Best Personal Loan Rates in Westminster, Colorado (CO) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Westminster, Colorado include: Elevations Credit UnionElevations Credit Union4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315A+5.0 ★Texas Ratio: 1.22% offering Energy Loan at 6.99% APR, Ent Credit UnionEnt Credit Union14696 Delaware St, Westminster, CO, 80023A+5.0 ★Texas Ratio: 4.95% offering Personal Loan at 9.99% APR, Bellco Credit UnionBellco Credit Union12101 Huron St, Westminster, CO, 80234 3434A+5.0 ★Texas Ratio: 4.87% offering Personal Loan at 10.99% APR, Westminster Federal Credit UnionWestminster Federal Credit Union9053 Harlan St Ste 10, Westminster, CO, 80031 2908A5.0 ★Texas Ratio: 13.31% offering Unsecured Personal Loan at 11.99% APR, and Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Westminster has 4 local institutions in our database, with personal loan rates as low as 6.99% APR from Elevations Credit Union at 4750 W 120th Ave Unit 700, Westminster, CO, 80020 3315. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Westminster, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Westminster, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
Celebrate 89 Years with up to $8,900 at 8.90% APR*
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
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$5,000+
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Up to $4,999.99
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Up to $4,999.99
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Celebrate 89 Years with up to $8,900 at 8.90% APR*
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Westminster, CO Personal Loan Rate Trends
Compare local Westminster, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates fell 0.190 points over the past 7 days to 11.399% APR.
Colorado signature loan rates fell 0.392 points over the past 7 days to 10.123% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Westminster, Colorado?
What are the best personal loan rates in Westminster, Colorado?
- Elevations Credit Union: 6.99% (Energy Loan)
- Ent Credit Union: 9.99% (Personal Loan)
- Bellco Credit Union: 10.99% (Personal Loan)
- Westminster Federal Credit Union: 11.99% (Unsecured Personal Loan)
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
Personal Loan Calculators
