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Best Personal Loan Rates in Silverthorne, Colorado (CO) - May 2026

Current personal loan options available to borrowers in Silverthorne, Colorado include: Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, Denver Fire Department Federal Credit UnionDenver Fire Department Federal Credit UnionA+5.0 ★Texas Ratio: 0.21% offering Investment Property Loans at 6.00% APR, Northrop Grumman Federal Credit UnionNorthrop Grumman Federal Credit UnionA5.0 ★Texas Ratio: 8.91% offering Personal Signature Loan - Closed at 6.74% APR, and Fellowship Credit UnionFellowship Credit UnionA5.0 ★Texas Ratio: 10.92% offering Agriculture Loan (Operating) at 6.99% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Silverthorne borrowers have access to 33 lenders serving the Colorado area, with personal loan rates as low as 5.00% APR from Electrical Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Silverthorne, Colorado.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Silverthorne, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Credit Builder Loan
5.00%
APR5.00%
Last UpdatedMay 12, 2026
Details

No additional details available.

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Jumpstart (Apprentice) Loan
5.00%
APR5.00%
Last UpdatedMay 12, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
4-H Loans
5.75%
APR5.75%
Last UpdatedMay 12, 2026
Details

Up To $4000.00

Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Investment Property Loans
6.00%
APR6.00%
Last UpdatedMay 12, 2026
Details

No additional details available.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
APR6.74%
Last UpdatedMay 12, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Agriculture Loan (Operating)
6.99%
APR6.99%
Last UpdatedMay 12, 2026
Details

As Low As

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Energy Loan
6.99%
APR6.99%
Last UpdatedMay 12, 2026
Details

As Low As

San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Recreational Loans
7.00%
APR7.00%
Last UpdatedMay 12, 2026
Details

As Low As

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Energy Loan
7.49%
APR7.49%
Last UpdatedMay 12, 2026
Details

As Low As

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Everyday Geothermal System Loan
7.50%
APR7.50%
Last UpdatedMay 12, 2026
Details

As Low As

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Everyday Solar System Loan
7.50%
APR7.50%
Last UpdatedMay 12, 2026
Details

As Low As

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Energy Loan
7.74%
APR7.74%
Last UpdatedMay 12, 2026
Details

As Low As

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
RENU Energy Efficient Loan
7.74%
APR7.74%
Last UpdatedMay 12, 2026
Details

As Low As

Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
7.74%
APR7.74%
Last UpdatedMay 12, 2026
Details

No additional details available.

Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Mechanical Coverage Loan
7.75%
APR7.75%
Last UpdatedMay 12, 2026
Details

No additional details available.

Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Agriculture Loan (Equipment)
7.99%
APR7.99%
Last UpdatedMay 12, 2026
Details

As Low As

Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Agriculture Loan (Real Estate)
7.99%
APR7.99%
Last UpdatedMay 12, 2026
Details

As Low As

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Westerra Energy Efficient Loan
7.99%
APR7.99%
Last UpdatedMay 12, 2026
Details

As Low As

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.24%
APR8.24%
Last UpdatedMay 12, 2026
Details

As Low As

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Energy Loan
8.24%
APR8.24%
Last UpdatedMay 12, 2026
Details

As Low As

On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Unsecured
8.45%
APR8.45%
Last UpdatedMay 12, 2026
Details

As Low As

HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 12, 2026
Details

As Low As

Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 12, 2026
Details

As Low As

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.74%
APR8.74%
Last UpdatedMay 12, 2026
Details

As Low As

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Energy Loan Solar PV only
8.74%
APR8.74%
Last UpdatedMay 12, 2026
Details

As Low As

Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Signature Loan
8.75%
APR8.75%
Last UpdatedMay 12, 2026
Details

As Low As; Regular Signature Loan

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
8.75%
APR8.75%
Last UpdatedMay 12, 2026
Details

As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.

Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Signature Loan
8.90%
APR8.90%
Last UpdatedMay 12, 2026
Details

Celebrate 89 Years with up to $8,900 at 8.90% APR*

Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Personal Construction Loan
8.90%
APR8.90%
Last UpdatedMay 12, 2026
Details

No additional details available.

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
8.99%
APR8.99%
Last UpdatedMay 12, 2026
Details

As Low As

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
Construction Loan
9.21%
APR9.21%
Last UpdatedMay 12, 2026
Details

No additional details available.

Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
9.24%
APR9.24%
Last UpdatedMay 12, 2026
Details

No additional details available.

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
9.25%
APR9.25%
Last UpdatedMay 12, 2026
Details

As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedMay 12, 2026
Details

As Low As

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
Unsecured Clean Energy Loan
9.49%
APR9.49%
Last UpdatedMay 12, 2026
Details

As Low As

Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
9.50%
APR9.50%
Last UpdatedMay 12, 2026
Details

As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.

Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
9.74%
APR9.74%
Last UpdatedMay 12, 2026
Details

No additional details available.

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Other Collateral Loans
9.75%
APR9.75%
Last UpdatedMay 12, 2026
Details

As Low As

San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 12, 2026
Details

As Low As

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

$5,000+

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

As Low As

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loans
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

As Low As; Your credit score will determine your rate, maximum loan amount and term.

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
E-Bike Loan
10.00%
APR10.00%
Last UpdatedMay 12, 2026
Details

As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.

Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Signature Loan
10.00%
APR10.00%
Last UpdatedMay 12, 2026
Details

As Low As

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Unsecured
10.24%
APR10.24%
Last UpdatedMay 12, 2026
Details

As Low As

Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
10.24%
APR10.24%
Last UpdatedMay 12, 2026
Details

No additional details available.

Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
Unsecured
10.25%
APR10.25%
Last UpdatedMay 12, 2026
Details

As Low As

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.49%
APR10.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Personal Loan - Fixed
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

As Low As

Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
Unsecured / Personal
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

As Low As

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
UNSECURED/PERSONAL
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

As Low As

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Personal Loans
11.00%
APR11.00%
Last UpdatedMay 12, 2026
Details

As Low As

Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
Signature Loan
11.00%
APR11.00%
Last UpdatedMay 12, 2026
Details

No additional details available.

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Personal Loans
11.00%
APR11.00%
Last UpdatedMay 12, 2026
Details

As Low As

Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature
11.20%
APR11.20%
Last UpdatedMay 12, 2026
Details

As Low As

Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Personal Loans
11.24%
APR11.24%
Last UpdatedMay 12, 2026
Details

No additional details available.

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
11.49%
APR11.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
APR11.49%
Last UpdatedMay 12, 2026
Details

As Low As

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Options Loan
11.75%
APR11.75%
Last UpdatedMay 12, 2026
Details

No additional details available.

Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedMay 12, 2026
Details

As Low As

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
11.99%
APR11.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
APR12.00%
Last UpdatedMay 12, 2026
Details

As Low As

Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
Signature Loan
12.00%
APR12.00%
Last UpdatedMay 12, 2026
Details

As Low As

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
Personal Advances
12.99%
APR12.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 12, 2026
Details

Up to $4,999.99

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
APR13.00%
Last UpdatedMay 12, 2026
Details

As Low As

Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
Unsecured Personal
13.99%
APR13.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Loans less than
16.00%
APR16.00%
Last UpdatedMay 12, 2026
Details

$1500

Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Rockies Rapid Cash Loan
16.00%
APR16.00%
Last UpdatedMay 12, 2026
Details

No additional details available.

HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Loans less than
16.00%
APR16.00%
Last UpdatedMay 12, 2026
Details

$1500

Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
Freedom Loan
21.00%
APR21.00%
Last UpdatedMay 12, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
7.74%
APR7.74%
Last UpdatedMay 12, 2026
Details

No additional details available.

Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
9.24%
APR9.24%
Last UpdatedMay 12, 2026
Details

No additional details available.

Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Personal Loans
9.49%
APR9.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
9.74%
APR9.74%
Last UpdatedMay 12, 2026
Details

No additional details available.

San Juan Mountains Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
Personal Loans
9.75%
APR9.75%
Last UpdatedMay 12, 2026
Details

As Low As

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

As Low As

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

$5,000+

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
Personal Loan
10.24%
APR10.24%
Last UpdatedMay 12, 2026
Details

No additional details available.

Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

As Low As

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Personal Loan - Fixed
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.

Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Personal Loan
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

As Low As

Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Personal Loans
11.00%
APR11.00%
Last UpdatedMay 12, 2026
Details

As Low As

Red Rocks Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
Personal Loans
11.00%
APR11.00%
Last UpdatedMay 12, 2026
Details

As Low As

Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
Personal Loans
11.24%
APR11.24%
Last UpdatedMay 12, 2026
Details

No additional details available.

Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
APR11.49%
Last UpdatedMay 12, 2026
Details

As Low As

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
11.49%
APR11.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
Unsecured Personal Loan
11.99%
APR11.99%
Last UpdatedMay 12, 2026
Details

As Low As

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
11.99%
APR11.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
12.49%
APR12.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 12, 2026
Details

Up to $4,999.99

Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
Personal Loan
12.99%
APR12.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

No debt consolidation personal loan rates found in Silverthorne, CO currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
APR6.74%
Last UpdatedMay 12, 2026
Details

As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.

Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 12, 2026
Details

As Low As

HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Signature Loan
8.50%
APR8.50%
Last UpdatedMay 12, 2026
Details

As Low As

Pueblo Government Agencies Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.35%
Signature Loan
8.75%
APR8.75%
Last UpdatedMay 12, 2026
Details

As Low As; Regular Signature Loan

Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
Signature Loan
8.90%
APR8.90%
Last UpdatedMay 12, 2026
Details

Celebrate 89 Years with up to $8,900 at 8.90% APR*

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
APR9.49%
Last UpdatedMay 12, 2026
Details

As Low As

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature Loans
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

As Low As; Your credit score will determine your rate, maximum loan amount and term.

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Signature/Personal Loan
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
9.99%
APR9.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
Signature Loan
10.00%
APR10.00%
Last UpdatedMay 12, 2026
Details

As Low As

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.49%
APR10.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
10.99%
APR10.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Space Age Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.16%
Signature Loan
11.00%
APR11.00%
Last UpdatedMay 12, 2026
Details

No additional details available.

Community Choice Credit Union Commerce City, CO
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Signature
11.20%
APR11.20%
Last UpdatedMay 12, 2026
Details

As Low As

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
11.49%
APR11.49%
Last UpdatedMay 12, 2026
Details

No additional details available.

Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Signature Loan (Personal Loan)
11.49%
APR11.49%
Last UpdatedMay 12, 2026
Details

As Low As

Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
Personal Term Loans (Unsecured/Signature)
11.99%
APR11.99%
Last UpdatedMay 12, 2026
Details

No additional details available.

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Large
12.00%
APR12.00%
Last UpdatedMay 12, 2026
Details

As Low As

Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
Signature Loan
12.00%
APR12.00%
Last UpdatedMay 12, 2026
Details

As Low As

Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
Signature Loan - Small
13.00%
APR13.00%
Last UpdatedMay 12, 2026
Details

As Low As

No home improvement personal loan rates found in Silverthorne, CO currently.

Silverthorne, CO Personal Loan Rate Trends

Compare local Silverthorne, CO personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Colorado Personal Loan Trends →
Personal Loan — CO Avg
11.562%
▼ 0.027 vs 7 days ago

Colorado personal loan rates fell 0.027 points over the past 7 days to 11.562% APR.

Signature Loan — CO Avg
10.361%
▼ 0.154 vs 7 days ago

Colorado signature loan rates fell 0.154 points over the past 7 days to 10.361% APR.

As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Colorado?

Most lenders in Silverthorne, Colorado require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Colorado often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Silverthorne, Colorado require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Colorado?

Yes. Debt consolidation is one of the most common uses of personal loans in Silverthorne, Colorado. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Silverthorne, Colorado?

Credit unions in Silverthorne, Colorado often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Silverthorne, Colorado?

  • Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
  • Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
  • Denver Fire Department Federal Credit Union: 6.00% (Investment Property Loans)
  • Northrop Grumman Federal Credit Union: 6.74% (Personal Signature Loan - Closed)
  • Fellowship Credit Union: 6.99% (Agriculture Loan (Operating))
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Silverthorne, Colorado. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026.