Best Personal Loan Rates in Hyden, Kentucky - June 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Hyden, Kentucky include: Delta Community Credit UnionDelta Community Credit UnionA+5.0 ★Texas Ratio: 1.49% offering 61-72 months (greater than or equal to Loan at 4.19% APR, Daviess County Teachers Federal Credit UnionDaviess County Teachers Federal Credit UnionA5.0 ★Texas Ratio: 6.37% offering 2023 - 2026 New & Used - min) Loan at 4.50% APR, Kraftcor Federal Credit UnionKraftcor Federal Credit UnionA+5.0 ★Texas Ratio: 1.41% offering 2024-2026 New & Used Loan at 4.75% APR, Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit UnionA+5.0 ★Texas Ratio: 1.42% offering Signature Loans at 4.75% APR, and Lexington Postal Community Credit UnionLexington Postal Community Credit UnionA+5.0 ★Texas Ratio: 1.34% offering DEBT RESTRUCTURE Loan at 6.24% APR. Personal loan rates as of June 3, 2026 according to verified data from MonitorBankRates.
Hyden borrowers have access to 34 lenders serving the Kentucky area, with personal loan rates as low as 4.19% APR from Delta Community Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Hyden, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Hyden, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 3, 2026
Hyden Personal Loan Rates
$20,000
$25,000; As Low As
$30,000
As Low As
Range: 730 and over; Score: A+; Maximum: $5,000.00
$25,000; As Low As
$25,000; As Low As
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As Low As
Range: 680-729; Score: A; Maximum: $4,000.00
As Low As
$25,000; As Low As
No additional details available.
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As Low As
No additional details available.
Range: 640-679; Score: B; Maximum: $2,500.00
As Low As
No additional details available.
No additional details available.
Used Vehicle Loan; no cash out
As Low As
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No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Fixed
As Low As
No additional details available.
$9,500 A 850-680
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As; Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
No additional details available.
Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR. After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate. Excellent credit is required to qualify for the lowest rates.
No additional details available.
$5,000 B 640-679
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As; Fixed
As Low As; Fixed
$9,500 A 850-680
No additional details available.
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As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Rate based on creditworthiness and term of loan.
Personal Loan
$5,000 B 640-679
No additional details available.
No additional details available.
As Low As; Fixed
No additional details available.
No additional details available.
Personal Loan
As Low As
$9,500 A 850-680
Credit Score 680+
No additional details available.
No additional details available.
No additional details available.
As Low As
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As Low As
As Low As
As Low As
No additional details available.
Personal Loan
$5,000 B 640-679
As Low As
As Low As
Range: 600-639; Score: C; Maximum: $1,500.00
No additional details available.
balance transfer rate 6.90% for life of balance
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
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As Low As
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As Low As
No additional details available.
As Low As
As Low As
As Low As
Personal Loan
$9,500 A 850-680
No additional details available.
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
No additional details available.
$5,000 B 640-679
Personal Loan
As Low As
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
No additional details available.
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No additional details available.
As Low As
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
$3,500 C 600-639
$9,500 A 850-680
Range: 550-599; Score: D; Maximum: $1,000.00
As Low As; Maximum amount of $25,000 or 20% of annual income.
Credit Score 640-679
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; Fixed
As Low As
$5,000 B 640-679
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
$3,500 C 600-639
No additional details available.
No additional details available.
Balance transfer 10.90%
balance transfer rate 10.90% for life of balance
As Low As; Fixed
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
Range: 500-549; Score: E; Maximum: $1,000.00
Credit Score 600-639
$800 D-90% LTV 555-599
Hyden Personal Loan Rates
As Low As
Personal Loan
As Low As; Rate based on creditworthiness and term of loan.
No additional details available.
Personal Loan
No additional details available.
No additional details available.
As Low As
Personal Loan
No additional details available.
No additional details available.
As Low As; Maximum amount of $25,000 or 20% of annual income.
Personal Loan
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
Personal Loan
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As
No additional details available.
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No additional details available.
As Low As
As Low As; Maximum amount of $25,000 or 20% of annual income.
As Low As; Maximum amount of $25,000 or 20% of annual income.
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
No additional details available.
Hyden Debt Consolidation Loan Rates
Used Vehicle Loan; no cash out
No additional details available.
As Low As
Hyden Signature Loan Rates
Range: 730 and over; Score: A+; Maximum: $5,000.00
Range: 680-729; Score: A; Maximum: $4,000.00
Range: 640-679; Score: B; Maximum: $2,500.00
$9,500 A 850-680
No additional details available.
No additional details available.
$5,000 B 640-679
$9,500 A 850-680
As Low As
As Low As
$5,000 B 640-679
No additional details available.
$9,500 A 850-680
No additional details available.
No additional details available.
As Low As
$5,000 B 640-679
As Low As
As Low As
Range: 600-639; Score: C; Maximum: $1,500.00
As Low As
As Low As
As Low As
As Low As
$9,500 A 850-680
No additional details available.
As Low As
$5,000 B 640-679
As Low As
As Low As
$9,500 A 850-680
$3,500 C 600-639
Range: 550-599; Score: D; Maximum: $1,000.00
As Low As; Fixed
$5,000 B 640-679
No additional details available.
As Low As
$3,500 C 600-639
No additional details available.
No additional details available.
Range: 500-549; Score: E; Maximum: $1,000.00
$800 D-90% LTV 555-599
Hyden, KY Personal Loan Rate Trends
Compare local Hyden, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky personal loan rates currently average 12.946% APR.
Kentucky signature loan rates currently average 10.649% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hyden, Kentucky personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Hyden, Kentucky directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Hyden, Kentucky. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in KY.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kentucky?
Are credit unions or banks better for personal loans in Hyden, Kentucky?
What are the best personal loan rates in Hyden, Kentucky?
- Delta Community Credit Union: 4.19% (61-72 months (greater than or equal to Loan)
- Daviess County Teachers Federal Credit Union: 4.50% (2023 - 2026 New & Used - min) Loan)
- Kraftcor Federal Credit Union: 4.75% (2024-2026 New & Used Loan)
- Louisville Gas & Electric Company Credit Union: 4.75% (Signature Loans)
- Lexington Postal Community Credit Union: 6.24% (DEBT RESTRUCTURE Loan)
Personal Loan Calculators
