Best Personal Loan Rates in Newtown, Connecticut (CT) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Newtown, Connecticut include: Union Savings Bank (CT)Union Savings Bank (CT)1a Commerce Rd, Newtown, CT, 06470A+5.0 ★Texas Ratio: 4.81% offering Personal Loan (with Credit Score <740) at 11.99% APR, Metropolitan District Employees Credit UnionMetropolitan District Employees Credit UnionA5.0 ★Texas Ratio: 8.55% offering Short Term Loan at 5.00% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, and Cencap Federal Credit UnionCencap Federal Credit UnionF1.7 ★Texas Ratio: 54.83% offering Solar Loans at 5.75% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
Newtown has 1 local institution in our database, with personal loan rates as low as 11.99% APR from Union Savings Bank (CT) at 1a Commerce Rd, Newtown, CT, 06470. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Newtown, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Newtown, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
No additional details available.
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maximum of $5,000.00
No additional details available.
Use the money in your account as Collateral for a loan
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
No additional details available.
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$125,000
No Prepayment Penalty
No additional details available.
up to $300,000; As Low As
$125,000
up to $300,000; As Low As
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
As Low As; Special fixed up to 15 months!
As Low As
Borrow up to $5,000.00 for a term of one year.
MAX $5,000
No additional details available.
As Low As
$2,500 MAX
No additional details available.
No additional details available.
$125,000
up to $300,000; As Low As
As Low As; Loan terms up to 24 months; Borrow up to $5,000; Payments made directly to the Department of Revenue Services
up to $300,000; As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
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As Low As
As Low As; Fixed up to 36 months
As Low As
No additional details available.
Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
No additional details available.
No additional details available.
As Low As
As Low As
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As Low As
As Low As
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
As Low As
As Low As
No additional details available.
As Low As; Simplify your finances, tackle your goals, and achieve more.
As Low As; $10,000.00 maximum single signature
As Low As
No additional details available.
As Low As
Up to 65% LTV
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
Over $10,000 requires<br/> collateral/comaker
As Low As
Over $10,000 requires collateral/comaker
As Low As
As Low As
No additional details available.
Up to 65% LTV
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
No additional details available.
Up to 65% LTV
Fair Isaac Scores 730 plus (A plus)
As Low As
Up to $8,000.00 Max
No additional details available.
No additional details available.
Fair Isaac Scores: 730 +
As Low As
No additional details available.
As Low As
As Low As
As Low As
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Qualifying balance up to $20,000.00
No additional details available.
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
As Low As; (fixed)
As Low As
As Low As
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
$500 Minimum Loan Amount
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Total loan amount cannot exceed $15,000.
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed up to 60 months
As Low As
Fair Isaac Scores 680-729 (A)
Note 3
As Low As
No additional details available.
Fair Isaac Scores: 680-729
As Low As; for 48 Months!
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; ($500 up to $15,000)
No additional details available.
No additional details available.
No additional details available.
Fixed rates
As Low As; based on creditworthiness. Example: 12 monthly payments of $88.59 per $1,000 borrowed at 13.00% APR. This example is an estimate only and assumes all payments are made on time.
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As; Special fixed up to 15 months!
No additional details available.
No additional details available.
As Low As
As Low As; Fixed up to 36 months
As Low As
No additional details available.
As Low As; Simplify your finances, tackle your goals, and achieve more.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
No additional details available.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000. Sample repayment. Loan of $10,000, for 36 months, at 8.49% = payment of $315.69. Rates are subject to change without notice. APR= Annual Percentage Rate Rates are effective as of 01/13/26.
No additional details available.
As Low As
Up to $8,000.00 Max
No additional details available.
As Low As
No additional details available.
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Total loan amount cannot exceed $15,000.
As Low As
As Low As; Fixed up to 60 months
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
$500 Minimum Loan Amount
No additional details available.
As Low As
No additional details available.
As Low As
As Low As; $10,000.00 maximum limit; 5 Year Maximum Term
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; $10,000.00 maximum single signature
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; for 48 Months!
As Low As; ($500 up to $15,000)
No additional details available.
As Low As
Newtown, CT Personal Loan Rate Trends
Compare local Newtown, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates rose 0.285 points over the past 7 days to 10.798% APR.
Connecticut signature loan rates rose 0.471 points over the past 7 days to 10.655% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Connecticut?
Are credit unions or banks better for personal loans in Newtown, Connecticut?
What are the best personal loan rates in Newtown, Connecticut?
- Union Savings Bank (CT): 11.99% (Personal Loan (with Credit Score <740))
- Metropolitan District Employees Credit Union: 5.00% (Short Term Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Cencap Federal Credit Union: 5.75% (Solar Loans)
Personal Loan Calculators
