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Best Personal Loan Rates in Arimo, Idaho - June 2026

Current personal loan options available to borrowers in Arimo, Idaho include: CAPITAL EDUCATORSCAPITAL EDUCATORSA5.0 ★Texas Ratio: 10.63% offering Educator Loan at 4.00% APR, Rails West Federal Credit UnionRails West Federal Credit UnionA+5.0 ★Texas Ratio: 2.13% offering 36 Months Loan at 4.09% APR, Snake River Federal Credit UnionSnake River Federal Credit UnionA+5.0 ★Texas Ratio: 2.84% offering Recreational Loan at 4.39% APR, Goldenwest Federal Credit UnionGoldenwest Federal Credit UnionA+5.0 ★Texas Ratio: 1.97% offering 36 Months Loan at 4.49% APR, and D. L. Evans BankD. L. Evans BankA+5.0 ★Texas Ratio: 1.95% offering 36 Months Loan at 4.99% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Arimo borrowers have access to 18 lenders serving the Idaho area, with personal loan rates as low as 4.00% APR from CAPITAL EDUCATORS. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Arimo, Idaho.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Arimo, Idaho. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026

Arimo Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 10.63%
Educator Loan
4.00%
APR4.00%
Last UpdatedJune 20, 2026
Details

Loan Amount: $1,501 - $3,000

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
36 Months Loan
4.09%
APR4.09%
Last UpdatedJune 20, 2026
Details

As Low As; up to 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
36 Months Loan
4.19%
APR4.19%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
48 Months Loan
4.39%
APR4.39%
Last UpdatedJune 20, 2026
Details

As Low As; up to 90% financing

Snake River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Recreational Loan
4.39%
APR4.39%
Last UpdatedJune 20, 2026
Details

As Low As

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
48 Months Loan
4.49%
APR4.49%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
36 Months Loan
4.49%
APR4.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
60 Months Loan
4.69%
APR4.69%
Last UpdatedJune 20, 2026
Details

As Low As; up to 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
72 Months Loan
4.69%
APR4.69%
Last UpdatedJune 20, 2026
Details

As Low As; up to 90% financing

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
60 Months Loan
4.74%
APR4.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
60 Months Loan
4.79%
APR4.79%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
72 Months Loan
4.79%
APR4.79%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
72 Months Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
36 Months Loan
4.99%
APR4.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
84 Months Loan
5.09%
APR5.09%
Last UpdatedJune 20, 2026
Details

As Low As; up to 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
84 Months Loan
5.19%
APR5.19%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
48 Months Loan
5.24%
APR5.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
36 Months Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
60 Months Loan
5.49%
APR5.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1st Deed 5/5/30Year - 1 Yr. TCM Loan
5.50%
APR5.50%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
48 Months Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
72 Months Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.97%
84 Months Loan
5.74%
APR5.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
80% LTV Loan
5.75%
APR5.75%
Last UpdatedJune 20, 2026
Details

No additional details available.

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
2022 & Newer Loan
5.84%
APR5.84%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
Draw Plus 80% LTV Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Personal Loans
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

As Low as; Apply Now

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
84 Months Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
60 Months Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
36 Months Loan
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
48 Months Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
72 Months Loan
6.24%
APR6.24%
Last UpdatedJune 20, 2026
Details

No additional details available.

Northwest Christian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.28%
Church/ Ministry Loans
6.25%
APR6.25%
Last UpdatedJune 20, 2026
Details

As low as; Rates subject to change.

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
2019 - 2021 Loan
6.29%
APR6.29%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
36 Months Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
60 Months Loan
6.49%
APR6.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
5 Years Loan
6.54%
APR6.54%
Last UpdatedJune 20, 2026
Details

As Low As; Fixed

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
48 Months Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
10 Years Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

As Low As; Fixed

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
7 Years Loan
6.74%
APR6.74%
Last UpdatedJune 20, 2026
Details

As Low As; Fixed

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1st Deeds of Trust - Prime Rate Loan
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

Introductory Rate

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
2nd Deeds of Trust - Prime Rate Loan
6.75%
APR6.75%
Last UpdatedJune 20, 2026
Details

Introductory Rate

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 20/5YR Balloon Variable
6.82%
APR6.82%
Last UpdatedJune 20, 2026
Details

As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Utah Housing VA Loan
6.96%
APR6.96%
Last UpdatedJune 20, 2026
Details

As Low As; Utah Housing VA

D. L. Evans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
60 Months Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
90% LTV Loan
6.99%
APR6.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 10 Year Variable
7.01%
APR7.01%
Last UpdatedJune 20, 2026
Details

As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
12 Years Loan
7.04%
APR7.04%
Last UpdatedJune 20, 2026
Details

As Low As; Fixed

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 30/5YR Balloon Variable
7.05%
APR7.05%
Last UpdatedJune 20, 2026
Details

As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Construction Loan
7.11%
APR7.11%
Last UpdatedJune 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 20/5YR Balloon Fixed
7.28%
APR7.28%
Last UpdatedJune 20, 2026
Details

As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Utah Housing FHA Loan
7.33%
APR7.33%
Last UpdatedJune 20, 2026
Details

As Low As; Utah Housing FHA

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 10 Year Fixed
7.48%
APR7.48%
Last UpdatedJune 20, 2026
Details

As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
Lot Loan- 30/5YR Balloon Fixed
7.48%
APR7.48%
Last UpdatedJune 20, 2026
Details

As Low As; Adjustable APRs may increase or decrease after loan consummation, with a maximum APR of 18%.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
80% LTV Loan
7.74%
APR7.74%
Last UpdatedJune 20, 2026
Details

No additional details available.

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
2016 - 2018 Loan
7.89%
APR7.89%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
96 Months Loan
8.04%
APR8.04%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
84 Months Loan
8.04%
APR8.04%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
72 Months Loan
8.04%
APR8.04%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
60 Months Loan
8.04%
APR8.04%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
48 Months Loan
8.04%
APR8.04%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
36 Months Loan
8.04%
APR8.04%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
120 Months Loan
8.04%
APR8.04%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
120 Months Loan
8.14%
APR8.14%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
36 Months Loan
8.14%
APR8.14%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
48 Months Loan
8.14%
APR8.14%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
60 Months Loan
8.14%
APR8.14%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
72 Months Loan
8.14%
APR8.14%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
84 Months Loan
8.14%
APR8.14%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
96 Months Loan
8.14%
APR8.14%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
60 Months Loan
8.54%
APR8.54%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
72 Months Loan
8.54%
APR8.54%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
84 Months Loan
8.54%
APR8.54%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
90% LTV Loan
8.64%
APR8.64%
Last UpdatedJune 20, 2026
Details

No additional details available.

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
72 Months Loan
8.64%
APR8.64%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
84 Months Loan
8.64%
APR8.64%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
60 Months Loan
8.64%
APR8.64%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
144 Months Loan
8.84%
APR8.84%
Last UpdatedJune 20, 2026
Details

As Low As; 90% financing

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
8.90%
APR8.90%
Last UpdatedJune 20, 2026
Details

As Low As; *APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature/Unsecured Loan
8.90%
APR8.90%
Last UpdatedJune 20, 2026
Details

As Low As; $10,000 max per member

Rails West Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.13%
144 Months Loan
8.94%
APR8.94%
Last UpdatedJune 20, 2026
Details

As Low As; 100% financing

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
Summer/Holiday Loan***
8.99%
APR8.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Merchandise Loan
9.15%
APR9.15%
Last UpdatedJune 20, 2026
Details

As Low As

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
2015 & Older Loan
9.39%
APR9.39%
Last UpdatedJune 20, 2026
Details

No additional details available.

Clarity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
Personal Loans
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

As low as*

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Signature Loan
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

As Low As

Snake River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Signature Loan
10.49%
APR10.49%
Last UpdatedJune 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
10.50%
APR10.50%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loans
10.50%
APR10.50%
Last UpdatedJune 20, 2026
Details

Convenient personal lending. Loan rate based on terms. See Notes and Fees for details.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
Personal Loan
10.99%
APR10.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
11.00%
APR11.00%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Platinum Loan
11.24%
APR11.24%
Last UpdatedJune 20, 2026
Details

As Low As; variable rate

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Cobalt Edge Loan
11.25%
APR11.25%
Last UpdatedJune 20, 2026
Details

As Low As; *

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 10.63%
Signature Loan
11.34%
APR11.34%
Last UpdatedJune 20, 2026
Details

No additional details available.

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Lifestyle Loan
11.49%
APR11.49%
Last UpdatedJune 20, 2026
Details

No additional details available.

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Lifestyle Loans
11.49%
APR11.49%
Last UpdatedJune 20, 2026
Details

As Low As; *

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Low Rate Loan
11.49%
APR11.49%
Last UpdatedJune 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
11.50%
APR11.50%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Lifestyle Loan
11.99%
APR11.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
12.00%
APR12.00%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 10.63%
Personal Lines of Credit Loan
12.20%
APR12.20%
Last UpdatedJune 20, 2026
Details

No additional details available.

Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Signature Loan
12.29%
APR12.29%
Last UpdatedJune 20, 2026
Details

No additional details available.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Rewards Loan
12.49%
APR12.49%
Last UpdatedJune 20, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
PERSONAL Loan
12.49%
APR12.49%
Last UpdatedJune 20, 2026
Details

Fixed. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.

Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
Lifestyle Loan
12.99%
APR12.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
13.00%
APR13.00%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Rewards Loan
13.24%
APR13.24%
Last UpdatedJune 20, 2026
Details

As Low As; variable rate

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Signature Loan
13.99%
APR13.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
RESCU FIRST LOAN
15.00%
APR15.00%
Last UpdatedJune 20, 2026
Details

As Low As

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Signature Loan
15.99%
APR15.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.12%
Cash Back Loan
15.99%
APR15.99%
Last UpdatedJune 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Premier Rewards Loan
17.24%
APR17.24%
Last UpdatedJune 20, 2026
Details

As Low As; variable rate

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
Quick Loan* (Payday Loan Alternative)
18.00%
APR18.00%
Last UpdatedJune 20, 2026
Details

No additional details available.

Arimo Personal Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Personal Loans
5.99%
APR5.99%
Last UpdatedJune 20, 2026
Details

As Low as; Apply Now

Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
8.90%
APR8.90%
Last UpdatedJune 20, 2026
Details

As Low As; *APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.

Clarity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
Personal Loans
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

As low as*

Snake River Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

As Low As

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
10.50%
APR10.50%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loans
10.50%
APR10.50%
Last UpdatedJune 20, 2026
Details

Convenient personal lending. Loan rate based on terms. See Notes and Fees for details.

CUTTING EDGE
Institution Rating:
B+4.8 ★Texas Ratio: 3.20%
Personal Loan
10.99%
APR10.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
11.00%
APR11.00%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
11.50%
APR11.50%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
12.00%
APR12.00%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
PERSONAL Loan
12.49%
APR12.49%
Last UpdatedJune 20, 2026
Details

Fixed. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of Thursday, February 05, 2026, and are subject to change. Consumer loans have a maximum 18% APR. Late fees and other charges may apply. Refer to your loan documents for details. Membership, eligibility & conditions are required.

Gesa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
Personal Loan
13.00%
APR13.00%
Last UpdatedJune 20, 2026
Details

As Low As; Financing up to $30,000

Arimo Debt Consolidation Loan Rates

No debt consolidation personal loan rates found in Arimo, ID currently.

Arimo Signature Loan Rates

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Responders Emergency Services Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature/Unsecured Loan
8.90%
APR8.90%
Last UpdatedJune 20, 2026
Details

As Low As; $10,000 max per member

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Signature Loan
10.00%
APR10.00%
Last UpdatedJune 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 12 Months
10.04%
APR10.04%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Lewis Clark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
Signature Loan
10.49%
APR10.49%
Last UpdatedJune 20, 2026
Details

As Low As

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 36 Months
10.74%
APR10.74%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 10.63%
Signature Loan
11.34%
APR11.34%
Last UpdatedJune 20, 2026
Details

No additional details available.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 72 Months
11.64%
APR11.64%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Idaho Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.86%
Signature Loans 84 Months
12.14%
APR12.14%
Last UpdatedJune 20, 2026
Details

*The annual percentage rates (APR) listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria. Rates updated daily.

Frontier Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
Signature Loan
12.29%
APR12.29%
Last UpdatedJune 20, 2026
Details

No additional details available.

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Signature Loan
13.99%
APR13.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Advantage Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Signature Loan
15.99%
APR15.99%
Last UpdatedJune 20, 2026
Details

No additional details available.

Arimo, ID Personal Loan Rate Trends

Compare local Arimo, ID personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Idaho Personal Loan Trends →
Personal Loan — ID Avg
9.412%
▼ 1.116 vs 7 days ago

Idaho personal loan rates fell 1.116 points over the past 7 days to 9.412% APR.

Signature Loan — ID Avg
11.386%
▼ 1.268 vs 7 days ago

Idaho signature loan rates fell 1.268 points over the past 7 days to 11.386% APR.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Arimo, Idaho personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Arimo, Idaho directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Arimo, Idaho. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in ID.

Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.

Frequently Asked Questions

What credit score do I need for a personal loan in Idaho?

Most lenders in Arimo, Idaho require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Idaho often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Arimo, Idaho require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Idaho?

Yes. Debt consolidation is one of the most common uses of personal loans in Arimo, Idaho. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Arimo, Idaho?

Credit unions in Arimo, Idaho often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Arimo, Idaho?

  • CAPITAL EDUCATORS: 4.00% (Educator Loan)
  • Rails West Federal Credit Union: 4.09% (36 Months Loan)
  • Snake River Federal Credit Union: 4.39% (Recreational Loan)
  • Goldenwest Federal Credit Union: 4.49% (36 Months Loan)
  • D. L. Evans Bank: 4.99% (36 Months Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Arimo, Idaho. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.