Best Personal Loan Rates in New Canaan, Connecticut (CT) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in New Canaan, Connecticut include: Bankwell BankBankwell Bank156 Cherry St, New Canaan, CT, 06840A-5.0 ★Texas Ratio: 15.53% offering eSpire Growth Loan at 5.99% APR, Greenwich Municipal Employees Federal Credit UnionGreenwich Municipal Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.08% offering Share Pledge Loans at 5.00% APR, Metropolitan District Employees Credit UnionMetropolitan District Employees Credit UnionA5.0 ★Texas Ratio: 8.55% offering Short Term Loan at 5.00% APR, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, and Stamford Healthcare Credit UnionStamford Healthcare Credit UnionA+5.0 ★Texas Ratio: 1.05% offering Maximum Loan Amount at 5.75% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
New Canaan has 1 local institution in our database, with personal loan rates as low as 5.99% APR from Bankwell Bank at 156 Cherry St, New Canaan, CT, 06840. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in New Canaan, Connecticut.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in New Canaan, Connecticut. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
No Prepayment Penalty
No additional details available.
Use the money in your account as Collateral for a loan
maximum of $5,000.00
No additional details available.
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
$125,000
up to $300,000; As Low As
up to $300,000; As Low As
$125,000
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
As Low As; Special fixed up to 15 months!
As Low As
Borrow up to $5,000.00 for a term of one year.
No additional details available.
As Low As
$2,500 MAX
No additional details available.
MAX $5,000
No additional details available.
$125,000
up to $300,000; As Low As
As Low As; Loan terms up to 24 months; Borrow up to $5,000; Payments made directly to the Department of Revenue Services
up to $300,000; As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Fixed up to 36 months
As Low As
No additional details available.
Maximum LTV 75%; 10 year amortization, 1/1 ARM 2% annual and 6% lifetime caps: Interest rate and payment amount is fixed for the first year, then is subject to change every year with caps of 2% per adjustment and 6% for the life of the loan.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
No additional details available.
As Low As; Simplify your finances, tackle your goals, and achieve more.
No additional details available.
As Low As
As Low As; $10,000.00 maximum single signature
No additional details available.
As Low As
As Low As
Up to 65% LTV
As Low As
As Low As
No additional details available.
No additional details available.
Over $10,000 requires<br/> collateral/comaker
As Low As
As Low As
Over $10,000 requires collateral/comaker
As Low As
No additional details available.
No additional details available.
As Low As
Up to 65% LTV
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000
Up to 65% LTV
Fair Isaac Scores 730 plus (A plus)
As Low As
No additional details available.
Up to $8,000.00 Max
Fair Isaac Scores: 730 +
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As; (fixed)
$0.00-$20,000.00
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
As Low As
As Low As
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
No additional details available.
As Low As
No additional details available.
$500 Minimum Loan Amount
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
Total loan amount cannot exceed $15,000.
As Low As; Fixed up to 60 months
As Low As
As Low As
As Low As
As Low As
Fair Isaac Scores 680-729 (A)
As Low As
Note 3
As Low As
No additional details available.
Fair Isaac Scores: 680-729
No additional details available.
As Low As; for 48 Months!
No additional details available.
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
Fixed rates
As Low As
As Low As; ($500 up to $15,000)
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As; based on creditworthiness. Example: 12 monthly payments of $88.59 per $1,000 borrowed at 13.00% APR. This example is an estimate only and assumes all payments are made on time.
As Low As; TERM UP TO 60 MONTHS CALL THE CREDIT UNION FOR RATE AND TERM INFO
As Low As
As Low As
As Low As
Five year pay back. Some restrictions may apply.
Total loan amount cannot exceed $15,000.
As Low As; Special fixed up to 15 months!
No additional details available.
No additional details available.
As Low As
As Low As; Fixed up to 36 months
As Low As
No additional details available.
As Low As; Simplify your finances, tackle your goals, and achieve more.
As Low As
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
As Low As
As Low As
No additional details available.
As Low As
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment. Maximum loan amount $15,000
Up to $8,000.00 Max
No additional details available.
As Low As
No additional details available.
Credit Score 700-850; Debt Ratio 42%; Max Loan $15,000; Co-Signer $20,000
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
Total loan amount cannot exceed $15,000.
As Low As
As Low As
As Low As
As Low As
As Low As; Fixed up to 60 months
As Low As
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; TERM UP TO 60 MONTHS CALL THE CREDIT UNION FOR RATE AND TERM INFO
As Low As
As Low As
Total loan amount cannot exceed $15,000.
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
Over $10,000 requires collateral/comaker
Over $10,000 requires<br/> collateral/comaker
$500 Minimum Loan Amount
No additional details available.
As Low As
No additional details available.
Five year pay back. Some restrictions may apply.
As Low As
As Low As; $10,000.00 maximum limit; 5 Year Maximum Term
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As; $10,000.00 maximum single signature
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; for 48 Months!
As Low As; ($500 up to $15,000)
No additional details available.
As Low As
As Low As
New Canaan, CT Personal Loan Rate Trends
Compare local New Canaan, CT personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut personal loan rates currently average 10.964% APR.
Connecticut signature loan rates currently average 11.121% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Connecticut?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Connecticut?
Are credit unions or banks better for personal loans in New Canaan, Connecticut?
What are the best personal loan rates in New Canaan, Connecticut?
- Bankwell Bank: 5.99% (eSpire Growth Loan)
- Greenwich Municipal Employees Federal Credit Union: 5.00% (Share Pledge Loans)
- Metropolitan District Employees Credit Union: 5.00% (Short Term Loan)
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Stamford Healthcare Credit Union: 5.75% (Maximum Loan Amount)
Personal Loan Calculators
