loans)
- Louisville Gas & Electric Company Credit Union: 4.75% (Holiday & Anything Loan Special)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Owensboro, Kentucky. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 27, 2026.
Personal Loan Calculators
