Mortgage Lenders and Brokers in Jellico, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jellico, Tennessee mortgage lenders include UbankUbank1075 5th Street, Jellico, TN 37762A+5.0 ★Texas Ratio: 3.86%, First National Bank of OneidaFirst National Bank of Oneida250 National Dr, Helenwood, TN 37755, Community Trust Bank, Inc.Community Trust Bank, Inc.2106 N Charles G Seivers Blvd, Clinton, TN 37716A+5.0 ★Texas Ratio: 3.53%, Peoples Bank of the SouthPeoples Bank of the South2152 N Charles G Seivers Blvd, Clinton, TN 37716A5.0 ★Texas Ratio: 6.15%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Ornl Federal Credit UnionOrnl Federal Credit Union103 Hamilton Crossing Dr, Alcoa, TN 37701, Builtwell BankBuiltwell Bank189 5th St, Jellico, TN 37762A+5.0 ★Texas Ratio: 2.72%, Y-12 Federal Credit UnionY-12 Federal Credit Union450 N Charles G Seivers Blvd, Clinton, TN 37716 3730A+5.0 ★Texas Ratio: 3.67%, Hearthside Bank CorporationHearthside Bank Corporation111 Washington Ave, Harrogate, TN 37752A+5.0 ★Texas Ratio: 2.76%, and Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jellico, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jellico are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jellico, Tennessee
Market share is the lender's share of all home loans closed in Jellico, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jellico 1075 5th Street, Jellico, TN 37762 A+5.0 ★Texas Ratio: 3.86% |
Conventional | 19 | 19% | 90.5% | $71,315 | View |
First National Bank of Oneida
250 National Dr, Helenwood, TN 37755 |
Conventional | 5 | 5% | 100% | $145,000 | |
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2106 N Charles G Seivers Blvd, Clinton, TN 37716 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 4 | 4% | 100% | $130,000 | View |
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2152 N Charles G Seivers Blvd, Clinton, TN 37716 A5.0 ★Texas Ratio: 6.15% |
Conventional | 3 | 3% | 100% | $55,000 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
FHA, VA | 3 | 3% | 100% | $171,666 | View |
Ornl Federal Credit Union
103 Hamilton Crossing Dr, Alcoa, TN 37701 |
Conventional, HELOC | 2 +1 HELOCs |
2% | 66.7% | $115,000 | |
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189 5th St, Jellico, TN 37762 A+5.0 ★Texas Ratio: 2.72% |
Conventional | 2 | 2% | 28.6% | $70,000 | View |
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450 N Charles G Seivers Blvd, Clinton, TN 37716 3730 A+5.0 ★Texas Ratio: 3.67% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $205,000 | View |
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111 Washington Ave, Harrogate, TN 37752 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 1% | 100% | $55,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1% | 100% | $45,000 | View |
Mortgage Investors Group
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Conventional, VA | 4 | 4% | 100% | $245,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 4% | 28% | $110,000 | |
21St Mortgage
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Conventional | 2 | 2% | 50% | $120,000 | |
First State Bank of the Southeast
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Conventional | 1 | 1% | 100% | $105,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 1% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 7 | 7% | 63.6% | $146,428 | View |
United Wholesale Mortgage
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FHA, VA | 6 | 6% | 100% | $231,666 | |
Cmg Mortgage Inc
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FHA, VA, USDA | 5 | 5% | 100% | $203,000 | |
Everett Financial, Inc.
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Conventional, FHA, USDA | 4 | 4% | 100% | $90,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 2% | 100% | $85,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 2% | 100% | $70,000 | |
Mortgage Research Center
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VA, USDA | 2 | 2% | 66.7% | $140,000 | |
Village Capital & Investment
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FHA, VA | 2 | 2% | 66.7% | $290,000 | |
Liberty Federal Credit Union
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Conventional | 1 | 1% | 100% | $55,000 | |
Goodleap, LLC
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FHA | 1 | 1% | 100% | $75,000 | |
Newrez LLC
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Conventional | 1 | 1% | 50% | $155,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1% | 100% | $235,000 | |
Pennymac Loan Services LLC
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VA | 1 | 1% | 100% | $355,000 | |
American Financial Network, Inc.
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USDA | 1 | 1% | 100% | $135,000 | |
American Financing Corporation
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Conventional | 1 | 1% | 100% | $505,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $375,000 | |
Wright Patt Credit Union Inc
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Conventional | 1 | 1% | 100% | $175,000 | |
Towne Mortgage Company
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FHA | 1 | 1% | 100% | $185,000 | |
New American Funding, LLC.
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USDA | 1 | 1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1% | 100% | $465,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1% | 100% | $365,000 | |
Reliance First Capital, LLC
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FHA | 1 | 1% | 100% | $175,000 | |
Texana Bank
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VA | 1 | 1% | 100% | $395,000 | |
Geneva Financial LLC
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FHA | 1 | 1% | 100% | $125,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Jellico Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jellico, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Jellico? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jellico in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jellico, TN
Use these to narrow the list above. Each category shows how many Jellico, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Jellico, TN
Independent mortgage companies closed 54 percent of home loans in Jellico, Tennessee in 2025, banks 41 percent and credit unions 5 percent. Mortgage Investors Group was the largest mortgage company, Ubank the largest bank and Ornl Federal Credit Union the largest credit union. Among lenders headquartered in Tennessee, Ubank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jellico, TN
By home loans closed in 2025, Ubank was the largest mortgage lender in Jellico, Tennessee with 19 loans, about 19 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Jellico, Tennessee in 2025, led by United Wholesale Mortgage with 4. 11 lenders closed VA loans, led by United Wholesale Mortgage, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Jellico, Tennessee in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jellico, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jellico, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jellico. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
