Best Personal Loan Rates in Cimarron, Colorado (CO) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Cimarron, Colorado include: Electrical Federal Credit UnionElectrical Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR, Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR, Denver Fire Department Federal Credit UnionDenver Fire Department Federal Credit UnionA+5.0 ★Texas Ratio: 0.21% offering Investment Property Loans at 6.00% APR, Fellowship Credit UnionFellowship Credit UnionA5.0 ★Texas Ratio: 10.92% offering Agriculture Loan (Operating) at 6.99% APR, and Elevations Credit UnionElevations Credit UnionA+5.0 ★Texas Ratio: 1.22% offering Energy Loan at 6.99% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Cimarron borrowers have access to 32 lenders serving the Colorado area, with personal loan rates as low as 5.00% APR from Electrical Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Cimarron, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Cimarron, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
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Regular APR: 7.75%-21.00%
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Regular APR: 11.75%-21.00%
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Regular APR: 21.00%-21.00%
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$5,000+
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Cimarron, CO Personal Loan Rate Trends
Compare local Cimarron, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates rose 0.159 points over the past 7 days to 11.589% APR.
Colorado signature loan rates fell 1.479 points over the past 7 days to 10.515% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Cimarron, Colorado?
What are the best personal loan rates in Cimarron, Colorado?
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
- Denver Fire Department Federal Credit Union: 6.00% (Investment Property Loans)
- Fellowship Credit Union: 6.99% (Agriculture Loan (Operating))
- Elevations Credit Union: 6.99% (Energy Loan)
Personal Loan Calculators
