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Best Personal Loan Rates in Arimo, Idaho (ID) - March 2026

Current personal loan options available to borrowers in Arimo, Idaho include: CAPITAL EDUCATORSCAPITAL EDUCATORS12195 W McMillan Rd, Boise, ID, 83713 2475A5.0 ★Texas Ratio: 7.10% offering Educator Loan at 4.00% APR, Numerica Credit UnionNumerica Credit Union465 W Bosanko Ave, Coeur D Alene, ID, 83815A+5.0 ★Texas Ratio: 2.80% offering Loan Length at 4.74% APR, Boise Fire Department Credit UnionBoise Fire Department Credit Union10255 W Hackamore Dr, Boise, ID, 83709A5.0 ★Texas Ratio: 6.35% offering Loans at 5.25% APR, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union855 University Blvd, Rexburg, ID, 83440A+5.0 ★Texas Ratio: 2.10% offering Lot Loan Special 1-year balloon at 5.89% APR, and Northwest Christian Credit UnionNorthwest Christian Credit Union716 E COLORADO AVE, NAMPA, ID, 83686A+5.0 ★Texas Ratio: 4.47% offering Church/ Ministry Loans at 6.25% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Arimo, Idaho can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Arimo, Idaho.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Arimo, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 20, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Educator Loan
4.00%
APR4.00%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Loan Length
4.74%
APR4.74%
Last UpdatedMarch 20, 2026
Details

Up to 84 months

Boise Fire Department Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
10255 W Hackamore Dr, Boise, ID, 83709
Loans
5.25%
APR5.25%
Last UpdatedMarch 20, 2026
Details

As Low As; Interest Rates on Loans**

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Lot Loan Special 1-year balloon
5.90%
APR5.90%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Loan Length
6.24%
APR6.24%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Northwest Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
716 E COLORADO AVE, NAMPA, ID, 83686
Church/ Ministry Loans
6.25%
APR6.25%
Last UpdatedMarch 20, 2026
Details

As low as; Annual Percentage Rate

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
One-Time Close Construction Loan
6.40%
APR6.40%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Loan Length
6.74%
APR6.74%
Last UpdatedMarch 20, 2026
Details

Up to 84 months

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 20/5YR Balloon Variable
6.82%
APR6.82%
Last UpdatedMarch 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 10 Year Variable
7.01%
APR7.01%
Last UpdatedMarch 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 30/5YR Balloon Variable
7.05%
APR7.05%
Last UpdatedMarch 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 20/5YR Balloon Fixed
7.28%
APR7.28%
Last UpdatedMarch 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 10 Year Fixed
7.48%
APR7.48%
Last UpdatedMarch 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
Lot Loan- 30/5YR Balloon Fixed
7.48%
APR7.48%
Last UpdatedMarch 20, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Construction Loan
7.69%
APR7.69%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
8.25%
APR8.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID, 83646 5470
Solar mart Personal Loan
8.63%
APR8.63%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID, 83854
Signature/Unsecured
8.90%
APR8.90%
Last UpdatedMarch 20, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Holiday Loan***
8.99%
APR8.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Personal Loans
8.99%
APR8.99%
Last UpdatedMarch 20, 2026
Details

As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
501 E Highland St, Boise, ID, 83706 6518
Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 20, 2026
Details

As Low As; Terms from 6 to 60 months

St Joe Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
129 S 9th St, St Maries, ID, 83861
Personal
9.49%
APR9.49%
Last UpdatedMarch 20, 2026
Details

As Low As

Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
9.75%
APR9.75%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Snake River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
2361 Orchard Dr E, Twin Falls, ID, 83301 7987
Personal Loan
10.00%
APR10.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1626 17th St, Lewiston, ID, 83501
Signature Loan
10.49%
APR10.49%
Last UpdatedMarch 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
10.50%
APR10.50%
Last UpdatedMarch 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
10.75%
APR10.75%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
10.79%
APR10.79%
Last UpdatedMarch 20, 2026
Details

As Low As

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Personal
10.99%
APR10.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Consolidation Loans
10.99%
APR10.99%
Last UpdatedMarch 20, 2026
Details

As Low As; APR = Annual Percentage Rate. **Monthly payments determined by loan amount, term, and APR. All loans, rates, and terms are subject to credit approval and creditworthiness, are subject to change at any time, and must meet Cutting Edge Federal Credit Union lending policies.

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Signature Loan
11.25%
APR11.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.25%
APR11.25%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.29%
APR11.29%
Last UpdatedMarch 20, 2026
Details

As Low As

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
815 1st St, Idaho Falls, ID, 83401 4080
Life Style Loan
11.49%
APR11.49%
Last UpdatedMarch 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.50%
APR11.50%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.59%
APR11.59%
Last UpdatedMarch 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.75%
APR11.75%
Last UpdatedMarch 20, 2026
Details

As Low As

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Signature Loan
11.84%
APR11.84%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.89%
APR11.89%
Last UpdatedMarch 20, 2026
Details

As Low As

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
815 1st St, Idaho Falls, ID, 83401 4080
Life Style Loan
11.99%
APR11.99%
Last UpdatedMarch 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
12.00%
APR12.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
12.09%
APR12.09%
Last UpdatedMarch 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
12.25%
APR12.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1170 Science Center Dr, Idaho Falls, ID, 83402 1506
Signature Loan
12.29%
APR12.29%
Last UpdatedMarch 20, 2026
Details

As Low As; Regular APR: 17.99%

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Personal Lines of Credit
12.45%
APR12.45%
Last UpdatedMarch 20, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
11292 W Fairview Ave, Boise, ID, 83713
PERSONAL
12.49%
APR12.49%
Last UpdatedMarch 20, 2026
Details

As Low As; Fixed

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Personal Loan
12.75%
APR12.75%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Boise Fire Department Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.35%
10255 W Hackamore Dr, Boise, ID, 83709
Loans
12.75%
APR12.75%
Last UpdatedMarch 20, 2026
Details

Interest Rates on Loans**

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
815 1st St, Idaho Falls, ID, 83401 4080
Life Style Loan
12.99%
APR12.99%
Last UpdatedMarch 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
13.00%
APR13.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
13.99%
APR13.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
14.25%
APR14.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID, 83854
RESCU FIRST LOAN
15.00%
APR15.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
15.99%
APR15.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1170 Science Center Dr, Idaho Falls, ID, 83402 1506
Signature Loan
17.99%
APR17.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Quick Loan
18.00%
APR18.00%
Last UpdatedMarch 20, 2026
Details

APR = Annual Percentage Rate. $20 Quick Loan Application Fee and automatic savings deposit required. Borrowers may only have one Quick Loan at any time, and no more than three in a six-month rolling period. Terms and conditions apply.

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Quick Loan* (Payday Loan Alternative)
18.00%
APR18.00%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Signature Rewards
18.49%
APR18.49%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Technology Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1394 W Chinden Blvd, Meridian, ID, 83646 5470
Solar mart Personal Loan
8.63%
APR8.63%
Last UpdatedMarch 20, 2026
Details

No additional details available.

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 17.24%
2200 1st St, Lewiston, ID, 83501 3559
Personal Loans
8.99%
APR8.99%
Last UpdatedMarch 20, 2026
Details

As Low As; APR = Annual Percentage Rate. Credit qualifications, terms, and conditions apply.

TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
501 E Highland St, Boise, ID, 83706 6518
Personal Loan
9.00%
APR9.00%
Last UpdatedMarch 20, 2026
Details

As Low As; Terms from 6 to 60 months

Snake River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
2361 Orchard Dr E, Twin Falls, ID, 83301 7987
Personal Loan
10.00%
APR10.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
10.50%
APR10.50%
Last UpdatedMarch 20, 2026
Details

As Low As

Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
10.75%
APR10.75%
Last UpdatedMarch 20, 2026
Details

As Low As

Numerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
465 W Bosanko Ave, Coeur D Alene, ID, 83815
Personal Loans
10.99%
APR10.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.00%
APR11.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.25%
APR11.25%
Last UpdatedMarch 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
11.50%
APR11.50%
Last UpdatedMarch 20, 2026
Details

As Low As

Members Preferred Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
1515 Hoopes Ave, Idaho Falls, ID, 83404
Personal Loans
11.75%
APR11.75%
Last UpdatedMarch 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
12.00%
APR12.00%
Last UpdatedMarch 20, 2026
Details

As Low As

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Personal Loan
12.75%
APR12.75%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
317 S Beck Rd, Post Falls, ID, 83854
Personal Loan
13.00%
APR13.00%
Last UpdatedMarch 20, 2026
Details

As Low As

No debt consolidation personal loan rates found in Arimo, ID currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
8.25%
APR8.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3640 E Seltice Way, Post Falls, ID, 83854
Signature/Unsecured
8.90%
APR8.90%
Last UpdatedMarch 20, 2026
Details

As Low As; Up to 60 months & $10,000 max per member

Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
9.75%
APR9.75%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
1626 17th St, Lewiston, ID, 83501
Signature Loan
10.49%
APR10.49%
Last UpdatedMarch 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
10.79%
APR10.79%
Last UpdatedMarch 20, 2026
Details

As Low As

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
855 University Blvd, Rexburg, ID, 83440
Signature Loan
11.25%
APR11.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.29%
APR11.29%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.59%
APR11.59%
Last UpdatedMarch 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
12195 W McMillan Rd, Boise, ID, 83713 2475
Signature Loan
11.84%
APR11.84%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
11.89%
APR11.89%
Last UpdatedMarch 20, 2026
Details

As Low As

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.77%
250 W 3rd S, Mountain Home, ID, 83647
Signature Loans
12.09%
APR12.09%
Last UpdatedMarch 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
4400 Central Way, Chubbuck, ID, 83202
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedMarch 20, 2026
Details

As Low As; *The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
12.25%
APR12.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1170 Science Center Dr, Idaho Falls, ID, 83402 1506
Signature Loan
12.29%
APR12.29%
Last UpdatedMarch 20, 2026
Details

As Low As; Regular APR: 17.99%

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
13.99%
APR13.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Connections Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.96%
1150 N 8th Ave, Pocatello, ID, 83201 5720
Signature Loans
14.25%
APR14.25%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2133 E Center St, Pocatello, ID, 83201 2616
Signature Loan
15.99%
APR15.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.40%
1170 Science Center Dr, Idaho Falls, ID, 83402 1506
Signature Loan
17.99%
APR17.99%
Last UpdatedMarch 20, 2026
Details

No additional details available.

Rogue Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
216 N Plymouth Ave, New Plymouth, ID, 83655
Signature Rewards
18.49%
APR18.49%
Last UpdatedMarch 20, 2026
Details

No additional details available.

No home improvement personal loan rates found in Arimo, ID currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Idaho?

Most lenders in Arimo, Idaho require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Idaho often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Arimo, Idaho require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Idaho?

Yes. Debt consolidation is one of the most common uses of personal loans in Arimo, Idaho. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Arimo, Idaho?

Credit unions in Arimo, Idaho often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Arimo, Idaho?

  • CAPITAL EDUCATORS: 4.00% (Educator Loan)
  • Numerica Credit Union: 4.74% (Loan Length)
  • Boise Fire Department Credit Union: 5.25% (Loans)
  • Goldenwest Federal Credit Union: 5.89% (Lot Loan Special 1-year balloon)
  • Northwest Christian Credit Union: 6.25% (Church/ Ministry Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Arimo, Idaho. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026.