Best Personal Loan Rates in Lake Mary, Florida (FL) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Lake Mary, Florida include: Fairwinds Credit UnionFairwinds Credit Union2879 W Lake Mary Blvd, Lake Mary, FL, 32746 3598A+5.0 ★Texas Ratio: 1.43% offering 5-Year Loan at 5.80% APR, Addition Financial Credit UnionAddition Financial Credit Union1000 Primera Blvd, Lake Mary, FL, 32746A+5.0 ★Texas Ratio: 3.64% offering 5 Year Lot Loan at 7.75% APR, Insight Credit UnionInsight Credit Union501 CURRENCY CIR, Lake Mary, FL, 32746A+5.0 ★Texas Ratio: 5.55% offering Any Season Any Reason Loan at 10.00% APR, Priority Credit UnionPriority Credit Union800 Rinehart Rd, Lake Mary, FL, 32746C+4.1 ★Texas Ratio: 21.95% offering Signature/Unsecured at 10.99% APR, and TrustCo BankTrustCo BankA+5.0 ★Texas Ratio: 3.16% offering Passbook Loan at 4.00% APR. Personal loan rates as of May 21, 2026 according to verified data from MonitorBankRates.
Lake Mary has 4 local institutions in our database, with personal loan rates as low as 5.80% APR from Fairwinds Credit Union at 2879 W Lake Mary Blvd, Lake Mary, FL, 32746 3598. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lake Mary, Florida.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lake Mary, Florida. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 21, 2026
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36 months at 8.500% (7.250% APR) for a $10,000 loan would result in a monthly payment of $309.92.
48 months at 8.800% (7.750% APR) for a $10,000 loan would result in a monthly payment of $242.96.
No additional details available.
No additional details available.
Refinance
No additional details available.
60 months at 9.500% (9.750% APR) for a $10,000 loan would result in a monthly payment of $211.24.
Receive up to $8,000
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This APR will vary with the market based on the dividend rate.
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Fixed at 5.00% up to 5 years
up to 180 months
up to 240 months
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Fixed at 5.99% up to 5 years
No additional details available.
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up to 12 months**
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As Low As; Borrow up to $25,000
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up to 84 months
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Loan to Value %: 70%
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
up to 24 months
up to 12 months
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No additional details available.
As Low As; Loan Amount $500-$40,000
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up to $7.500.00; As Low As
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As Low As; Terms from 6 to 60 months
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; up to 90% Financing
As Low As; up to 90% Financing
No additional details available.
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
No additional details available.
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As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; *Annual Percentage Rate based on creditworthiness
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; up to 90% Financing
As Low As; up to 90% Financing
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As Low As; Agreement available here. Addendum available here.
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(Perfect for enhancing your lifestyle)
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As Low As; Up to $15,000
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As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
As Low As; Borrow up to $15,000
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(Available April - September)
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As Low As; based on credit score
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up to $15,000.00; As Low As
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As Low As; minimum amount $3,001
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As Low As; up to 90% Financing
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As Low As; Unsecured
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No additional details available.
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As Low As; Max 60 months*.
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Up to $1,000
(Feb 1st - Apr 30th)
(Jan 1st - Dec 31st)
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No additional details available.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As; Loan Amount $500-$40,000
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; Maximum Loan amount is $20,000.00, term is based on amount borrowed.
As Low As; Terms from 6 to 60 months
No additional details available.
up to $7.500.00; As Low As
As Low As; up to 90% Financing
As Low As; up to 90% Financing
As Low As; Simplify your finances by consolidating your loans into one easy monthly payment.
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As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
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As Low As
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No additional details available.
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As Low As; *Annual Percentage Rate based on creditworthiness
As Low As; The "as low as" rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount.
As Low As; up to 90% Financing
No additional details available.
As Low As; up to 90% Financing
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No additional details available.
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As Low As; Borrow up to $15,000
As Low As; Up to $15,000
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No additional details available.
up to $15,000.00; As Low As
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As Low As; minimum amount $3,001
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As Low As; up to 90% Financing
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As Low As; Unsecured
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No additional details available.
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Up to $1,000
No additional details available.
As Low As
As Low As; *The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval.
No additional details available.
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As Low As
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; *APR = Annual Percentage Rate. All loans subject to credit approval. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Rates and term subject to credit qualification.
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As Low As; Max 60 months*.
Lake Mary, FL Personal Loan Rate Trends
Compare local Lake Mary, FL personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida personal loan rates fell 0.054 points over the past 7 days to 11.152% APR.
Florida signature loan rates currently average 10.867% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lake Mary, Florida personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Lake Mary, Florida directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Lake Mary, Florida. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in FL.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Florida?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Florida?
Are credit unions or banks better for personal loans in Lake Mary, Florida?
What are the best personal loan rates in Lake Mary, Florida?
- Fairwinds Credit Union: 5.80% (5-Year Loan)
- Addition Financial Credit Union: 7.75% (5 Year Lot Loan)
- Insight Credit Union: 10.00% (Any Season Any Reason Loan)
- Priority Credit Union: 10.99% (Signature/Unsecured)
- TrustCo Bank: 4.00% (Passbook Loan)
Personal Loan Calculators
