Mortgage Lenders and Brokers in Huntingdon, Tennessee
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Huntingdon, Tennessee mortgage lenders include Carroll Bank and TrustCarroll Bank and Trust19510 Main St W, Huntingdon, TN 38344A5.0 ★Texas Ratio: 13.53%, FirstbankFirstbank123 2nd Ave, Huntingdon, TN 38344A5.0 ★Texas Ratio: 7.51%, First Community Mortgage, Inc.First Community Mortgage, Inc.2681 Boones Creek Rd, Johnson City, TN 37615A+5.0 ★Texas Ratio: 3.36%, Leaders Credit UnionLeaders Credit Union5530 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 4.77%, Centennial BankCentennial Bank119 Main Street, Adamsville, TN 38310A5.0 ★Texas Ratio: 9.59%, Simmons BankSimmons Bank5810 Airline Rd, Arlington, TN 38002A+5.0 ★Texas Ratio: 5.33%, Regions BankRegions Bank216 S Calderwood St, Alcoa, TN 37701A+5.0 ★Texas Ratio: 4.37%, First National Bank of Middle TennesseeFirst National Bank of Middle Tennessee1175 Meridian Blvd, Franklin, TN 37067A+5.0 ★Texas Ratio: 5.43%, Vanderbilt Mortgage and Finance, IncVanderbilt Mortgage and Finance, IncMaryville, TN, and Rocket MortgageRocket MortgageA+5.0 ★Texas Ratio: 2.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Huntingdon, Tennessee in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Huntingdon are listed first, then lenders elsewhere in Tennessee, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Huntingdon, Tennessee
Market share is the lender's share of all home loans closed in Huntingdon, Tennessee. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Huntingdon 19510 Main St W, Huntingdon, TN 38344 A5.0 ★Texas Ratio: 13.53% |
Conventional | 66 | 43.7% | 100% | $135,454 | View |
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3 offices in Huntingdon 123 2nd Ave, Huntingdon, TN 38344 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 9 +2 HELOCs |
6% | 100% | $98,333 | View |
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2681 Boones Creek Rd, Johnson City, TN 37615 A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, USDA | 11 | 7.3% | 93.3% | $283,181 | View |
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5530 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 4.77% |
Conventional, FHA, USDA, HELOC | 4 +3 HELOCs |
2.6% | 100% | $167,500 | View |
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119 Main Street, Adamsville, TN 38310 A5.0 ★Texas Ratio: 9.59% |
Conventional | 2 | 1.3% | 100% | $115,000 | View |
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5810 Airline Rd, Arlington, TN 38002 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 2 | 1.3% | 66.7% | $425,000 | View |
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216 S Calderwood St, Alcoa, TN 37701 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 50% | $55,000 | View |
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1175 Meridian Blvd, Franklin, TN 37067 A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 0.7% | 100% | $485,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.3% | 21.4% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.03% |
Conventional, FHA, VA | 10 | 6.6% | 76.9% | $188,000 | View |
Pennymac Loan Services LLC
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FHA, VA | 5 | 3.3% | 83.3% | $215,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 2% | 100% | $58,333 | |
United Wholesale Mortgage
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Conventional, VA | 2 | 1.3% | 100% | $270,000 | |
American Financial Resources LLC
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FHA, VA | 2 | 1.3% | 100% | $205,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.3% | 100% | $460,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.3% | 100% | $190,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 1.3% | 100% | $520,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.3% | 100% | $130,000 | |
Planet Home Lending, LLC
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VA | 2 | 1.3% | 100% | $315,000 | |
Mortgage Research Center
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VA | 2 | 1.3% | 50% | $285,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.3% | 66.7% | $105,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.7% | 100% | $305,000 | View |
Loanunited.Com, LLC
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VA | 1 | 0.7% | 100% | $375,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 16.7% | $195,000 | |
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A5.0 ★Texas Ratio: 13.21% |
USDA | 1 | 0.7% | 100% | $155,000 | View |
Oceanside Mortgage Company
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FHA | 1 | 0.7% | 100% | $115,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.7% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $125,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $205,000 | |
Atlanta Postal Credit Union
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Conventional | 1 | 0.7% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.7% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.17% |
FHA | 1 | 0.7% | 50% | $215,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.7% | 100% | $555,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.7% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.39% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.7% | 100% | $205,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Huntingdon Mortgage Rate Trends
Daily average mortgage rates for Tennessee compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Huntingdon, Tennessee
Looking for mortgage lenders near me or mortgage brokers near me in Huntingdon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Huntingdon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Huntingdon, TN
Use these to narrow the list above. Each category shows how many Huntingdon, TN lenders fit and what that kind of lender is usually best for.
Who Lends in Huntingdon, TN
Independent mortgage companies closed 33.1 percent of home loans in Huntingdon, Tennessee in 2025, banks 63.6 percent and credit unions 3.3 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, Carroll Bank and Trust the largest bank and Leaders Credit Union the largest credit union. Among lenders headquartered in Tennessee, Carroll Bank and Trust led with 66 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Tennessee. State realty transfer tax of $0.37 per $100 of consideration (0.37 percent) plus a mortgage recordation tax of $0.115 per $100 of indebtedness above the first $2,000 (Tenn. Code 67-4-409).
More Tennessee Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Huntingdon, TN
By home loans closed in 2025, Carroll Bank and Trust was the largest mortgage lender in Huntingdon, Tennessee with 66 loans, about 43.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Huntingdon, Tennessee, Carroll Bank and Trust approved the highest share of completed applications in 2025 at 100 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Huntingdon, Tennessee in 2025, led by Pennymac Loan Services LLC with 4. 12 lenders closed VA loans, led by Planet Home Lending, LLC, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 2 credit unions closed home loans in Huntingdon, Tennessee in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Huntingdon, Tennessee during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Huntingdon, Tennessee for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Huntingdon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
