Best Personal Loan Rates in Pocatello, Idaho (ID) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Idaho borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Pocatello, Idaho include: Connections Credit UnionConnections Credit Union1150 N 8th Ave, Pocatello, ID, 83201 5720A5.0 ★Texas Ratio: 10.96% offering Signature Loans at 8.25% APR, Idaho Central Credit UnionIdaho Central Credit Union544 E Benton St, Pocatello, ID, 83201 1011A+5.0 ★Texas Ratio: 4.09% offering Signature Loans 12 Months at 10.04% APR, Westmark Credit UnionWestmark Credit Union333 W Alameda Rd, Pocatello, ID, 83201A+5.0 ★Texas Ratio: 2.97% offering Life Style Loan at 11.49% APR, Frontier Credit UnionFrontier Credit Union1700 Hurley Dr, Pocatello, ID, 83202A5.0 ★Texas Ratio: 6.40% offering Signature Loan at 12.29% APR, and SEI Federal Credit UnionSEI Federal Credit Union555 N 5th Ave, Pocatello, ID, 83201A5.0 ★Texas Ratio: 10.32% offering Signature at 12.99% APR. Personal loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Pocatello, Idaho can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pocatello, Idaho.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pocatello, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 25, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 12 Months
10.04%
▼
APR10.04%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 36 Months
10.74%
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
333 W Alameda Rd, Pocatello, ID, 83201
Life Style Loan
11.49%
▼
APR11.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 72 Months
11.64%
▼
APR11.64%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
333 W Alameda Rd, Pocatello, ID, 83201
Life Style Loan
11.99%
▼
APR11.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 84 Months
12.14%
▼
APR12.14%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
12.25%
▼
APR12.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1700 Hurley Dr, Pocatello, ID, 83202
Signature Loan
12.29%
▼
APR12.29%
Last UpdatedMarch 26, 2026
Details
As Low As; Regular APR: 17.99%
SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
555 N 5th Ave, Pocatello, ID, 83201
Signature
12.99%
▼
APR12.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
333 W Alameda Rd, Pocatello, ID, 83201
Life Style Loan
12.99%
▼
APR12.99%
Last UpdatedMarch 26, 2026
Details
As Low As
SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
555 N 5th Ave, Pocatello, ID, 83201
Signature
13.99%
▼
APR13.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
14.25%
▼
APR14.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
555 N 5th Ave, Pocatello, ID, 83201
Signature
14.99%
▼
APR14.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
15.99%
▼
APR15.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1700 Hurley Dr, Pocatello, ID, 83202
Signature Loan
17.99%
▼
APR17.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Educator Loan
4.00%
▼
APR4.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Loan Length
4.74%
▼
APR4.74%
Last UpdatedMarch 26, 2026
Details
Up to 84 months
Boise Fire Department Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
10255 W Hackamore Dr, Boise, ID, 83709
Loans
5.25%
▼
APR5.25%
Last UpdatedMarch 26, 2026
Details
As Low As; Interest Rates on Loans**
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Lot Loan Special 1-year balloon
5.90%
▼
APR5.90%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Loan Length
6.24%
▼
APR6.24%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Northwest Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
716 E COLORADO AVE, NAMPA, ID, 83686
Church/ Ministry Loans
6.25%
▼
APR6.25%
Last UpdatedMarch 26, 2026
Details
As low as; Annual Percentage Rate
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
One-Time Close Construction Loan
6.40%
▼
APR6.40%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Loan Length
6.74%
▼
APR6.74%
Last UpdatedMarch 26, 2026
Details
Up to 84 months
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 20/5YR Balloon Variable
6.82%
▼
APR6.82%
Last UpdatedMarch 26, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 10 Year Variable
7.01%
▼
APR7.01%
Last UpdatedMarch 26, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 30/5YR Balloon Variable
7.05%
▼
APR7.05%
Last UpdatedMarch 26, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 20/5YR Balloon Fixed
7.28%
▼
APR7.28%
Last UpdatedMarch 26, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 10 Year Fixed
7.48%
▼
APR7.48%
Last UpdatedMarch 26, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 30/5YR Balloon Fixed
7.48%
▼
APR7.48%
Last UpdatedMarch 26, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Construction Loan
7.69%
▼
APR7.69%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID, 83646 5470
Solar mart Personal Loan
8.63%
▼
APR8.63%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID, 83854
Signature/Unsecured
8.90%
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to 60 months & $10,000 max per member
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Holiday Loan***
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
501 E Highland St, Boise, ID, 83706 6518
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As; Terms from 6 to 60 months
St Joe Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
129 S 9th St, St Maries, ID, 83861
Personal
9.49%
▼
APR9.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Snake River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
2361 Orchard Dr E, Twin Falls, ID, 83301 7987
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1626 17th St, Lewiston, ID, 83501
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
10.79%
▼
APR10.79%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans Up to 24 Months
10.79%
▼
APR10.79%
Last UpdatedMarch 26, 2026
Details
As Low As
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID, 83501
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
As Low As
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Consolidation Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Personal
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.29%
▼
APR11.29%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 25 - 36 Months
11.29%
▼
APR11.29%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.59%
▼
APR11.59%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 37 - 48 Months
11.59%
▼
APR11.59%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedMarch 26, 2026
Details
As Low As
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Signature Loan
11.84%
▼
APR11.84%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.89%
▼
APR11.89%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 49 - 60 Months
11.89%
▼
APR11.89%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
12.09%
▼
APR12.09%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 61 - 72 Months
12.09%
▼
APR12.09%
Last UpdatedMarch 26, 2026
Details
As Low As
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Personal Lines of Credit
12.45%
▼
APR12.45%
Last UpdatedMarch 26, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
PERSONAL
12.49%
▼
APR12.49%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Boise Fire Department Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
10255 W Hackamore Dr, Boise, ID, 83709
Loans
12.75%
▼
APR12.75%
Last UpdatedMarch 26, 2026
Details
Interest Rates on Loans**
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID, 83854
RESCU FIRST LOAN
15.00%
▼
APR15.00%
Last UpdatedMarch 26, 2026
Details
As Low As
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Quick Loan
18.00%
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details
APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Quick Loan* (Payday Loan Alternative)
18.00%
▼
APR18.00%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Signature Rewards
18.49%
▼
APR18.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID, 83646 5470
Solar mart Personal Loan
8.63%
▼
APR8.63%
Last UpdatedMarch 26, 2026
Details
No additional details available.
CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Personal Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 26, 2026
Details
As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
501 E Highland St, Boise, ID, 83706 6518
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 26, 2026
Details
As Low As; Terms from 6 to 60 months
Snake River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
2361 Orchard Dr E, Twin Falls, ID, 83301 7987
Personal Loan
10.00%
▼
APR10.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
10.50%
▼
APR10.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
10.75%
▼
APR10.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
654 SOUTHWAY AVE, LEWISTON, ID, 83501
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.25%
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.50%
▼
APR11.50%
Last UpdatedMarch 26, 2026
Details
As Low As
Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.75%
▼
APR11.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
12.00%
▼
APR12.00%
Last UpdatedMarch 26, 2026
Details
As Low As
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Personal Loan
12.75%
▼
APR12.75%
Last UpdatedMarch 26, 2026
Details
As Low As
Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
13.00%
▼
APR13.00%
Last UpdatedMarch 26, 2026
Details
As Low As
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No debt consolidation personal loan rates found in Pocatello, ID currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
9.75%
▼
APR9.75%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 12 Months
10.04%
▼
APR10.04%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 36 Months
10.74%
▼
APR10.74%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 72 Months
11.64%
▼
APR11.64%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
544 E Benton St, Pocatello, ID, 83201 1011
Signature Loans 84 Months
12.14%
▼
APR12.14%
Last UpdatedMarch 26, 2026
Details
As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
12.25%
▼
APR12.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1700 Hurley Dr, Pocatello, ID, 83202
Signature Loan
12.29%
▼
APR12.29%
Last UpdatedMarch 26, 2026
Details
As Low As; Regular APR: 17.99%
SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
555 N 5th Ave, Pocatello, ID, 83201
Signature
12.99%
▼
APR12.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
555 N 5th Ave, Pocatello, ID, 83201
Signature
13.99%
▼
APR13.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
13.99%
▼
APR13.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
14.25%
▼
APR14.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
SEI Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.32%
555 N 5th Ave, Pocatello, ID, 83201
Signature
14.99%
▼
APR14.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
15.99%
▼
APR15.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1700 Hurley Dr, Pocatello, ID, 83202
Signature Loan
17.99%
▼
APR17.99%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID, 83854
Signature/Unsecured
8.90%
▼
APR8.90%
Last UpdatedMarch 26, 2026
Details
As Low As; Up to 60 months & $10,000 max per member
Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1626 17th St, Lewiston, ID, 83501
Signature Loan
10.49%
▼
APR10.49%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
10.79%
▼
APR10.79%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans Up to 24 Months
10.79%
▼
APR10.79%
Last UpdatedMarch 26, 2026
Details
As Low As
Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Signature Loan
11.25%
▼
APR11.25%
Last UpdatedMarch 26, 2026
Details
No additional details available.
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.29%
▼
APR11.29%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 25 - 36 Months
11.29%
▼
APR11.29%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.59%
▼
APR11.59%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 37 - 48 Months
11.59%
▼
APR11.59%
Last UpdatedMarch 26, 2026
Details
As Low As
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Signature Loan
11.84%
▼
APR11.84%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.89%
▼
APR11.89%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 49 - 60 Months
11.89%
▼
APR11.89%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
12.09%
▼
APR12.09%
Last UpdatedMarch 26, 2026
Details
As Low As
Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans 61 - 72 Months
12.09%
▼
APR12.09%
Last UpdatedMarch 26, 2026
Details
As Low As
Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Signature Rewards
18.49%
▼
APR18.49%
Last UpdatedMarch 26, 2026
Details
As Low As
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No home improvement personal loan rates found in Pocatello, ID currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Idaho?
Most lenders in Pocatello, Idaho require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Idaho often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Pocatello, Idaho require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Idaho?
Yes. Debt consolidation is one of the most common uses of personal loans in Pocatello, Idaho. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Pocatello, Idaho?
Credit unions in Pocatello, Idaho often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Pocatello, Idaho?
- Connections Credit Union: 8.25% (Signature Loans)
- Idaho Central Credit Union: 10.04% (Signature Loans 12 Months)
- Westmark Credit Union: 11.49% (Life Style Loan)
- Frontier Credit Union: 12.29% (Signature Loan)
- SEI Federal Credit Union: 12.99% (Signature)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pocatello, Idaho. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026.
Personal Loan Calculators
