Mortgage Rates Jerome, Arkansas (AR) for April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current 30-year fixed mortgage rates in Jerome, Arkansas include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% at 6.38%, Intrust BankIntrust BankA+5.0 ★Texas Ratio: 2.46% at 6.38%, Carter Federal Credit UnionCarter Federal Credit UnionD3.6 ★Texas Ratio: 31.89% at 6.50%, TruistTruistA+5.0 ★Texas Ratio: 3.63% at 6.49%, and U.S. BankU.S. BankA5.0 ★Texas Ratio: 6.46% at 6.62%. Mortgage rates as of April 4, 2026 according to verified data from MonitorBankRates.
Jerome borrowers have access to 6 lenders serving the Arkansas area, with mortgage rates as low as 6.38% from Baxter Credit Union. Use the tabs below to compare available loan types. Rates are continually updated — we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Arkansas borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 4, 2026
Compare Mortgage Rates Today in Jerome, Arkansas & the Surrounding Area
As Low As; POINTS MAY APPLY
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; POINTS MAY APPLY
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Advertised rate of Jumbo 3/1 ARM are based on a $1,000,000 loan amount.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Advertised rate of Jumbo 30-year fixed rate are based on a $1,000,000 loan amount.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Jerome, AR Mortgage Rate Trends
Compare local Jerome, AR mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas 30-year fixed rates fell 0.100 points over the past 7 days to 6.638%.
Arkansas 15-year fixed rates fell 0.012 points over the past 7 days to 5.975%.
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Jerome, Arkansas directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Jerome, Arkansas. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in AR.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Jerome, Arkansas
How does my credit score affect my rate in Arkansas?
What is a 30-Year Fixed Mortgage?
What are closing costs in Arkansas?
Should I lock my mortgage rate?
What is an Adjustable-Rate Mortgage (ARM)?
What is a Jumbo Loan in Jerome, Arkansas?
Do I need 20% down to buy a house in Arkansas?
What is the difference between Interest Rate and APR?
How do I find the best lender in Jerome, Arkansas?
What are the best Mortgage rates in Jerome, Arkansas?
- Baxter Credit Union: 6.38% (30-Year Fixed Mortgage)
- Intrust Bank: 6.38% (30-Year Fixed)
- Carter Federal Credit Union: 6.50% (30 Year Fixed)
- Truist: 6.49% (30-Year Fixed)
- U.S. Bank: 6.62% (30-year fixed refinance)
