Best Personal Loan Rates in Pawcatuck, Connecticut - June
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Pawcatuck, Connecticut include: Charter Oak Federal Credit UnionCharter Oak Federal Credit Union20 Liberty St, Pawcatuck, CT, 06379A+5.0 ★Texas Ratio: 2.08% offering New & Used Options 2020 - 2022 Loan at 4.99% APR, CorePlus Federal Credit UnionCorePlus Federal Credit Union38 S Broad St, Pawcatuck, CT, 06379A+5.0 ★Texas Ratio: 1.48% offering CT Smart E Loan at 6.99% APR, Mutual Security Credit UnionMutual Security Credit UnionA+5.0 ★Texas Ratio: 4.07% offering 2025 or Newer (less than 5k miles) Loan at 4.69% APR, Dutch Point Credit UnionDutch Point Credit UnionA+5.0 ★Texas Ratio: 1.68% offering Prime Minus 2% APR* Loan at 4.75% APR, and Manchester Municipal Federal Credit UnionManchester Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 1.98% offering 5 year Loan at 4.99% APR. Personal loan rates as of June 27, 2026 according to verified data from MonitorBankRates.
Pawcatuck has 2 local institutions in our database, with personal loan rates as low as 4.99% APR from Charter Oak Federal Credit Union at 20 Liberty St, Pawcatuck, CT, 06379. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pawcatuck, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pawcatuck, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 27, 2026
Pawcatuck Personal Loan Rates
Rate applies to 2020 - 2022 models.
Rate applies to 2023 - 2024 models.
As Low As; Rate applies to 2025 & Newer models.
Rate applies to 2017 - 2019 models.
As Low As; 1,2
As Low As; 1,2
Rate applies to 2016 models.
As Low As; *
As Low As; 1,2
As Low As; 1,2
As low as 7.99 % APR2
As Low As; 1,2
No additional details available.
No additional details available.
As Low As; 1,2
As Low As; 1,2
No additional details available.
No additional details available.
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
F
Rate: Prime Minus 2% APR*
No additional details available.
w/auto pay
F
F
As Low As
As Low As
As Low As
As Low As
Rates, as shown below, are for Purchase and Refinance transactions.
As Low As
Rates, as shown below, are for Purchase and Refinance transactions.
No additional details available.
No additional details available.
F
F
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Rates, as shown below, are for Purchase and Refinance transactions.
w/auto pay
Rates, as shown below, are for Purchase and Refinance transactions.
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Variable rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
Over $10,000 requires collateral/comaker
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
As Low As; Special fixed
As Low As
No additional details available.
F
No additional details available.
up to $5,000.00
up to $5,000.00
Standard APR*
MAX $5,000
No additional details available.
F
Fixed rates. No origination fee or prepayment penalty. Lowest rates shown include the auto debit discount.
F
No additional details available.
As Low As; Flexible terms to fit your budget; No prepayment penalties; Fixed monthly Payments; Single/Joint Life insurance available; Single/Joint Disability insurance available
F
Standard APR*
F
As Low As
No additional details available.
Limits Apply
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; **
No additional details available.
As Low As
As low as
As Low As; $10,000.00 maximum single signature; Minimum loan $500.00
As Low As; **
No additional details available.
No additional details available.
No additional details available.
Over $10,000 requires collateral/comaker
As low as; * Rates are variable and subject to change without notice.
As Low As
No additional details available.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
Limits Apply
Fair Isaac Scores: 730 +; Credit Grade: A+
No additional details available.
As Low As
No additional details available.
Credit Score: 720+
As Low As; Repayment Term per Thousand: $87.46
As Low As
Over $10,000 requires collateral/comaker
No additional details available.
Over $10,000 requires collateral/comaker
No additional details available.
No additional details available.
As Low As
As Low As; Repayment Term per Thousand: $45.92
$500 Minimum Loan Amount
Total loan amount cannot exceed $15,000.
As Low As; Repayment Term per Thousand: $32.15
As Low As
Note 3
Fair Isaac Scores: 680-729; Credit Grade: A
F
As Low As
Credit Score: 680 - 719
No additional details available.
As Low As
As Low As; $4,000 and higher; Repayment Term per Thousand: $25.37
No additional details available.
$500; As Low As; **
No additional details available.
UP TO 10,000.00; As low as; CALL THE CREDIT UNION FOR RATE AND TERM INFO
No additional details available.
As low as
Total loan amount cannot exceed $15,000.
As Low As
No additional details available.
As Low As
Signature (Unsecured Personal) Loans as Low as 10.50%
Total loan amount cannot exceed $15,000.
No additional details available.
Total loan amount cannot exceed $15,000.
As Low As; $10,000.00 maximum limit
No additional details available.
$500 Minimum Loan Amount
As Low As
Credit Score: 620 - 679
As low as; Personal Loans
As Low As
F
up to $25,000; Your actual rate may be higher based on your credit history and requires direct deposit. Rates subject to change without notice. Maximum loan is $25,000 per signer.
As low as; Personal Loans
No additional details available.
No additional details available.
As Low As
Pawcatuck Personal Loan Rates
As Low As; *
As low as 7.99 % APR2
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As
As Low As; Special fixed
As Low As; Flexible terms to fit your budget; No prepayment penalties; Fixed monthly Payments; Single/Joint Life insurance available; Single/Joint Disability insurance available
As Low As
As Low As
As Low As
As low as
No additional details available.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
As Low As; Repayment Term per Thousand: $87.46
Credit Score: 720+
As Low As
No additional details available.
As Low As
As Low As; Repayment Term per Thousand: $45.92
Total loan amount cannot exceed $15,000.
As Low As; Repayment Term per Thousand: $32.15
As Low As
Note 3
As Low As
Credit Score: 680 - 719
As Low As; $4,000 and higher; Repayment Term per Thousand: $25.37
UP TO 10,000.00; As low as; CALL THE CREDIT UNION FOR RATE AND TERM INFO
Total loan amount cannot exceed $15,000.
As Low As
Total loan amount cannot exceed $15,000.
Total loan amount cannot exceed $15,000.
As Low As
Credit Score: 620 - 679
As low as; Personal Loans
As low as; Personal Loans
No additional details available.
As Low As
Pawcatuck Debt Consolidation Loan Rates
$500 Minimum Loan Amount
F
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; $10,000.00 maximum limit
As Low As
No additional details available.
F
Loan amount of $4,000 and higher
As Low As; ($4,000 and higher)
As Low As
F
F
As low as; Debt Consolidation Loans
As Low As
As Low As
Pawcatuck Signature Loan Rates
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
As Low As; 1,2
No additional details available.
No additional details available.
As Low As; $10,000.00 maximum single signature; Minimum loan $500.00
No additional details available.
No additional details available.
$500; As Low As; **
As low as
Signature (Unsecured Personal) Loans as Low as 10.50%
No additional details available.
No additional details available.
Pawcatuck, CT Personal Loan Rate Trends
Compare local Pawcatuck, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates rose 0.118 points over the past 7 days to 10.705% APR.
Connecticut signature loan rates currently average 9.395% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pawcatuck, Connecticut personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pawcatuck, Connecticut directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pawcatuck, Connecticut. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in CT.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Connecticut?
Are credit unions or banks better for personal loans in Pawcatuck, Connecticut?
What are the best personal loan rates in Pawcatuck, Connecticut?
- Charter Oak Federal Credit Union: 4.99% (New & Used Options 2020 - 2022 Loan)
- CorePlus Federal Credit Union: 6.99% (CT Smart E Loan)
- Mutual Security Credit Union: 4.69% (2025 or Newer (less than 5k miles) Loan)
- Dutch Point Credit Union: 4.75% (Prime Minus 2% APR* Loan)
- Manchester Municipal Federal Credit Union: 4.99% (5 year Loan)
Pawcatuck, Connecticut Rates & Resources
Personal Loan Calculators
