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Best Personal Loan Rates in Tuluksak, Alaska (AK) - April 2026

Current personal loan options available to borrowers in Tuluksak, Alaska include: TONGASSTONGASSA+5.0 ★Texas Ratio: 0.00% offering Heat Pump Loans (Juneau & Sitka only) at 5.50% APR, Alaska Air Group Federal Credit UnionAlaska Air Group Federal Credit UnionA+5.0 ★Texas Ratio: 0.33% offering Credit Builder Loans at 6.00% APR, First Bank Ketchikan, AKFirst Bank Ketchikan, AKA+5.0 ★Texas Ratio: 2.24% offering Improved Real Estate Loan at 7.36% APR, TRUE NORTHTRUE NORTHA+5.0 ★Texas Ratio: 0.00% offering Lot Loans Improved Lots at 8.69% APR, and ADVANCIALADVANCIALA+5.0 ★Texas Ratio: 0.31% offering Signature at 9.90% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.

Tuluksak borrowers have access to 10 lenders serving the Alaska area, with personal loan rates as low as 5.50% APR from TONGASS. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Tuluksak, Alaska.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Tuluksak, Alaska. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Heat Pump Loans (Juneau & Sitka only)
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Credit Builder Loans
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

flexible repayment

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Airplane Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As; *up to 180 months

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Improved Real Estate Loan
7.36%
APR7.36%
Last UpdatedApril 5, 2026
Details

As Low As

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Lot Loans
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Equity Plus Loan
7.88%
APR7.88%
Last UpdatedApril 5, 2026
Details

As Low As

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Land Loan
7.95%
APR7.95%
Last UpdatedApril 5, 2026
Details

As Low As

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Equity Plus Lot Loan
8.23%
APR8.23%
Last UpdatedApril 5, 2026
Details

As Low As

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Lot Loans
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Lot Loans Improved Lots
8.69%
APR8.69%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum Loan to Value: 75%; Maximum Loan Amount: $200,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Signature Loans
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

As Low As; On approval of credit, restrictions apply.

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature
9.90%
APR9.90%
Last UpdatedApril 5, 2026
Details

As Low As; Rates as low as 9.90%

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Lot Loans Unimproved Lots
9.90%
APR9.90%
Last UpdatedApril 5, 2026
Details

As Low As; Maximum Loan to Value: 70%; Maximum Loan Amount: $125,000; Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As; *up to 60 months

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Construction Loan up to 12 months
10.72%
APR10.72%
Last UpdatedApril 5, 2026
Details

As Low As

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Personal Lines of Credit
11.30%
APR11.30%
Last UpdatedApril 5, 2026
Details

As Low As; On approval of credit, restrictions apply.

NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.35%
APR11.35%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 months (APR may vary)

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Signature
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

$15,000 limit

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
11.65%
APR11.65%
Last UpdatedApril 5, 2026
Details

No additional details available.

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
11.65%
APR11.65%
Last UpdatedApril 5, 2026
Details

As Low As

MAC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
Personal
11.99%
APR11.99%
Last UpdatedApril 5, 2026
Details

As Low As

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Unsecured Loan
12.72%
APR12.72%
Last UpdatedApril 5, 2026
Details

As Low As

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
SMART Loan
18.00%
APR18.00%
Last UpdatedApril 5, 2026
Details

Up to 6 months / $20 Application Fee

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
Quick Loan
24.00%
APR24.00%
Last UpdatedApril 5, 2026
Details

Quick loans can be used for braces, sports equipment/uniforms, musical instruments, consolidation, vacations, insurance deductibles, you name it. Borrow between $200 and $2,000. The rate is a set rate for everyone who is approved. Other terms and conditions may apply.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Credit Union 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
Personal Loan
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

As Low As; Borrow between $200 and $20,000. Consumer loan interest rates are best rates on approved credit, stated as Annual Percentage Rate (APR). Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Other terms and conditions may apply.

TRUE NORTH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Personal Loans
11.65%
APR11.65%
Last UpdatedApril 5, 2026
Details

As Low As

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

No debt consolidation personal loan rates found in Tuluksak, AK currently.
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Signature Loans
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

As Low As; On approval of credit, restrictions apply.

ADVANCIAL
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
Signature
9.90%
APR9.90%
Last UpdatedApril 5, 2026
Details

As Low As; Rates as low as 9.90%

Alaska Air Group Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
Signature Loan
10.00%
APR10.00%
Last UpdatedApril 5, 2026
Details

As Low As; *up to 60 months

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
10.99%
APR10.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

NORTHERN SKIES
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
Signature
11.35%
APR11.35%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 months (APR may vary)

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature (Unsecured) Loans Closed-End Personal Loan
11.49%
APR11.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Alaska District Engineers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
Signature
11.50%
APR11.50%
Last UpdatedApril 5, 2026
Details

$15,000 limit

TONGASS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Signature Loan
11.65%
APR11.65%
Last UpdatedApril 5, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature (Unsecured) Loans Closed-End Personal Loan
18.00%
APR18.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

No home improvement personal loan rates found in Tuluksak, AK currently.

Tuluksak, AK Personal Loan Rate Trends

Compare local Tuluksak, AK personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alaska Personal Loan Trends →
Personal Loan — AK Avg
10.626%

Alaska personal loan rates currently average 10.626% APR.

Signature Loan — AK Avg
11.121%

Alaska signature loan rates currently average 11.121% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Alaska?

Most lenders in Tuluksak, Alaska require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Alaska often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Tuluksak, Alaska require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Alaska?

Yes. Debt consolidation is one of the most common uses of personal loans in Tuluksak, Alaska. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Tuluksak, Alaska?

Credit unions in Tuluksak, Alaska often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Tuluksak, Alaska?

  • TONGASS: 5.50% (Heat Pump Loans (Juneau & Sitka only))
  • Alaska Air Group Federal Credit Union: 6.00% (Credit Builder Loans)
  • First Bank Ketchikan, AK: 7.36% (Improved Real Estate Loan)
  • TRUE NORTH: 8.69% (Lot Loans Improved Lots)
  • ADVANCIAL: 9.90% (Signature)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Tuluksak, Alaska. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 4, 2026.