Mortgage Lenders and Brokers in Powells Crossroads, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Powells Crossroads, Tennessee mortgage lenders include Citizens Tri County BankCitizens Tri County Bank1548 Main St, Altamont, TN 37301A5.0 ★Texas Ratio: 7.54%, Builtwell BankBuiltwell Bank219 Ward St, Benton, TN 37307A+5.0 ★Texas Ratio: 2.72%, FirstbankFirstbank8398 Us Highway 64, Bartlett, TN 38133A5.0 ★Texas Ratio: 7.51%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Bank of TennesseeBank of Tennessee1917 Highway 394, Blountville, TN 37617A+5.0 ★Texas Ratio: 4.09%, CU Community, LLCCU Community, LLC1007 Us Highway 45 N, Henderson, TN 38340, Mountain Valley BankMountain Valley BankHighway 28 South At Cordell Lane, Dunlap, TN 37327A+5.0 ★Texas Ratio: 4.32%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1611 Gunbarrel Rd, Chattanooga, TN 37421A5.0 ★Texas Ratio: 7.72%, SmartbankSmartbank109 Associates Blvd, Alcoa, TN 37701A+5.0 ★Texas Ratio: 1.74%, and Tennessee Valley Federal C UTennessee Valley Federal C UChattanooga, TN. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Powells Crossroads, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Powells Crossroads are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Powells Crossroads, Tennessee
Market share is the lender's share of all home loans closed in Powells Crossroads, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1548 Main St, Altamont, TN 37301 A5.0 ★Texas Ratio: 7.54% |
Conventional | 12 | 16.2% | 92.9% | $118,333 | View |
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219 Ward St, Benton, TN 37307 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 6 | 8.1% | 75% | $90,000 | View |
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8398 Us Highway 64, Bartlett, TN 38133 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
4.1% | 75% | $185,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 1.4% | 100% | $225,000 | View |
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1917 Highway 394, Blountville, TN 37617 A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 1.4% | 100% | $205,000 | View |
CU Community, LLC
1007 Us Highway 45 N, Henderson, TN 38340 |
Conventional | 1 | 1.4% | 100% | $305,000 | |
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Highway 28 South At Cordell Lane, Dunlap, TN 37327 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 1.4% | 100% | $305,000 | View |
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1611 Gunbarrel Rd, Chattanooga, TN 37421 A5.0 ★Texas Ratio: 7.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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109 Associates Blvd, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tennessee Valley Federal C U
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Conventional, HELOC | 4 +1 HELOCs |
5.4% | 80% | $282,500 | |
Mortgage Investors Group
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FHA | 2 | 2.7% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA | 5 | 6.8% | 70% | $349,000 | View |
United Wholesale Mortgage
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Conventional, FHA | 3 | 4.1% | 100% | $341,666 | |
Union Home Mortgage Corp.
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FHA, USDA | 3 | 4.1% | 100% | $171,666 | |
Newrez LLC
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Conventional, VA | 2 | 2.7% | 100% | $290,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 2.7% | 100% | $240,000 | |
Ark-La-Tex Financial Services LLC
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VA, USDA | 2 | 2.7% | 100% | $290,000 | |
CrossCountry Mortgage, LLC
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FHA, HELOC | 1 +1 HELOCs |
1.4% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.4% | 100% | $265,000 | |
Primelending
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Conventional | 1 | 1.4% | 100% | $455,000 | |
loanDepot.com LLC
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FHA | 1 | 1.4% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.01% |
FHA | 1 | 1.4% | 100% | $455,000 | View |
Guild Mortgage Company
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Conventional | 1 | 1.4% | 100% | $495,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 1.4% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1.4% | 50% | $175,000 | View |
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A+5.0 ★Texas Ratio: 1.70% |
Conventional | 1 | 1.4% | 100% | $45,000 | View |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 1.4% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 1 | 1.4% | 100% | $335,000 | |
First Citizens National Bank
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Conventional | 1 | 1.4% | 100% | $455,000 | |
Union Savings Bank
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Conventional | 1 | 1.4% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 1.4% | 100% | $435,000 | View |
First Jackson Bank, Inc
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Conventional | 1 | 1.4% | 100% | $135,000 | |
Mortgage Research Center
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VA | 1 | 1.4% | 33.3% | $265,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 1.4% | 100% | $165,000 | |
Mission Loans, LLC
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Conventional | 1 | 1.4% | 100% | $105,000 | |
Tjc Mortgage Inc
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FHA | 1 | 1.4% | 100% | $495,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.4% | 100% | $245,000 | View |
Summit Funding.Inc
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VA | 1 | 1.4% | 100% | $805,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.4% | 100% | $165,000 | |
New American Funding, LLC.
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USDA | 1 | 1.4% | 100% | $185,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.4% | 100% | $805,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.4% | 100% | $445,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.4% | 100% | $75,000 | |
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Powells Crossroads Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Powells Crossroads, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Powells Crossroads? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Powells Crossroads in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Powells Crossroads, TN
Use these to narrow the list above. Each category shows how many Powells Crossroads, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Powells Crossroads, TN
Independent mortgage companies closed 45.9 percent of home loans in Powells Crossroads, Tennessee in 2025, banks 45.9 percent and credit unions 8.1 percent. Mortgage Investors Group was the largest mortgage company, Citizens Tri County Bank the largest bank and CU Community, LLC the largest credit union. Among lenders headquartered in Tennessee, Citizens Tri County Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Powells Crossroads, TN
By home loans closed in 2025, Citizens Tri County Bank was the largest mortgage lender in Powells Crossroads, Tennessee with 12 loans, about 16.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Powells Crossroads, Tennessee in 2025, led by Firstbank with 2. 6 lenders closed VA loans, led by Newrez LLC, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 3 credit unions closed home loans in Powells Crossroads, Tennessee in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Powells Crossroads, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Powells Crossroads, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Powells Crossroads. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
