Mortgage Rates Anthem, Arizona (AZ) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Anthem, Arizona. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Anthem, Arizona include Mountain America Federal Credit UnionMountain America Federal Credit UnionA5.0 ★Texas Ratio: 11.38% at 6.12%, America First Federal Credit UnionAmerica First Federal Credit UnionA5.0 ★Texas Ratio: 8.12% at 6.12%, Desert Financial Credit UnionDesert Financial Credit UnionA+5.0 ★Texas Ratio: 1.59% at 6.25%, Credit Union of Southern California Credit UnionCredit Union of Southern California Credit UnionA+5.0 ★Texas Ratio: 2.57% at 6.50%, and U.S. BankU.S. BankA5.0 ★Texas Ratio: 6.46% at 6.62%. Mortgage rates as of April 6, 2026 according to verified data from MonitorBankRates.
Anthem borrowers have access to 11 lenders serving the Arizona area, with mortgage rates as low as 6.12% from Mountain America Federal Credit Union. Use the tabs below to compare available loan types. Rates are continually updated — we recommend checking back frequently.
Mortgage Rates reflect actual verified offers from lenders actively lending to Arizona borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026
Compare Mortgage Rates Today in Anthem, Arizona & the Surrounding Area
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
30-year fixed (new purchase)
6.12%
6.25%
▼
Rate6.12%
APR6.25%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
30 Year Fixed
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points0.500
UpdatedApr 6, 2026
Details
As Low As
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi 30 Year Fixed Rate
6.25%
6.40%
▼
Rate6.25%
APR6.40%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase 30 Year Fixed Rate
6.25%
6.42%
▼
Rate6.25%
APR6.42%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
30-Year Fixed
6.50%
6.52%
▼
Rate6.50%
APR6.52%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
30-Year Fixed
6.50%
6.55%
▼
Rate6.50%
APR6.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year fixed refinance
30-year
6.62%
6.78%
▼
Rate6.62%
APR6.78%
Points0.000
UpdatedMar 29, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
30-Year Fixed Rate 30 Day Lock - 1% Point
30
6.50%
6.80%
▼
Rate6.50%
APR6.80%
Points1.000
UpdatedApr 5, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
30 Year Fixed
30 Year
6.75%
6.84%
▼
Rate6.75%
APR6.84%
Points-0.375
UpdatedApr 6, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
30-Year Fixed High Balance
7.12%
7.16%
▼
Rate7.12%
APR7.16%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
15-year fixed (new purchase)
5.38%
5.59%
▼
Rate5.38%
APR5.59%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
15 Year Fixed
5.50%
5.71%
▼
Rate5.50%
APR5.71%
Points0.375
UpdatedApr 6, 2026
Details
As Low As
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi 15 Year Fixed Rate
5.62%
5.88%
▼
Rate5.62%
APR5.88%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
15 Year Fixed
15 Year
5.75%
5.90%
▼
Rate5.75%
APR5.90%
Points-0.250
UpdatedApr 6, 2026
Details
As Low As
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase 15 Year Fixed Rate
5.62%
5.90%
▼
Rate5.62%
APR5.90%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
15-Year Fixed
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
15-Year Fixed
5.88%
5.95%
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
15-Year Fixed Rate 30 Day Lock - 1% Point
15
5.75%
6.22%
▼
Rate5.75%
APR6.22%
Points1.000
UpdatedApr 5, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
15-Year Fixed High Balance
6.50%
6.55%
▼
Rate6.50%
APR6.55%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/1 ARM
5.38%
5.40%
▼
Rate5.38%
APR5.40%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
5/1 ARM
5.38%
5.42%
▼
Rate5.38%
APR5.42%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7/6 ARM Jumbo
5.38%
5.48%
▼
Rate5.38%
APR5.48%
Points1.000
UpdatedMar 24, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/5 ARM
5.50%
5.52%
▼
Rate5.50%
APR5.52%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
5/5 ARM
5.50%
5.54%
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Jumbo Adjustable Rate Mortgage (ARM) Rate 7/1 ARM
5.62%
5.65%
▼
Rate5.62%
APR5.65%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
7/1 ARM
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
5/1 ARM
5/1 ARM
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5/5 ARM Conforming
5.25%
6.06%
▼
Rate5.25%
APR6.06%
Points1.125
UpdatedMar 24, 2026
Details
As Low As
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi Jumbo 7/6 ARM
5.38%
6.10%
▼
Rate5.38%
APR6.10%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase Jumbo 7/6 ARM
5.38%
6.11%
▼
Rate5.38%
APR6.11%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
7/1 ARM
7/1 ARM
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedMar 25, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi 7/6 ARM
5.38%
6.14%
▼
Rate5.38%
APR6.14%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
5/1 ARM
5.62%
6.14%
▼
Rate5.62%
APR6.14%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase 7/6 ARM
5.38%
6.15%
▼
Rate5.38%
APR6.15%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Jumbo 5/1 ARM
5.75%
6.15%
▼
Rate5.75%
APR6.15%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi Jumbo 5/6 ARM
5.12%
6.17%
▼
Rate5.12%
APR6.17%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
3/1 ARM
5.50%
6.17%
▼
Rate5.50%
APR6.17%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase Jumbo 5/6 ARM
5.12%
6.17%
▼
Rate5.12%
APR6.17%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi 5/6 ARM
5.12%
6.20%
▼
Rate5.12%
APR6.20%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Jumbo 3/1 ARM
5.63%
6.21%
▼
Rate5.63%
APR6.21%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase 5/6 ARM
5.12%
6.21%
▼
Rate5.12%
APR6.21%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
10/6 Adjustable-rate mortgage
5.88%
6.26%
▼
Rate5.88%
APR6.26%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
7/1 ARM
6.12%
6.27%
▼
Rate6.12%
APR6.27%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Jumbo 7/1 ARM
6.13%
6.27%
▼
Rate6.13%
APR6.27%
Points0.000
UpdatedApr 6, 2026
Details
No additional details available.
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
7/6 Adjustable-rate mortgage
5.75%
6.31%
▼
Rate5.75%
APR6.31%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
5/6 ARM Conforming
4.88%
6.32%
▼
Rate4.88%
APR6.32%
Points1.125
UpdatedMar 24, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7/6 ARM Conforming
5.12%
6.36%
▼
Rate5.12%
APR6.36%
Points1.125
UpdatedMar 24, 2026
Details
As Low As
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
5/6 Adjustable-rate mortgage
5.62%
6.36%
▼
Rate5.62%
APR6.36%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.42%
▼
Rate6.00%
APR6.42%
Points0.995
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.42%
▼
Rate5.88%
APR6.42%
Points0.915
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
5/1 yr Jumbo adjustable-rate mortgage (ARM) loans
5/1 yr
6.00%
6.45%
▼
Rate6.00%
APR6.45%
Points0.665
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
7/1 yr Jumbo adjustable-rate mortgage (ARM) loans
7/1 yr
6.12%
6.46%
▼
Rate6.12%
APR6.46%
Points0.745
UpdatedMar 29, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
15/5 ARM
6.25%
6.50%
▼
Rate6.25%
APR6.50%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.51%
▼
Rate6.25%
APR6.51%
Points0.920
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.38%
6.55%
▼
Rate6.38%
APR6.55%
Points0.975
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10/1 yr Jumbo adjustable-rate mortgage (ARM) loans
10/1 yr
6.38%
6.57%
▼
Rate6.38%
APR6.57%
Points0.670
UpdatedMar 29, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Jumbo Adjustable Rate Loans 15/5 ARM
6.50%
6.59%
▼
Rate6.50%
APR6.59%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
6.50%
6.62%
▼
Rate6.50%
APR6.62%
Points0.978
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
7/6 mo Conforming adjustable-rate mortgage (ARM) loans
7/6 mo
6.75%
6.80%
▼
Rate6.75%
APR6.80%
Points1.458
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
10/6 mo Conforming adjustable-rate mortgage (ARM) loans
10/6 mo
6.75%
6.84%
▼
Rate6.75%
APR6.84%
Points1.268
UpdatedMar 29, 2026
Details
No additional details available.
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.38%
7/6 First-time homebuyer Adjustable-rate mortgage
6.75%
6.87%
▼
Rate6.75%
APR6.87%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
7/1 ARM
6.88%
6.90%
▼
Rate6.88%
APR6.90%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Jumbo Adjustable Rate Loans 7/1 ARM
7.12%
6.90%
▼
Rate7.12%
APR6.90%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
Jumbo Adjustable Rate Loans 10/1 ARM
7.25%
7.08%
▼
Rate7.25%
APR7.08%
Points0.000
UpdatedApr 5, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi Jumbo 15 Year Fixed Rate
5.62%
5.84%
▼
Rate5.62%
APR5.84%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase Jumbo 15 Year Fixed Rate
5.62%
5.85%
▼
Rate5.62%
APR5.85%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year Jumbo
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points1.000
UpdatedMar 24, 2026
Details
As Low As
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
30 Year Jumbo
30 Year
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.750
UpdatedMar 25, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
15-Year Jumbo
6.00%
6.26%
▼
Rate6.00%
APR6.26%
Points1.000
UpdatedApr 5, 2026
Details
30 Day Lock
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi Jumbo 30 Year Fixed Rate
6.25%
6.37%
▼
Rate6.25%
APR6.37%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
10-Year Jumbo
6.00%
6.37%
▼
Rate6.00%
APR6.37%
Points1.000
UpdatedApr 5, 2026
Details
30 Day Lock
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase Jumbo 30 Year Fixed Rate
6.25%
6.38%
▼
Rate6.25%
APR6.38%
Points1.000
UpdatedMar 25, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA jumbo purchase loan
6.12%
6.45%
▼
Rate6.12%
APR6.45%
Points0.877
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 15-year
15-year
6.38%
6.64%
▼
Rate6.38%
APR6.64%
Points0.795
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15-year Jumbo loans
15-year
6.38%
6.66%
▼
Rate6.38%
APR6.66%
Points0.920
UpdatedMar 29, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
20-Year Jumbo
6.50%
6.72%
▼
Rate6.50%
APR6.72%
Points1.000
UpdatedApr 5, 2026
Details
30 Day Lock
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 20-year
20-year
6.50%
6.72%
▼
Rate6.50%
APR6.72%
Points0.890
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Jumbo loans 30-year
30-year
6.62%
6.79%
▼
Rate6.62%
APR6.79%
Points0.840
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Jumbo loans
30-year
6.62%
6.80%
▼
Rate6.62%
APR6.80%
Points0.965
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
20-year Jumbo loans
20-year
6.62%
6.82%
▼
Rate6.62%
APR6.82%
Points0.640
UpdatedMar 29, 2026
Details
No additional details available.
Notre Dame Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
30-Year Jumbo
6.75%
6.92%
▼
Rate6.75%
APR6.92%
Points1.000
UpdatedApr 5, 2026
Details
30 Day Lock
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
30 Year FHA
30 Year
5.49%
5.77%
▼
Rate5.49%
APR5.77%
Points1.750
UpdatedMar 25, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
FHA 30 Year
5.62%
6.44%
▼
Rate5.62%
APR6.44%
Points0.250
UpdatedApr 6, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year FHA
5.62%
6.46%
▼
Rate5.62%
APR6.46%
Points1.000
UpdatedMar 24, 2026
Details
As Low As
Zions Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
30-Year Fixed FHA Loan
30
5.75%
6.55%
▼
Rate5.75%
APR6.55%
Points0.000
UpdatedMar 22, 2026
Details
Advertised APR assumes excellent credit. Your APR may be higher.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Purchase FHA 30 Year Fixed
5.75%
6.64%
▼
Rate5.75%
APR6.64%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
Mortgage Refi FHA 30 Year Fixed
5.75%
6.64%
▼
Rate5.75%
APR6.64%
Points1.125
UpdatedMar 25, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
7.00%
▼
Rate6.12%
APR7.00%
Points0.716
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Federal Housing Administration (FHA) loans
30-year
6.12%
7.01%
▼
Rate6.12%
APR7.01%
Points0.841
UpdatedMar 29, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Utah Housing FHA
6.50%
7.33%
▼
Rate6.50%
APR7.33%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
15 Year VA
15 Year
5.12%
5.89%
▼
Rate5.12%
APR5.89%
Points1.875
UpdatedMar 25, 2026
Details
No additional details available.
Credit Union West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
30 Year VA
30 Year
5.62%
6.07%
▼
Rate5.62%
APR6.07%
Points1.750
UpdatedMar 25, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
VA 30 Year
5.62%
6.11%
▼
Rate5.62%
APR6.11%
Points0.500
UpdatedApr 6, 2026
Details
As Low As
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year VA
5.75%
6.18%
▼
Rate5.75%
APR6.18%
Points1.250
UpdatedMar 24, 2026
Details
As Low As
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA purchase loan
6.00%
6.34%
▼
Rate6.00%
APR6.34%
Points1.072
UpdatedMar 29, 2026
Details
No additional details available.
USAA Federal Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.77%
VA cash-out refinance loan
6.00%
6.47%
▼
Rate6.00%
APR6.47%
Points1.133
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.51%
▼
Rate6.12%
APR6.51%
Points0.966
UpdatedMar 29, 2026
Details
No additional details available.
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
30-year Veterans Affairs (VA) loans
30-year
6.25%
6.62%
▼
Rate6.25%
APR6.62%
Points0.849
UpdatedMar 29, 2026
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
6.49%
7.01%
▼
Rate6.49%
APR7.01%
Points0.000
UpdatedApr 6, 2026
Details
As Low As
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
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Mortgage Calculators
Anthem, AZ Mortgage Rate Trends
Compare local Anthem, AZ mortgage rate quotes against the statewide average
Daily mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — AZ Avg
6.516%
▼ 0.084 vs 7 days ago
Arizona 30-year fixed rates fell 0.084 points over the past 7 days to 6.516%.
15-Year Fixed — AZ Avg
5.881%
▼ 0.037 vs 7 days ago
Arizona 15-year fixed rates fell 0.037 points over the past 7 days to 5.881%.
As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Anthem, Arizona directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Anthem, Arizona. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in AZ.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Anthem, Arizona
How does my credit score affect my rate in Arizona?
Your credit score is a major factor. Generally, borrowers in Anthem, Arizona with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Arizona because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Arizona?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Arizona, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Anthem, Arizona, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Anthem, Arizona?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Arizona, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Arizona?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Anthem, Arizona offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Anthem, Arizona?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Anthem, Arizona?
- Mountain America Federal Credit Union: 6.12% (30-year fixed (new purchase))
- America First Federal Credit Union: 6.12% (30 Year Fixed)
- Desert Financial Credit Union: 6.25% (Mortgage Refi 30 Year Fixed Rate)
- Credit Union of Southern California Credit Union: 6.50% (30-Year Fixed)
- U.S. Bank: 6.62% (30-year fixed refinance)
Mortgage Rates reflect actual verified offers from lenders actively lending to Arizona borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026
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