Best Personal Loan Rates in Flatgap, Kentucky (KY) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Flatgap, Kentucky include: Lexington Postal Community Credit UnionLexington Postal Community Credit UnionA+5.0 ★Texas Ratio: 1.39% offering DEBT RESTRUCTURE at 6.24% APR, Signet Federal Credit UnionSignet Federal Credit UnionA+5.0 ★Texas Ratio: 3.03% offering Recreational Loans at 6.46% APR, Members Choice Credit Union Ashland, KYMembers Choice Credit Union Ashland, KYA5.0 ★Texas Ratio: 7.39% offering Adventure Loans at 7.24% APR, CLASS ACTCLASS ACTA+5.0 ★Texas Ratio: 0.00% offering Personal Loan at 7.74% APR, and Advanz Federal Credit UnionAdvanz Federal Credit UnionA+5.0 ★Texas Ratio: 1.61% offering Vacation & Holiday Loans at 7.90% APR. Personal loan rates as of May 2, 2026 according to verified data from MonitorBankRates.
Flatgap borrowers have access to 29 lenders serving the Kentucky area, with personal loan rates as low as 6.24% APR from Lexington Postal Community Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Flatgap, Kentucky.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Flatgap, Kentucky. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 2, 2026
Used Vehicle Loan; no cash out; Up to 125% NADA Retail
As Low As; Recreational Loans
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As Low As; Up to $2,000
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Rates are subject to credit worthiness and other certain requirements.
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As Low As; APR* as low as 8.50%
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As Low As; 9.00%
As Low As; Unsecured Signature Loan
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Maximum Loan Amount: $50,000
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As Low As; Unsecured Signature Loan
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As Low As; Personal/Signature
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As Low As; APR* as low as 8.50%
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Maximum Loan Amount: $50,000
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As Low As; Up to $10,000
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Used Vehicle Loan; no cash out; Up to 125% NADA Retail
No additional details available.
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Rates are subject to credit worthiness and other certain requirements.
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As Low As; Unsecured Signature Loan
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Maximum Loan Amount: $50,000
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Flatgap, KY Personal Loan Rate Trends
Compare local Flatgap, KY personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky personal loan rates fell 2.082 points over the past 7 days to 10.693% APR.
Kentucky signature loan rates fell 0.565 points over the past 7 days to 9.981% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Kentucky?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Kentucky?
Are credit unions or banks better for personal loans in Flatgap, Kentucky?
What are the best personal loan rates in Flatgap, Kentucky?
- Lexington Postal Community Credit Union: 6.24% (DEBT RESTRUCTURE)
- Signet Federal Credit Union: 6.46% (Recreational Loans)
- Members Choice Credit Union Ashland, KY: 7.24% (Adventure Loans)
- CLASS ACT: 7.74% (Personal Loan)
- Advanz Federal Credit Union: 7.90% (Vacation & Holiday Loans)
Personal Loan Calculators
