Best Personal Loan Rates in Arvada, Colorado (CO) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Arvada, Colorado include: Electrical Federal Credit UnionElectrical Federal Credit Union5080 W 60th Ave, Arvada, CO, 80003 6919A+5.0 ★Texas Ratio: 1.71% offering Credit Builder Loan at 5.00% APR, Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO, 80003A+5.0 ★Texas Ratio: 3.61% offering RENU Energy Efficient Loan at 7.74% APR, On Tap Credit UnionOn Tap Credit Union5675 Olde Wadsworth Blvd, Arvada, CO, 80002A5.0 ★Texas Ratio: 9.08% offering Unsecured at 8.45% APR, Credit Union Of ColoradoCredit Union Of Colorado8770 Wadsworth Blvd Unit R, Arvada, CO, 80003A+5.0 ★Texas Ratio: 4.15% offering Other Collateral Loans at 9.75% APR, and Holyoke Community Federal Credit UnionHolyoke Community Federal Credit UnionA+5.0 ★Texas Ratio: 2.92% offering 4-H Loans at 5.75% APR. Personal loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Arvada has 4 local institutions in our database, with personal loan rates as low as 5.00% APR from Electrical Federal Credit Union at 5080 W 60th Ave, Arvada, CO, 80003 6919. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Arvada, Colorado.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Arvada, Colorado. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 12, 2026
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Up To $4000.00
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
Celebrate 89 Years with up to $8,900 at 8.90% APR*
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
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As Low As; Rates are rounded up to the nearest 0.25%; Rates shown include a 2.00% discount for automatic loan payments.; Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics.
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$5,000+
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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Up to 60 months. Minimum payment of $25. Payment example for 60-month loan @ 10.99% APR: 60 payments of $10.87 per $500 borrowed.
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As Low As; Your credit score will determine your rate, maximum loan amount and term.
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As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
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Arvada, CO Personal Loan Rate Trends
Compare local Arvada, CO personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Colorado personal loan rates fell 0.190 points over the past 7 days to 11.399% APR.
Colorado signature loan rates fell 0.238 points over the past 7 days to 10.123% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Colorado?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Colorado?
Are credit unions or banks better for personal loans in Arvada, Colorado?
What are the best personal loan rates in Arvada, Colorado?
- Electrical Federal Credit Union: 5.00% (Credit Builder Loan)
- Westerra Credit Union: 7.74% (RENU Energy Efficient Loan)
- On Tap Credit Union: 8.45% (Unsecured)
- Credit Union Of Colorado: 9.75% (Other Collateral Loans)
- Holyoke Community Federal Credit Union: 5.75% (4-H Loans)
Personal Loan Calculators
